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Bliss is a mobile banking application, which does not charge fees to open or maintain an account, currently region-locked to the USA, for transgender individuals. Bliss aims to help our users afford their transition (medical, legal, social, or even custom goals).

We believe there’s a better way to save for your transition. With Bliss, we don’t think of savings* as some passive action. We see it as time travel—a way to meet your future self even faster.
Bliss isn’t about buzzwords or finance jargon. We’re about making sure your money is safe1, creating opportunities for growth, and ensuring that you have ownership over your money. If you’re looking for crypto, NFTs, and junk stocks, Bliss isn’t for you. If you’re looking for a tool to help you save money and accelerate your transition by days, weeks, months, or even years while maintaining your privacy and security, you’re in the right place.

Euphoria.LGBT, Inc. (the makers of Bliss) has partnered with Jiko to provide a truly state-of-the-art experience regarding how we handle your finances by investing your dollars into Treasury Bills. Per our friends at Jiko, “Unlike traditional banks, we invest your money in government-backed Treasury Bills, which are sold in real-time when a purchase is made. You receive 100% of the earnings from your investment.”

And this is just the start for us. We have other features within Bliss that we’ll be activating over the upcoming months that help you grow your money even more. To start, we’re making sure your money is protected and growing with Treasury Bills, rather than risking your money in exchange for the ephemeral gains (or losses) that the stock market usually yields. And since the days of Alexander Hamilton, the United States has never defaulted on the federal debt, making the Treasury Bill one of the safest securities on earth.

We’re not going to play around with your money. This is too important.

In addition to utilizing Treasury Bills, Bliss contains a Cost Database of transition-related goals to help you plan and afford your transition. And once you’ve mapped out your transition and set your recurring contribution, your transition is effectively on auto-pilot. Bliss will then notify you once as you reach your goals.

Transition is expensive. Our aim with Bliss is to help you reach your goals faster.
Bliss does not data-mine, nor are there any fees.

And while this community can be utilized by all, Bliss is designed for transgender people first. You can use Bliss to save up for non-transition-related goals, but our best features and latest updates will always be focused on the trans community.

Securities investments: Not FDIC Insured; No Bank Guarantee; May Lose Value. See Jiko U.S. Treasuries Risk Disclosures.

*Banking services and the Bank Account are provided by Jiko Bank, a division of Mid-Central National Bank, Member FDIC. Subject to transaction dollar amount or frequency limitations set forth in the Bank Account Limitations Disclosures.

*Investment services and the Brokerage Account are offered by Jiko Securities, Inc. (“JSI”). JSI is a member of the Financial Industry Regulatory Authority, Inc. (“FINRA”) and the Securities Investor Protection Corporation (“SIPC”). Explanatory brochure available upon request or at www.sipc.org. Securities investments: Not FDIC Insured; No Bank Guarantee; May Lose Value. Past performance is not indicative of future performance. See FINRA BrokerCheck and Jiko U.S. Treasuries Risk Disclosures.

JSI invests funds in Treasury Bills in $100 increments. Aggregate funds in your Brokerage Account of less than $100 will remain in that account in cash. Earnings on Treasury Bills may be exempt from the state and local taxes. We do not provide tax or legal advice. Please refer to your financial advisor or tax professional for advice.

What’s New

Version 1.2

Minor fixes

Ratings and Reviews

5.0 out of 5
4 Ratings

4 Ratings

App Privacy

The developer, Crowdbotics Corporation, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.

Data Linked to You

The following data may be collected and linked to your identity:

  • Financial Info
  • Contact Info
  • Sensitive Info

Data Not Linked to You

The following data may be collected but it is not linked to your identity:

  • Contact Info
  • Diagnostics

Privacy practices may vary, for example, based on the features you use or your age. Learn More


  • Family Sharing

    With Family Sharing set up, up to six family members can use this app.

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