Boom - Build credit with rent‪.‬ 4+

Build & track your credit‪.‬

Boom Pay, Inc.

Designed for iPhone

    • 4.6 • 899 Ratings
    • Free

iPhone Screenshots


Did you know that your rent payments aren’t automatically reported to the credit bureaus?

Boom makes it easy to build credit with your rent. Join the tens of thousands of renters who use BoomReport to report ongoing payments, past payments, or both. Boom reports to all 3 major credit bureaus - Experian, TransUnion, and Equifax - so you see the maximum impact of the largest payment you make every month.

On average, Boom customers see an average credit score increase of 28 points
Some users see increases of over 105 points
Reporting your rent payments can help give you a credit score if you do not already have one
See your new rental tradeline on your credit report in as little as 10 days
Access your credit score for free in the Boom app to track your progress

Enroll in as few as 5 minutes via the Boom app
Available for anyone who pays rent via a digitally-tracked method, such as a rental portal, bank account, check, ACH, or payment apps (e.g. Venmo, PayPal)
Report ongoing payments and up to 24 months of prior rent history
You can even report old leases too, as long as you moved out within the past 12 months

Your security is a top priority. Sensitive user data is stored with our verification partners, which are bank-grade, highly-encrypted services. Our verification partners perform similar services for trusted companies such as PayPal, Robinhood, Coinbase, Venmo, Chime and more. Your data is never stored on your device. We do not sell your personal information to any third parties.

Still reading? What are you waiting for? Download Boom and supercharge your rent today.

Chat our team at or via the in-app support feature in the Boom Pay app if you have any questions, suggestions, or feedback.

What’s New

Version 2.7.0

Global subscription

Ratings and Reviews

4.6 out of 5
899 Ratings

899 Ratings

proudmama1224ever ,

Never write reviews but this is genius!!!

I heard about this a while ago and thought it was too good to be true!!!!! But it was true!!! This app has helped not only make life easier but literally helped my credit score a ton!!! If you rent you MUST use this! Don’t let your responsible rent payments go unrewarded! It’s literally the difference of helping your credit score (without trying )or or not helping it ….every month.. sooo why not?? We all know good credit helps everything in life become easier ..we all have to pay our rent so why not be able to prove how responsible you really are this way, and usually our most expensive bill of the month we must pay just to have a roof over our head is rent and there is nothing more frustrating than dumping money every month for something that doesn’t even help our credit score to one day help us purchase a home! Thank you whoever made this app possible!!

Developer Response ,

Thank you for the review! We are so happy to hear you have enjoyed the product :)

LoveNvrFails ,

Don’t do it!

First of all, let me say there is NOTHING seamless about this service. I uploaded pictures of my past lease documents and they came back a few days later and said they didn’t get them. So I had to scan them and send them in PDF files. Finally a few days later they said they got them. I gave access to my checking account, that was easy enough. My rent is the only thing I pay for with a check. So on my monthly statements there is literally one check to verify as my rent. They said my payments were missing except the last 2 months and requested I download pdf bank statements and highlight my payments. Huh?! Why give access to my checking account if you’re not actually going to use it to verify? I feel like they literally just wanted me to do the work for them. When I sent a message to ask why it couldn’t be verified, the response I received was basically- don’t worry, the last 60 days of your payments will be reported to the credit agencies. Needless to say I have spent an hour downloading and highlighting bank statements, just to upload them into the app for them to verify my payments. If I had it to do over again I absolutely would not even bother with this service. My credit isn’t bad and I don’t necessarily need the “28 point average” they say I will get from using it. This is as a huge headache and I do not recommend anyone using it!

Developer Response ,

Thank you for giving us the opportunity to address your feedback. We understand your frustration and apologize for the inconvenience you've faced. Our verification process aims to ensure accurate rent reporting, which sometimes requires additional steps to confirm payment history. While we have limited access to bank transactions, our verification process is designed to match payments to the declared rent amount as per the lease agreement. That said, we appreciate your patience and feedback as we continuously strive to improve our service. For better assistance, please reach out to us at so we can look into this further.

gamd17 ,

Ultimately this app/service provider, did exactly what it claimed it could!

I researched several apps that claim to report your completed rent payments to one or more of the major credit bureaus, and decided to go with Boom. This app cost a minimal amount more upfront than some of the others but given it reported to all three major credit bureaus and reported past rental payments up to 24 months, in my opinion it was worth it!
It was a bit of a headache going back and forth with the reps from Boom as I was verifying my last 2 years of completed rent payments. But eventually I lucked out and got contacted by a super helpful representative from the app! This representative took the initiative to review the documents I had previously submitted and were able to verify my payments that were included, very quickly.
After noticing that Boom app was showing up on at least one credit report update, my credit went up on that site +12 points.

Thank you Arnel and the rest of the Boom team!

Developer Response ,

Thank you for the review! We are so happy to hear you have enjoyed the product :)

App Privacy

The developer, Boom Pay, Inc., indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.

Data Used to Track You

The following data may be used to track you across apps and websites owned by other companies:

  • Usage Data

Data Linked to You

The following data may be collected and linked to your identity:

  • Financial Info
  • Contact Info
  • User Content

Data Not Linked to You

The following data may be collected but it is not linked to your identity:

  • Usage Data
  • Diagnostics

Privacy practices may vary, for example, based on the features you use or your age. Learn More


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