Boom - Build credit with rent‪.‬ 4+

Split your rent. Build credit‪.‬

Boom Pay, Inc.

Designed for iPhone

    • 2.9 • 78 Ratings
    • Free

iPhone Screenshots


Join thousands of renters who use Boom to supercharge their rent payments. Boom offers two flagship features, BoomReport and BoomSplit (Early Access), that enable renters to split their rent and/or build credit with the rent they already pay.

Use our BoomReport feature to report the rent payments you already make to the credit bureaus to build credit. With Boom, report your ongoing payments, past payments (up to 24 months of prior history), or both! Boom reports rent payments to all 3 major credit bureaus - Experian, TransUnion, and Equifax.

More about BoomReport:
- Works for any renters who pay rent by digital methot: rental portal, check, ACH, payment apps (e.g. Venmo, PayPal)
- Report up to 24 months of prior history
- Get a new rental tradeline on your credit report
- 15 days to see the new tradeline

Use our BoomSplit feature to break your rent up into smaller, more manageable payments and say goodbye to late fees. BoomSplit works with any users who pay rent by rental portal (e.g. RentCafe, AppFolio). BoomSplit is currently in Early Access, so we’re only able to enroll a limited number of users.

More about BoomSplit:
- Boom pays your rent on the due date, you pay us back in installments
- Payment reminders and notifications
- Select your repayment dates
- Say goodbye to late fees
- Transparent pricing: flat monthly membership fee

Your security is a top priority. Boom uses the same 256-bit encryption to protect your data, and your data is never stored on your device. We do not sell your personal information to any third parties.

Still reading? What are you waiting for? Download Boom and supercharge your rent.

Privacy Policy & Terms of Use:

What’s New

Version 1.6.5

Credit score

Ratings and Reviews

2.9 out of 5
78 Ratings

78 Ratings

LoveMe1014 ,

Move forward at your own risk

I have been using them since August everything was good up until this month they paid my rent on December 1st and than my apartments called me today advising the payment was returned. I called boom and basically there like they don’t know what happen and since the payment was returned I can only use a card or pay with a cashiers check which neither do boom do. Not only was I charged a 50 dollar return fee I will also be charged over 150 for late fees until I can pay next Friday. I’m not upset with the fact I have to pay the late fees because I would of had to pay it if they didn’t have this service. What I’m not happy with is the fact I have to pay the 50 dollar fee for boom error. The rep I spoke with advise he will speak to his manager but to me that is something that they should credit back to me since it’s there fault! This is not the experience I wanted to have with an app and I have never left a review but really wanted people to be aware that something like this could happen to you as well.

Update: They refunded me the 50 dollar return fee that I was charged but I still had to pay over 150 in late fees!

kenzieroman ,


UPDATE: received a generic response under my review. That is the same email & number I contacted at least 60 times with NO response. They wouldn’t even contact me back about trying to close my account since you can’t do it on the app but thankfully I have a new card anyways. Again, please do your research. If you look up the company on social & through google it is constantly people saying fraud & fake happy reviews. The only good news is my bank gave me my money back but lots of wasted time.

I wish I could give this 0 stars. For 6 months I have been paying to have my rent reported & after dozens of calls & emails - Boom has still not answered me. They’ve never contacted my landlord & the app is frozen where I can’t delete my account so I am now forced to cancel my debit card they have on file. I’ve reported it all to fraud & they sided with me because there are fake reviews everywhere of Boom. But if you dig into their social accounts countless people comment as well how their money was taken but nothing was reported & no one will answer them.

Developer Response ,

Hi kenzieroman! We do apologize about the inconvenience. We have various ways in verifying an account so we can report rent to the credit bureaus. Kindy drop us an email so we can check your account. You may reach us through or call us at 415.940.7235.

Eksiski ,

Completed broken

This app is awful. They take your payment from you before you can even set anything up, and once you start to do so, you quickly realize how broken the app is. Despite entering the information five separate times and receiving five confirmations from my bank account, the app still doesn’t recognize that my bank account is linked to my account. Every time I try to link it, the app says “you have successfully linked your bank account” and then promptly freezes. When I close and reopen it, it says I still need to link my bank account. Their support is largely useless, and the app does a poor job of teaching you how the service works or how to set it up. I have canceled my account and disputed the charge on my account because I have received precisely nothing for my purchase. Stay far away - there are many better options out there for this service.

Developer Response ,

Hi Eksiski, We do apologize for the trouble with the App. So we can assist you better, kindly send us an email at or chat with us via . We will immediately look into your concern.

App Privacy

The developer, Boom Pay, Inc., indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.

Data Linked to You

The following data may be collected and linked to your identity:

  • Financial Info
  • Contact Info
  • User Content

Data Not Linked to You

The following data may be collected but it is not linked to your identity:

  • Diagnostics

Privacy practices may vary, for example, based on the features you use or your age. Learn More

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