Boom - Build credit with rent‪.‬ 4+

Build & track your credit‪.‬

Boom Pay, Inc.

Designed for iPhone

    • 4.9 • 34 Ratings
    • Free

iPhone Screenshots


Did you know that your rent payments aren’t automatically reported to the credit bureaus?

Boom makes it easy to build credit with your rent. Join the tens of thousands of renters who use BoomReport to report ongoing payments, past payments, or both. Boom reports to all 3 major credit bureaus - Experian, TransUnion, and Equifax - so you see the maximum impact of the largest payment you make every month.

On average, Boom customers see an average credit score increase of 28 points
Some users see increases of over 105 points
Reporting your rent payments can help give you a credit score if you do not already have one
See your new rental tradeline on your credit report in as little as 10 days
Access your credit score for free in the Boom app to track your progress

Enroll in as few as 5 minutes via the Boom app
Available for anyone who pays rent via a digitally-tracked method, such as a rental portal, bank account, check, ACH, or payment apps (e.g. Venmo, PayPal)
Report ongoing payments and up to 24 months of prior rent history
You can even report old leases too, as long as you moved out within the past 12 months

Your security is a top priority. Sensitive user data is stored with our verification partners, which are bank-grade, highly-encrypted services. Our verification partners perform similar services for trusted companies such as PayPal, Robinhood, Coinbase, Venmo, Chime and more. Your data is never stored on your device. We do not sell your personal information to any third parties.

Still reading? What are you waiting for? Download Boom and supercharge your rent today.

Chat our team at or via the in-app support feature in the Boom Pay app if you have any questions, suggestions, or feedback.

What’s New

Version 1.7.3

Various fixes

Ratings and Reviews

4.9 out of 5
34 Ratings

34 Ratings

frgdeseddev ,

Excellent service

I debated doing one of these services for several years. I finally decided on this company because the product and the price worked with my needs. Within a couple months I saw my credit score go up 16 points. I was also able to show the last year and a half of my current rent history and I can clearly see all this information on my Credit Karma account. Excellent product, definitely worth the investment and the peace of mind knowing that the huge amount you’re spending on rent is actually doing something positive for your credit and your future goals. I definitely encourage everyone to get this product.

Trina King ,

Boom Credit Building Rent App-Review

Hi all. I have been using Boom for a few months now. As a result, I have received an increase in my credit score. I appreciate the ease of use to get started. Hey- did you know that Boom reports to all 3 credit bureaus!? Try them! It’s a quick turnaround time to get your rental payments verified. Once verified (you reside where you say and pay what you indicated) afterwards, there’s no human interaction required to verify each month’s rent payment, if you select that option which I highly encourage you to do. Again…give them a try! You’ll be happy you did! 😀

Crumpstick ,

Boosted my score 21 points

I used both past and ongoing reporting and Boom boosted my credit score 21 points. The customer support was really responsive and I liked the free credit score feature in the app. Only took 10 days to see an impact on my credit report after signing up!

App Privacy

The developer, Boom Pay, Inc., indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.

Data Linked to You

The following data may be collected and linked to your identity:

  • Financial Info
  • Contact Info
  • User Content

Data Not Linked to You

The following data may be collected but it is not linked to your identity:

  • Diagnostics

Privacy practices may vary, for example, based on the features you use or your age. Learn More

You Might Also Like