Budget: Master Your Finances 4+

I’ve been using this app for almost a year and it works great! I like how simple and straightforward it is. There’s a few things that I would change, though. For one, I would like to see some sort of sign in/cloud/backup option. I moved to a new phone and lost all of my budget info. It might also be nice to manage the same budget across multiple devices. Also, you might add some contact info into the settings for reporting bugs and leaving a review. Otherwise, thank you for not tracking me and flooding it with ads 🙏

The good news is that the basics are there. No payments required. I like being able to easily add transactions to a category and create new categories. Being able to split the income is nice, without having to pay extra. The categories are very customizable.

Some downsides, it’s not very feature rich. This can be nice for making a less confusing interface. However, the settings icon was a little confusing that was how to configure the categories. Once I got the hang of navigating, it was easy to setup and track multiple things. There’s no way to see trends right now either. Maybe something hidden behind a menu, it would be nice to see how much I’ve payed in a certain category over previous months. I think this could be especially useful when trying to value a budget by comparing the costs over previous months.

A few features I’d like to see: a color chooser, so I’m not stuck to six colors; a way to export my data so I can look at trends in excel; and each category should have a different budget each month, but roll over the value from the previous month.

I’m typically very anti-subscription so a good majority of the apps were ruled out on principle. Setting up a budget is tedious, but this app made it really straight forward, set up a series of envelopes once, and when putting in transactions click on the appropriate envelope and charge the amount. It perfect!! I had been doing it on paper so the automation is exactly what I needed. I really liked that there was no paywall to use basic features (like like litmiting the number of transactions or envelopes) as it makes it impossible to judge if it worth it after a 3 day trial budgeting takes time.

The only thing missing is that it not saved to icloud. Which is a feature that is very important and I hope will get added soon!