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Life is unpredictable. Join the bank account that fights the unexpected.

Unlock Community Safety Net benefits like:
• Up to $5000 cash paid directly to you after a covered injury
• Pay less for prescription meds & negotiate current medical bills
• Instant cash advance from paycheck for emergency expenses (coming soon)
• Daily Discounts & Cashbacks on debit card (coming soon)

Download now to see why FORBES recommended Better Banking.

All-in-one banking with
• FDIC Insured Bank Account
• Visa Debit Card
• World’s 1st Community Safety Net™

“If they’re in an accident and have sudden medical expenses, they’re able to get up to $5,000 in cash, to fund anything from hospital charges to utility bills.“— FORBES
“A challenger bank is offering supplemental health insurance and other health-related benefits to customers who are uninsured or underinsured.” - AMERICAN BANKER
“Top #50 Startups to Watchout in 2020"— BUILT IN NYC MAG


Up to $5000 Accident Insurance Coverage¹
Can’t work after an injury while at home or work? Rest easy knowing you’re protected for covered accidents and injuries. Not a loan, no need to return it.
Spend it to cover:
- E.R.
- Medical bills
- Rent
- Groceries
- Lost income

Over 55,000 FREE ATM locations across US
Find the nearest ATM form right from the Better Banking app which allows access to 55,000 fee free Allpoint® ATMs nationwide. (coming soon)

FDIC Insured Banking + Visa® Debit Card

Spend everywhere Visa is accepted with your Better Visa® Debit Card.

Up to 85% OFF prescription meds
Pay less for meds for you and your family at Walgreens, CVS, Walmart & others with our drug discount code.

Your Community Health Advocate
Simply upload your medical bills and our community advocates will negotiate lower rates for you.

Instant Cash Advance (coming soon)
Tap to get an instant cash advance sent to your debit card to cover unexpected emergencies.

Daily Cashback and Discounts (coming soon)
Save money everyday with rewards.

All of your data is secured with the same 256-bit encryption that banks use. We do NOT share or sell any of your personal information with ANY third parties.

We are always here to help. If you ever need us or have any questions, please email us at support@betterbanking.app.

We started Better Banking as a public benefit corporation to protect ourselves from medical debt. Our founders fought unexpected medical bills like millions of other Americans and decided to build banking designed to help fight unexpected circumstances.

What’s New

Version 1.6.4

Bug fixes and performance improvements

Ratings and Reviews

4.5 out of 5
8 Ratings

8 Ratings

mmy2021 ,

Highly recommend!!!!

So far I’m extremely happy, can’t complain!
I downloaded the app, linked my primary bank account and was automatically approved for a Better Banking membership. Once approved, you can view all the benefits that you get with your debit card.. Also, all your funds in Better Banking are FDIC insured up to $250,000; that’s like any other bank. Except this one comes with your own SAFETY NET! Would recommend Better Banking to anyone. Especially, if you worry about financial emergencies in between paychecks. GET IT NOW!

Rjalfaro ,

I love their mission!

The team was super responsive and I love their mission. In the past, I’ve had a broken ankle that left me without work for 2 months. While my insurance covered the medical bills, I spent through all my savings and had to borrow money just to cover my everyday household bills. Imagine, if I knew about Better Banking back then! Check this out ppl, they are truly banking for a community!!!

Silliesttimer ,

More like bestest bank

I am currently unemployed and don’t have health insurance (thanks America) and this is just what I need to get back on my feet.

App Privacy

The developer, Better Financial Corporation, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.

Data Used to Track You

The following data may be used to track you across apps and websites owned by other companies:

  • Identifiers
  • Usage Data

Data Linked to You

The following data may be collected and linked to your identity:

  • Financial Info
  • Contact Info
  • User Content
  • Identifiers
  • Usage Data
  • Diagnostics

Data Not Linked to You

The following data may be collected but it is not linked to your identity:

  • Location

Privacy practices may vary, for example, based on the features you use or your age. Learn More


  • Family Sharing

    With Family Sharing set up, up to six family members can use this app.

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