Bluevine 4+


Bluevine Capital

    • 4.6 • 908 Ratings
    • Free

iPhone Screenshots


Bluevine Business Checking is a premier checking account thoughtfully designed for a simple, all-in-one digital banking experience. The Bluevine Business Checking app lets you manage cash flow, pay bills, track transactions, and deposit checks right from your phone.


Eligible customers can earn 2.0% interest on balances up to and including $100,000,* making Bluevine Business Checking one of the nation’s highest-yield business checking accounts.


Make all the deposits or payments you need with no limit on your number of transactions.** Plus, you can save with no monthly or overdraft fees and no minimum opening deposit or balance requirements.


You can now manage up to 5 sub-accounts so you can easily budget for taxes, payroll, and more. Each sub-account comes with a designated account number so you have more control over your finances.***


Deposit checks, transfer funds, and pay bills from your mobile device. You can also deposit or withdraw funds at 37,000+ in-network MoneyPass locations nationwide.****


Bank with confidence and peace of mind. Your Bluevine account is FDIC insured up to $250,000 per depositor through Coastal Community Bank, Member FDIC. We protect your Bluevine account with industry-leading security protocols. For example, you can instantly lock your debit card if you lose or misplace it.

For more information, visit

Bluevine in the News:

“Bluevine has demonstrated a track record of success with their multiple financing products and set themselves apart with their vision of a complete platform of innovative banking products for small businesses.” -TechCrunch

“No one that we know is building or has built a bank designed and built specifically for small businesses. And that is what we’re doing.” -Banking Dive


Bluevine is a financial technology company, not a bank. Banking services are provided by Coastal Community Bank, Member FDIC. Bluevine accounts are FDIC insured up to $250,000 per depositor through Coastal Community Bank, Member FDIC. The Bluevine Business Debit Mastercard® is issued by Coastal Community Bank, Member FDIC pursuant to a license from Mastercard International Incorporated and may be used everywhere Mastercard is accepted.

Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.

Bluevine Privacy Policy:

Coastal Community Bank Privacy Policy:

*Customers will earn 2.0% interest on total balances up to and including $100,000 only if they meet the monthly debit transaction or deposit requirements described in section M of the Account Agreement ( No interest earned on balances over $100,000. Any interest accrued and payable for an Account or Sub-Account will be paid to your main Account.

**No limit on the number of transactions. However, checking accounts are subject to the monthly deposit and withdrawal amount limits of the user agreement:

***Sub-accounts can only be opened on the desktop or mobile browser version of the Bluevine Dashboard experience. Customers will receive a Bluevine Business Debit Mastercard only for use with the main Bluevine Business Checking Account.

****Bluevine charges a $2.50 fee for ATM transactions outside of the MoneyPass® network. Additional third-party ATM fees may vary by ATM operator.

What’s New


- Additional performance enhancements and bug fixes

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Ratings and Reviews

4.6 out of 5
908 Ratings

908 Ratings

Jeremy's Choice ,

Good Experience

I’ve had BlueVine for several years for my startup business, and I must deter some of the negative comments. For purely electronic transactions, BlueVine has been more than sufficient to meet my online business’s needs! Though I haven’t tried all of the features such as check deposits, which most people tend to complain about if anything. Overall for purely good API on your cash, and a place to store your money without gouging you with fees, I must admit that BlueVine has been great.

Developer Response ,

Hello, thank you for taking the time to leave a review. We appreciate you sharing your feedback!

Dan12945 ,

Avoid at all cost

I’ve had my Bluevine account open for over a year. I’ve had no returned items and have never overdrawn my account. I made the terrible mistake of depositing a cashier’s check with this fake bank. Bluevine put an 8 business day hold on the check and then the day the hold is suppose to expire they don’t give you access to the funds until the business day ends. An 8 business day hold (which translates into two full weeks) for a CASHIER’S CHECK is absolutely unreasonable - especially given that I’d held this account for over a year. The second the funds became available I moved them out and closed the account. I truly hope that any small business owner considering banking with Bluevine runs away as fast as they can - this bank will make your life more difficult and make running your business impossible. Zero stars all around.

Developer Response ,

Hello, We want to apologize for the experience you have shared here. We have facilitated your feedback to the appropriate teams so that we can improve this process. We kindly ask you to contact our banking support team for any further assistance or our help center.

bdbdjfnf f ,

Do not use blue vine

Let’s just point out the facts. A business check takes one week to deposit. I mobile deposit a check Monday, the funds will post the following Monday. How is any business going to operate on a one week check delay? If I schedule a payment, it often gets declined by blue vine for no reason. I have to do it twice, sometimes facing penalties by the recipient. Even the fee applied same day money wire takes three days. They make money from holding you money longer than needed and short term re investing it. I’d imagine they make millions just by holding it for an extra day. Don’t use this if you ever plan on actually using the money. I only use my Wells Fargo business account now. This is pretty much an online savings account.

Ok I am back on here I tried to wire the money out of the bank account and close the account and now they they wont wire the money. There is no customer service phone number to call. I have put in multiple customer service email requests.

I thought blue vine would be great, they have great advertising and fake review. I deposited a $10k check just too see if it was legit. It is not. If I turn away at least 1 person then my review is worth it.


Developer Response ,

Hello, we're eager to work with you on this and would love to connect on ways to resolve what you've shared with us here. We kindly ask you to contact our banking support team so we can better assist you with this.

App Privacy

The developer, Bluevine Capital, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.

Data Linked to You

The following data may be collected and linked to your identity:

  • Financial Info
  • Contact Info
  • Identifiers
  • Usage Data
  • Diagnostics

Data Not Linked to You

The following data may be collected but it is not linked to your identity:

  • Location

Privacy practices may vary, for example, based on the features you use or your age. Learn More

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