Bread: Money, Crypto & Rewards
Up to 11% APY, in Bitcoin
Only for iPhone
Free · Designed for iPhone. Not verified for macOS.
iPhone
Bitcoin, made effortless. Send money to anyone, on any chain, anywhere on Earth, and earn up to 11% APY on your cash, paid in Bitcoin.
Send to any wallet. Any chain. Anywhere on Earth.
Hold cash earning up to 11% APY, paid in Bitcoin.
The best way to use Bitcoin, built for people who've never touched it.
The renaissance of money is here. Welcome to Bread.
BITCOIN, MADE EFFORTLESS
No jargon. No learning curve. Nothing to configure. If you can use a banking app, you can use Bread, and if you already live on Bitcoin, this is the experience you've been waiting for. Everything just works, beautifully.
SEND ANYWHERE
Pay anyone, anywhere, for anything. Tap to pay merchants. Send money to anyone in any country, in seconds. Send to any crypto wallet on any chain, Bitcoin, Ethereum (and L2s), Solana, USDC, Lightning, and let Bread handle the rails. One app. One balance. Every destination.
EARN BITCOIN
Hold your cash and earn up to 11% APY in rewards, paid in Bitcoin. No lock-ups. Real rewards on the dollars you already have, every single day. Buy Bitcoin in two taps. All in one wallet.
MEET YOUR AI AGENTS
A personal AI that handles the small money decisions you'd rather not think about. Paying bills. Ordering groceries. Sending gifts. Optimizing yield. Watching for what matters. Always on. Always your call.
ON YOUR TERMS
You set the rules. Your AI Agents work inside them. Spending limits, permissions, every action visible. Pause them any time.
WHY BREAD
- The easiest Bitcoin experience ever built, for your first dollar or your millionth sat
- Send to any bank (soon), deposit from Apple Pay, Cash App, or any crypto wallet
- Up to 11% APY on cash, paid in Bitcoin
- Bitcoin and cash, together in one wallet
- Personal AI Agents that handle tasks for you
- Design that makes money feel simple
Built for everyone, from your first dollar to your first Bitcoin.
Bread is the first bank built on Bitcoin. The renaissance of money is here. The future of money is yours.
More chains, more speed, more polish.
- Robinhood Chain is here, receive deposits from Robinhood Chain straight into your Cash balance, and set it as your default network for sending
- Send to Tron, USDT delivery to any Tron address, handled automatically
- Choose your network, pick where your money lands when sending to an Ethereum-style address: Base, Ethereum, Arbitrum, or Robinhood
- A faster, cleaner QR scanner, opens instantly and looks the part
- Fee clarity, see exactly what a conversion costs before you deposit
- Squashed a bug where fast taps could open a screen twice, fixed a balance display glitch on Android, and made Send open noticeably faster
Baked fresh, as always.
The developer, SatRepublic Technologies Inc, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Not Collected
The developer does not collect any data from this app.
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
Information
- Seller
- SatRepublic Technologies Inc.
- Size
- 104.2 MB
- Category
- Finance
- Compatibility
Requires iOS 26.0 or later.
- iPhone
Requires iOS 26.0 or later. - Mac
Requires macOS 12.0 or later and a Mac with Apple M1 chip or later. - Apple Vision
Requires visionOS 26.0 or later.
- iPhone
- Languages
- English
- Age Rating
4+
- 4+
- Copyright
- © Copyright 2026 SatRepublic Technologies, Inc. All Rights Reserved.