Bills io - Track Your Expenses 17+

Private & secure bill manager

Nathan Grey

    • 4.7 • 29 Ratings
    • Free
    • Offers In-App Purchases


Bills io is a privacy first, personal finance app that keeps organizes, manages, and notifies you about your recurring and one-off expenses (Bills). Get started with a full featured, ad-free app expereince today! Bills io is free to start and will always stay free to get started with your personal finances.

Store and track your Bills between devices (iPhone, iPad, and Mac). Learn about how much money is used for monthly subscriptions, utilities, and day to day expenses like rent. Track and record payments that fluctuate each month. Bills io will calculate the average cost to help you plan how much money you need for bills every month. You can now export this data to Excel or Numbers to process how you'd like.

Bills io uses Apple's built in syncing via iCloud and your data stays with you in your iCloud account. There is no 3rd party looking into the Bills you add in the app. Everything is processed on device, and none of your data is sold to analytics companies. Bills io takes privacy as a first principle for all current and upcoming features.

Because Bills io does not connect to your bank account, please note you will have to input your bills to track. It is easy to set up recurring bills and expenses, but it is manual. Your privacy is important; take this time to review what should continue to be purchased every month and what may have been forgotten about.



Organize your bills with tags and track where each bill charges by account. For example, Bills io can tell you how much money your credit card gets charged per month for all of your subscriptions. You can then plan to budget that cost every month with your bank account.


Track and record when you pay a Bill online. Bills io allows you to record any notes about a payment to recall later on. Notes support basic Markdown formatting to allow for links, formatting, and complex records. Export all of your payments to a CSV file for processing outside Bills io.


See, track, and record payments for your upcoming Bills. Check out your recent payments and see how much money is due in the next week or month. Bills io tracks your average monthly cost for all bills.


Notifications are handled locally and never sent out from a server. Be notified for bills you pay manually or get notified before an auto withdrawal.


Bills io uses CloudKit to sync your data privately inside your iCloud account. You do not need an account signup or to upload your sensitive financial data. Bills io cannot see any of your personal finances and there is no magic algorithm processing your payment history while selling your data.


Use everywhere in the Apple ecosystem. Available on iPhone, iPadOS, and macOS.


Premium subscription is available to help get the most out of organizing your bills.

- Export Payments and Bills to CSV Files
- Lock Bills io with Face ID or Touch ID
- Create and view notes for payments
- Add and manage multiple collections
- Organize bills based on payment accounts
- Tag and create your own custom organization structure
- Set custom notification reminder times
- Access to all upcoming premium features
- Support indie development


- Monthly and annual subscriptions are available
- Payment will be charged to your iTunes account at confirmation of purchase
- Your subscription will automatically renew unless auto-renew is disabled at least 24 hours before the end of the current subscription period
- Automatic renewals will be charged at the same price you were originally charged for the subscription
- Subscriptions can be managed or cancelled by going to Account Settings on the App Store after purchase

Privacy Policy:

What’s New

Version 2.2.0

Happy summer! This update has a long requested feature for many, data exporting. You can now export all of your Bills or Payments to a CSV (Comma Separated Value) file and open in Excel / Numbers. Drilling down into a filtered list will allow you to export a subset of Bills or Payments. For instance, if you have a Collection for Work, you can export those payments.

There are many changes planned for this fall, but before that, the Bill listing page has been cleaned up. There is now an accented calendar icon that shows your next due dates. Feel free to tap that for a quick way to access the context menu.

Thanks for everyone's support, and enjoy!


- Export Bills and Payment as CSV's (Premium)
- Refreshed UI with easier to see date icons
- Tags are now in the Bill list
- Quickly tap a Bills icon to open Safari to quickly pay that Bill


- Monthly cost calculation for non-repeating bills is resolved
- Deletion bug on archiving all bills in section
- Updated Spanish translations

Ratings and Reviews

4.7 out of 5
29 Ratings

29 Ratings

Tiny Colombian ,

Love tags!

I have been using this app a couple months now and I have to say it is my favorite app to track my expenses. I really like that I don’t have to add my bank information and all the info I add is in my iCloud account. I think the app is really easy to use. I especially love the tags! It helps me to divide all my expenses in categories. Also love how you can set reminders, and if you pay earlier, you can add a note and the date you actually paid. Also for those bills that have odd pay days, let’s say every 3 months, you can set up whatever time frame you can your bill to repeat. The app also gives you a total for the week and for the month. Highly recommend it!

brywill32606 ,

Great App!

I had been using Bills Organizer for a long time and really liked but occasionally I would not open on my iPad, after a few days it would then work fine it was until it did the same on my iPhone I started looking for a new app. I found this one and I Love it! I have been using it for a while and it is great!
You need to take time and set it up but once you do when it rocks! I really like that you can print the bills that have been paid so you can reconcile with you bank. So far, I haven’t experienced any issues.
I would definitely recommend this app.

Tiny Colombian ,

Do not miss another Bill!!

I used to track my expenses in a excel spreedsheet, very old school. I started using this app but continued using my spreedsheet just to make sure I didnt miss any bills. It's been more than 1 year using this app and I havent touched the spreadsheet in more than 8 months. It was very easy to start using, very intuitive! I love that it is just to track your bills, and it doesnt link your bank account. I specially LOVE no adds in the app. I am looking forward to see future versions of the app.

App Privacy

The developer, Nathan Grey, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.

Data Not Collected

The developer does not collect any data from this app.

Privacy practices may vary, for example, based on the features you use or your age. Learn More


  • Family Sharing

    Some in‑app purchases, including subscriptions, may be shareable with your family group when Family Sharing is enabled.

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