Bluevine 4+

I do have to say that free business banking, let alone with the possibility of interest on your balance (with specific rules), is definitely enticing. As someone who is just starting his business, I was looking to save money by going this Bluevine option. I am in no hurry, so I tried the bank transfer (with a connected bank accounts) and electronic check deposit options with Bluevine and I must say, it has been over 10days now since I “deposited” a check and it still has NOT posted to the Bluevine account. If you need your funds available immediately after depositing, this will NEVER work for you. 10+ days to see the money post to you account is an unacceptable amount of time, especially when I see the money pulled from the other account within a couple days…

But if you are looking for free business checking to start and don’t need money immediately, it can be an option. As I get up and running, I will most definitely be looking for a more acceptable banking option. But, for now, it will work it work for the short term.

Don’t expect much from Bluevine and you won’t be too disappointed.

Hello, we're eager to work with you on this and would love to connect on ways to resolve what you've shared with us here. We kindly ask you to contact our banking support team so we can better assist you with this. https://www.bluevine.com/contact-us/

When I first opened my BlueVine account (around 9 months ago) everything was working fine. The only problem I had was them putting 12 day holds on less than $1000 checks. Now it's gotten to the point that every time they update the app, my account gets put on hold for "further review". On top of that, they selectively accept checks. Sometimes you go to upload a check and it will deposit, other times you go to upload it and it will say "upload successful" and then turn around and say "the document has failed to upload" and then you have no way to cash the check since you've already wrote "for BlueVine mobile deposit only" on it.
When you call about what's happening, all they tell you is that "your account is on hold because they are reviewing your information" and don't give you a reason as to why. They have interrupted my business and my livelihood multiple times now, and I've heard from multiple other people that they will end up NOT REMOVING THE HOLD and stealing your money. DO NOT TRUST THIS BANK. They are LIARS, SCAMMERS, THIEVES, and WHITE COLLAR CRIMINALS. I cannot believe this has happened to me. All of my hard earned money is just gone. No access whatsoever. Please for the sake of god don't put your money into a BlueVine account unless you want to legally get robbed.

Hello, thank you for bringing this to our attention. We look forward to connecting with you. In order to assist you with what you’ve referenced here, we kindly ask you to contact our banking support team for further assistance. https://www.bluevine.com/contact-us/

I have had Bluevine for a few months now. I can only write one positive comment. The interest rebate is really good. However their policies and procedures are pure rubbish. Customer service is the worst I have dealt with. They make it impossible to talk to the same person to resolve issues or answer questions. When it comes to answering questions, it is impossible to get the same answer from two different people. One says policy is (insert here) and the other says policy is (insert different here). They put hold on checks, and high is understandable. But this is whether or not you have a sufficient balance to cover the deposited checks. The release date of the hold…😂! What a joke! Sometimes it’s 8 business days. I say sometimes because the 8th business day doesn’t constitute the day the funds will be released. When you call and ask them why the funds aren’t released the answer is “the funds will be released some time today before the close of the business day.” 😂😂

Simply put, these guys are thieves. Stay away from them. If you’re not diligent in watching your money this is absolutely the worst bank to be dealing with. Document everything and be prepared to be lied to. Constantly.

Hello Lewyduce, we want to apologize for the experience you have shared here. We continuously strive to improve your experience and we value any and all feedback. We have facilitated this to the appropriate teams for further review. If you need any additional assistance please contact our banking support team. https://www.bluevine.com/contact-us/