B-Pay Salary Earner's Loan can be accessed by employed Individuals either in the Private or Public sector.

B-Pay Salary Earner's Loan can be accessed by employed Individuals either in the Private or Public sector. Employed Individuals can access loans starting at N50,000 to N250,000

Loan Rates
Minimum repayment period: 3 months,
Maximum repayment period: 6 months
Maximum Annual Percentage: 61% at maximum tenor of 6 months

A representative example of total cost is :
If Mr. A takes a N250,000 loan for 6 months from BPay loan.
Bpay loan’s monthly interest rate is 10% with one off 1% administrative fee payment made in the first month.
The repayment breakdown is 150,000 as the 6 months total interest on a loan amount of N250,000 and N2,500 as the one off 1% administrative cost.
The total repayment = N250,000+N150,000+N2500= N402,500
Mr. A’s total repayment = N402,500 at a loan amount of N250,000 and repayment tenor of 6 months.

How To Use This App
• Upon download, Register
• Upon completion of the above, login again using your registered email and password to start benefiting from our loan products

What You Can Do With The Bpay Mobile App
• Apply for loans between N50,000 up to N250,000*
• Manage your account
• Get a loan top up

*Bpay Business Loans are currently available to employed individuals in Lagos.

Why Bpay Mobile App
• Get business Loan decision in Less than 24hrs
• 100% convenience guaranteed. Apply from comfort of your device
• No collateral, guarantors or paperwork
• Responsive customer service experience

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App Privacy

The developer, B2B Capital limited, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.

Data Linked to You

The following data may be collected and linked to your identity:

  • Financial Info
  • Contact Info
  • Contacts
  • User Content

Privacy practices may vary, for example, based on the features you use or your age. Learn More


  • Family Sharing

    With Family Sharing set up, up to six family members can use this app.

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