Budget Planner App MoneyCoach 4+

Expense Tracker, Money Manager

MoneyCoach UG

    • 4.2 • 239 Ratings
    • Free
    • Offers In-App Purchases


MoneyCoach is helping millions of people with their financial habits and mindfulness in a super easy and intelligent way. MoneyCoach creates healthy financial habits that reduce your financial stress, increase your financial knowledge, and develop your financial skills.

“Apps We Love” - Featured multiple times on the App Store by Apple
Featured on Apple’s website
Showcased on Apple’s WWDC20 Keynote
“It’s the ideal app for those who want to have a better financial year.” – AppAdvice

Want it all? Get MoneyCoach Premium and unlock the entire power of financial mindfulness from the beginning, including Individual Smart Budgets which will save you up to 2.000 $ every year.

Download MoneyCoach today, and create healthy financial habits.


√ Fully optimised for macOS Big Sur
√ Mac Widgets - Everything you need is right there on your screen
√ Keyboard Shortcuts - Use the predefined shortcuts or set up your own to quickly add expenses, incomes, transfers and do so much more
√ Full Screen and Split View - Use MoneyCoach with another app in full screen
√ Main & Context Menus - Quickly navigate around the app via the Menu or right click on stuff to check the contextual menu
√ Touch ID - Use the mighty power of your finger to access MoneyCoach
√ Personalized Budgets - Smart budgets that will help you save you money every month, personalized to your needs
√ Smart Goals - Individual goals to work towards and develop your financial habits
√ Real-time Net Worth - Track much money you have in total, in real-time and the progression since you started using the MoneyCoach
√ Intuitive Reports - Track your progress and measure your financial improvements
√ CSV Import - Import your data from any previous app or bank via CSV and start your journey towards money & happiness
√ Data Sync - Sync your finances on your iPhone, iPad, Mac and Apple Watch
√ Savings Accounts - Setup savings accounts and reduce your financial stress
√ Live & Custom Exchange Rates - Perfect for multi-currency accounts and people who travel a lot
√ Ludicrous Speed - Just 2 seconds to enter a new transaction... that's Tesla fast
√ Dark Mode - “Bravo Six, Going Dark” and it looks amazing
√ Touch Bar Support - Quickly add a transaction via the Touch Bar
√ Complete Overview - Check the balance of monthly incomes, fixed costs and budgets
√ And so much more…

Financial mindfulness apps can be scary and you probably won't understand how helpful it can be immediately after you open it.
MoneyCoach is here to do just that, help you create healthy financial habits, reduce your financial stress, and increase your financial knowledge.

MoneyCoach Premium:

- Sync your data between all your devices
- Create unlimited budgets
- Multi-currency support
- Create unlimited accounts
- Advanced export to PDF and CSV
- Priority Support
- Incognito Mode
- Savings Accounts
- Advanced Filtering
- Advanced Reports
- Support our small team
- And more…

Price may vary by location. Subscriptions will be charged to your credit card through your iTunes account. Your subscription will automatically renew unless canceled at least 24 hours before the end of the current period. Manage your subscriptions in Account Settings after purchase. Any unused portion of a free trial period, will be forfeited when the user purchases a subscription.
Check our Terms - https://moneycoach.ai/terms-of-use/

What’s New

Version 9.5.12

- Added a plus button in the Goals list
- Fixes a bug when exporting as a PDF
- Fixes a bug with category icons when importing a CSV file
- Other fixes and minor improvements

the MoneyCoach app

Ratings and Reviews

4.2 out of 5
239 Ratings

239 Ratings

neblotr ,

Needs bank sync

If ever this app added bank sync it would be a top tier standard. As it is now it feels more like debit & credit, an app I used in college & about a year after graduating. It does train you to a certain mindset about expenses, but it’s easy to get behind in keeping track when all the entry is by hand. For an app that charges a $30/year sub I was surprised by the lack of web access bank connection. It’s effectively charging the cost of an app with actual AI built in (eg ability to set filters and predictive category assignment etc) but expecting the user to do all the data logging footwork.

I suppose it appeals to those without 3+ years of records to import, but given all entries seemingly need to be individually edited it’s not ideal for those not starting from square one.

Definitely love the concept, really really wanted to love it. Was ready to drop the $75/lifetime until I spent about 6 hours trying to fumble through all the data entry. Then realized I was working too hard to make an app work the way I wanted it to, which never works out in the long run.

Will keep my eye on it, definitely a promising developer team and concept.

Developer Response ,

Thanks for the great feedback!

MusclePro ,

Great app just some edits are needed

So I enjoy the layout. This is essentially a glorified app version excel budget sheet. It’s all manual except the repeating exp/inc that happens. Transactions and all the other jazz so not bad. Def will get you in the habit of tracking funded better especially with a. Manual process. The only thing bothers me is the transactions. 1st when I’m setting up future exp and income(ex: biannual salary) while there is no way to specify my income only in months I use the real wing income to have a repeating flow on my income on the 15/30th but when I look at my transactions I see all that info. IMO- each transactions that is future dated should not show until that that date has arrived. I understand the dates are there it just all looks like a jumble of transactions oppose to day by day transactions. Cause I’m that case with all my autopay there a lot of repeating so the 1st of the month there like 20 transactions showing before they even happen. Plus showing me what is currently in my account not any future income… keep everything as current as possible and don’t confuse or over indulge the screen with future dates items until those days arrive

YoungiVN ,

Work in progress…

I like the app. The functionality is being built inside this app are extremely useful but it will take time to get used to using the app. I am a college student, I spend over four hours trying to navigate through the app and build your own personalize system to keep track of your spending or setting up your goal to pay college debt. I highly recommend using the tutorial to guide on building a personal system of your own to explore.

I know this app is still currently work in progress. A few things I like to see on upcoming update are the Categories and the iCloud sync.
The general in the category for the expense and income always seem to update itself and I am unable to delete it. (OCD about organization)
iCloud sync function. I believe I am doing correctly but currently it doesn’t seem to sync through out my apple ecosystem device. I always have to update manually in each device to “sync”.

Developer Response ,

Thanks for the review and support!

App Privacy

The developer, MoneyCoach UG, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.

Data Linked to You

The following data may be collected and linked to your identity:

  • Financial Info
  • User Content
  • Identifiers
  • Usage Data

Data Not Linked to You

The following data may be collected but it is not linked to your identity:

  • Location
  • User Content
  • Diagnostics

Privacy practices may vary, for example, based on the features you use or your age. Learn More


  • Family Sharing

    Some in‑app purchases, including subscriptions, may be shareable with your family group when Family Sharing is enabled.

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