Carbon® by one finance lets you control your finances with a few clicks. With our digital wallet, you can get instant short-term loans for urgent needs, recharge airtime on your mobile phone, and make bill payments for services.
It’s fast, secure, reliable and works 24/7.
- Fund your Wallet to make transactions and earn rewards across Carbon
- Get instant loans of up to ₦1million within minutes. No documents or collateral required
- Want interest-free loans? Loans repaid early get you up to 100% cashback on the interest paid!
- Transfer money to friends and family for just ₦10
- Recharge airtime on any mobile network and pay bills with up to 2,000 service providers.
With Carbon, easier financial transactions are always just a few clicks away.
- No more waiting times or stressful bank visits. Our service is available 24/7 - you can transact whenever and wherever you need it, right on your mobile device.
- No collateral, guarantors, or documents required. Just your mobile device and a data connection.
- Use your money however you want to, no matter who you are. Whether you’re a student, salary earner or self-employed, Carbon can help you achieve your financial goals.
- Clear and easy to understand. We display all terms clearly before using any of our services. What you see is what you get. No hidden charges. No late fees.
- Get rewarded for positive actions. By repaying loans on time, performing transactions or referring friends, you can earn rewards on our platform such as larger loans, lower interest rates and free cash!
GET IN TOUCH!
Carbon is provided by One Finance & Investments Limited, a CBN-licensed and regulated finance company. While we offer a service that is 100% automated, you can always reach us and learn more about our service via multiple support channels. We’d love to hear from you!
Bug fixes and general improvements
Ratings and ReviewsSee All
So great to have carbon... they really help with cash when you need it most.
My loan was granted as soon as I setup my card this app is number 1 in loan apps in Nigeria
Am just happy carbon now have access on iOS 💃💃
- One Finance and Investments Limited
- 47.3 MB
Requires iOS 11.0 or later. Compatible with iPhone, iPad, and iPod touch.
- Age Rating
- © One Finance & Investment Limited (“OFIL”)e 2019
With Family Sharing set up, up to six family members can use this app.