Black Hills FCU Mobile Banking 4+

Black Hills Federal Credit Union

    • 4.8 • 4.8K Ratings
    • Free


Black Hills FCU’s FREE Mobile Banking Application - optimized for iPhone and iPad devices.*


• Review account balances and transactions
• Transfer funds between accounts
• Pay bills**
• Remote Check Deposit
• Review account information with Apple Smartwatch
• Locate surcharge-free ATM’s and BHFCU's branches


Black Hills FCE uses SSL (Secure Socket Layer) encryption to communicate securely through all mobile devices.

* Must be enrolled in Online Banking. There is no charge from BHFCU, but messaging and data rates may apply.

** Must have Bill Pay setup previously in Online Banking.

What’s New

Version 2022.9.1.1

-General Maintenance and Defect Fixes

Ratings and Reviews

4.8 out of 5
4.8K Ratings

4.8K Ratings

South Dakotan ,

Mobile deposits hit or miss

About 10-15% of the mobile deposits I make fail even though the app tells me they were successful. This seems to happen after business hours. I’ve had success re-depositing the next day, so I don’t know why they were rejected the first time. I’m very careful to follow the instructions on the app, including the “mobile deposit only” notation under my endorsement. Usually, I just resort to my Wells Fargo (boo!) app because I don’t have time to check if the prior day’s BHFCU mobile deposits were successful.

SD_Whytenoise ,

Good but needs individual transaction notification

I’ve used the app for years and it is solid. I’ve had very few issues.

It needs to have an option or a companion app that pushes alerts for individual transactions. We have an Ally account that does have this ability. Because we have this, we were automatically aware of a couple of small interviews transactions we didn’t make. We shut the debit card down. A day later 62 transactions were declined on the card. With this app, we would have likely missed it (Labor Day Weekend) because we don’t check transactions every day. I have no doubt BHFCU would’ve resolved the dispute and we would get our money back but how long would it take? Even if it was on Tuesday when they opened up again, you’ve lost the money for a holiday weekend.

BHFCU is a SOLID institution. I’ve done business with them going on 30 years and I will always have an account there. However, I will likely stop using debit card (and get a new number to be safe) until this feature becomes available.

Sarah Pemberton ,

Super convenient

This app has been super great to check the balances and keep track of the charges to my accounts. It's also been great to have my credit card account all under the same umbrella as my checking and savings accounts so I can easily make payments! This app is a life saver.

App Privacy

The developer, Black Hills Federal Credit Union, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.

Data Linked to You

The following data may be collected and linked to your identity:

  • Purchases
  • Financial Info
  • Location
  • Contact Info
  • User Content
  • Identifiers
  • Usage Data

Privacy practices may vary, for example, based on the features you use or your age. Learn More

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