Share, send and spend together with Braid. Create groups for friends, roommates, partners, even your ex—then spend directly from any of your groups with the Braid debit card.
Reach your goals and take the guesswork out of shared expenses—whether you’re saving for a camping trip, splitting the groceries, or taking the first step toward combining finances, Braid makes it easy to pool money, pay for your share, and see who is spending.
Spend the way you want, without fees. Moving money is always free, and there are no overdraft charges or maintenance costs ever. Plus, Braid works with the bank you already use—and our first-of-its-kind debit card lets you switch between spending sources with a swipe.
HOW DOES BRAID WORK?
-Create groups that fit your needs—friends, family, roommates, clubs, and more.
-Add money to your groups, pay other users, request funds, withdraw, and more with our flexible shared accounts.
-Keep money conversations in one place with chat right inside the app.
-Use our debit card to switch between spending sources instantly.
PAIRS WITH ANY BANK
-Braid works with all U.S. banks, so you'll never have to switch.
FREE TO USE—ZERO FEES
-Send money to users, groups, and your primary bank for free.
-Spend freely without activation or overdraft fees of any kind.
ONE CARD, INFINITE GROUPS
-Open the app to select your spending source before you swipe. Our smart debit card will automatically spend from the group you’ve selected.
-Spend directly from your groups or from your personal account.
-Funds are available to spend on the card immediately.
-Works anywhere Mastercard is accepted.
FLEXIBLE & CUSTOMIZABLE
-Customize group permissions for each user with spending caps, admin abilities, withdrawal authorization, and more.
SECURE, ANY WAY YOU USE IT
-Braid uses best-in-class encryption to protect your personal information and your account.
The Braid debit card is issued by Radius Bank, member FDIC, pursuant to license by Mastercard International Incorporated.
— Groups will now let you know who was invited, when they accepted, and other group membership changes.
— Simpler UI to accept transfer requests.
Ratings and ReviewsSee All
Joint account on steroids
This app can do so many things it’s insane. I originally started to use it with 4 of my friends and my husband as a Venmo replacement but have discovered all of the other cool features make it so that we basically use it as a slush fund for “quarantime” takeout. Chat is a cool addition and what makes it different than anything else. Definitely gonna see where this goes!
Okay to be honest with you everything was going good for a lil but I was useing my card an everything and then all of a sudden the wanna freeze my account for no reason an pretty much steal my money then I go to the contact us on the app an this dude name Tim on there was mad rude an everything so I called the number on the back of the card an this nice dude answered the phone an helped me out a lot an told me to send an email to there email I did that an sent them an email an said it was urgent an no one ever answers me like this stuff ain’t right they need to do something cause I ain’t trying to loose my money maybe if they fix it I’ll change my rating but other wise than that then yeah I don’t know if y’all suppose to treat your customers this way if that what it is then yeah I hope y’all fix this ASAP an respond to my email an stuff hope people read this before they think of downloading this because this app ain’t what everyone make it seem please read this I hope everyone have a god blessed day
Best way to easily share accounts
Compound has made splitting costs and managing expenses between me and my husband so easy! We started using it for that and it went so well I’m also using it with my friends now for other shared expenses and splitting things. Seamless experience and I love that I could also get a physical card (which is beautiful)
With Family Sharing set up, up to six family members can use this app.