Bluevine 4+


Bluevine Capital

    • 4.7 • 2.8K Ratings
    • Free

iPhone Screenshots


Bluevine Business Checking is a premier checking account thoughtfully designed for a simple, all-in-one digital banking experience. The Bluevine Business Checking app lets you manage cash flow, pay bills, track transactions, and deposit checks right from your phone.


Eligible customers can earn 2.0% interest on balances up to and including $250,000,* making Bluevine Business Checking one of the nation’s highest-yield business checking accounts.


Make all the deposits or payments you need with no limit on your number of transactions.** Plus, you can save with no monthly or overdraft fees and no minimum opening deposit or balance requirements.


You can now manage up to 5 sub-accounts so you can easily budget for taxes, payroll, and more. Each sub-account comes with a designated account number so you have more control over your finances.***


Deposit checks, transfer funds, and pay bills from your mobile device. You can also deposit or withdraw funds at 37,000+ in-network MoneyPass locations nationwide.****


Bank with confidence and peace of mind. Your Bluevine account is FDIC insured up to $3,000,000 per depositor through Coastal Community Bank, Member FDIC and our program banks. We protect your Bluevine account with industry-leading security protocols. For example, you can instantly lock your debit card if you lose or misplace it.

For more information, visit

Bluevine in the News:

“Bluevine has demonstrated a track record of success with their multiple financing products and set themselves apart with their vision of a complete platform of innovative banking products for small businesses.” -TechCrunch

“No one that we know is building or has built a bank designed and built specifically for small businesses. And that is what we’re doing.” -Banking Dive


Bluevine is a financial technology company, not a bank. Banking services are provided by Coastal Community Bank, Member FDIC. Bluevine accounts are FDIC insured up to $3,000,000 per depositor through Coastal Community Bank, Member FDIC and our program banks. The Bluevine Business Debit Mastercard® is issued by Coastal Community Bank, Member FDIC pursuant to a license from Mastercard International Incorporated and may be used everywhere Mastercard is accepted.

Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.

Bluevine Privacy Policy:

Coastal Community Bank Privacy Policy:

*Customers will earn 2.0% interest on total balances up to and including $250,000 only if they meet the monthly debit transaction or deposit requirements described in section M of the Account Agreement ( No interest earned on balances over $250,000. Any interest accrued and payable for an Account or Sub-Account will be paid to your main Account.

**No limit on the number of transactions. However, checking accounts are subject to the monthly deposit and withdrawal amount limits of the user agreement:

***Sub-accounts can only be opened on the desktop or mobile browser version of the Bluevine Dashboard experience. Customers will receive a Bluevine Business Debit Mastercard only for use with the main Bluevine Business Checking Account.

****Bluevine charges a $2.50 fee for ATM transactions outside of the MoneyPass® network. Additional third-party ATM fees may vary by ATM operator.

What’s New

Version 10.23.0

- Ability to send international payments through the app

- Additional performance enhancements and bug fixes

Enjoying the app? Let us know by leaving a rating.
If you need support, please reach out at

Ratings and Reviews

4.7 out of 5
2.8K Ratings

2.8K Ratings

GIM8789 ,

An exorbitantly long wait for money

I do have to say that free business banking, let alone with the possibility of interest on your balance (with specific rules), is definitely enticing. As someone who is just starting his business, I was looking to save money by going this Bluevine option. I am in no hurry, so I tried the bank transfer (with a connected bank accounts) and electronic check deposit options with Bluevine and I must say, it has been over 10days now since I “deposited” a check and it still has NOT posted to the Bluevine account. If you need your funds available immediately after depositing, this will NEVER work for you. 10+ days to see the money post to you account is an unacceptable amount of time, especially when I see the money pulled from the other account within a couple days…

But if you are looking for free business checking to start and don’t need money immediately, it can be an option. As I get up and running, I will most definitely be looking for a more acceptable banking option. But, for now, it will work it work for the short term.

Don’t expect much from Bluevine and you won’t be too disappointed.

Developer Response ,

Hello, we're eager to work with you on this and would love to connect on ways to resolve what you've shared with us here. We kindly ask you to contact our banking support team so we can better assist you with this.

Zackdaman2001 ,


When I first opened my BlueVine account (around 9 months ago) everything was working fine. The only problem I had was them putting 12 day holds on less than $1000 checks. Now it's gotten to the point that every time they update the app, my account gets put on hold for "further review". On top of that, they selectively accept checks. Sometimes you go to upload a check and it will deposit, other times you go to upload it and it will say "upload successful" and then turn around and say "the document has failed to upload" and then you have no way to cash the check since you've already wrote "for BlueVine mobile deposit only" on it.
When you call about what's happening, all they tell you is that "your account is on hold because they are reviewing your information" and don't give you a reason as to why. They have interrupted my business and my livelihood multiple times now, and I've heard from multiple other people that they will end up NOT REMOVING THE HOLD and stealing your money. DO NOT TRUST THIS BANK. They are LIARS, SCAMMERS, THIEVES, and WHITE COLLAR CRIMINALS. I cannot believe this has happened to me. All of my hard earned money is just gone. No access whatsoever. Please for the sake of god don't put your money into a BlueVine account unless you want to legally get robbed.

Developer Response ,

Hello, thank you for bringing this to our attention. We look forward to connecting with you. In order to assist you with what you’ve referenced here, we kindly ask you to contact our banking support team for further assistance.

Lewyduce ,

The worst I’ve seen

I have had Bluevine for a few months now. I can only write one positive comment. The interest rebate is really good. However their policies and procedures are pure rubbish. Customer service is the worst I have dealt with. They make it impossible to talk to the same person to resolve issues or answer questions. When it comes to answering questions, it is impossible to get the same answer from two different people. One says policy is (insert here) and the other says policy is (insert different here). They put hold on checks, and high is understandable. But this is whether or not you have a sufficient balance to cover the deposited checks. The release date of the hold…😂! What a joke! Sometimes it’s 8 business days. I say sometimes because the 8th business day doesn’t constitute the day the funds will be released. When you call and ask them why the funds aren’t released the answer is “the funds will be released some time today before the close of the business day.” 😂😂

Simply put, these guys are thieves. Stay away from them. If you’re not diligent in watching your money this is absolutely the worst bank to be dealing with. Document everything and be prepared to be lied to. Constantly.

Developer Response ,

Hello Lewyduce, we want to apologize for the experience you have shared here. We continuously strive to improve your experience and we value any and all feedback. We have facilitated this to the appropriate teams for further review. If you need any additional assistance please contact our banking support team.

App Privacy

The developer, Bluevine Capital, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.

Data Linked to You

The following data may be collected and linked to your identity:

  • Financial Info
  • Contact Info
  • Identifiers
  • Usage Data
  • Diagnostics

Data Not Linked to You

The following data may be collected but it is not linked to your identity:

  • Location

Privacy practices may vary, for example, based on the features you use or your age. Learn More

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