Capitec Bank 4+

Simplify banking, live better‪.‬

Capitec Bank

    • 3.0 • 37 Ratings
    • Free

iPhone Screenshots


Do all your banking with SA's Best Digital Bank as rated in the SITEisfaction 2021 report.

The Capitec Bank app is secure, easy to use and you pay no data charges on most of the major SA networks when using the app.

We've cut the cost of banking by using innovative technology. This means lower transaction fees when you use our app – putting the value back in your pocket.


• Open a Capitec account simply by taking a few selfies and scanning your ID
• Get your card delivered to your door at a fee, or collect it at a branch for free
• Reset your forgotten Remote app PIN without visiting a branch
• Buy and sell shares and save 20% on brokerage fees across all trades with EasyEquities
• Scan to pay all the major QR codes straight from the app
• Get free transaction updates with in-app Money In/Money Out messages
• Keep track of how you're spending your money
• Send cash to friends and family to collect at selected retailers and Capitec ATMs
• Update your card withdrawal and purchase limits
• Manage contactless card transactions by turning tap to pay on and off
• Update your tap to pay limit
• Stop lost or stolen cards immediately
• Manage your debit orders and DebiCheck mandates
• Email electronically stamped statements
• Pay people and accounts
• Make immediate payments to other banks in SA
• Pay DStv, SARS eFiling or TV Licence immediately
• Pay Capitec clients using only their verified cellphone numbers
• Buy prepaid electricity, airtime, data and SMS bundles
• Manage your Internet banking by turning it on and off


• Open, personalise and manage 4 additional savings plans
• Fix your savings plans to earn higher interest


• Get a free estimate on the app
• Get your funeral plan and manage it 24/7


• Get a free personalised credit estimate
• Manage your credit on the app

Once you've registered and activated the app, remember to keep your:

• Remote PlN secret
• Cellphone safe and in your possession at all times

What’s New

Version 2.6.12

- Improvements when using Apple Pay, you can now add cards to your Apple Wallet directly from our app.
- Stability improvements and minor bug fixes.

Ratings and Reviews

3.0 out of 5
37 Ratings

37 Ratings

nonicknameforyou ,

Budget function gone

This app is good but, the budget function available on the previous version is gone, you can only track your money but can’t do active budgeting.

Developer Response ,

Thank you for letting us know about your concern. We will look into your request.

JideAkinwale ,

Can’t check transactions

Now crashes if I want to check my transactions. Shows error page and jump back to sign in page. I switch off my phone every night and ON in the morning. I've also deleted and reinstalled the App; none fixed the error.
Now works after few weeks of frustration.

Developer Response ,

Hi Jide, we are concerned by your review, kindly try restarting your phone and let us know if the issue persists.

Jd. Levy ,

Keeps crashing

Simply impossible to open the app at all without it crashing I have tried it on multiple different devices yet no difference.
The first time I was able to scan my face but since then it crashed and now every time I open it loads for about 3 seconds then crashes again. I have tried reinstalling.

App Privacy

The developer, Capitec Bank, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.

Data Not Collected

The developer does not collect any data from this app.

Privacy practices may vary, for example, based on the features you use or your age. Learn More


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