Cash App Ratings and Reviews

Taxes fully free. Thanks much SQ!

I have what my old tax lady called “very complicated taxes”. If I go to HR block or any tax place that advertises $40 taxes or something like that, they look at my tax folder for the year and try to charge me a bundle. I paid over a thousand dollars once and the lowest I have paid is $450 in the last 5 years. I own more than three unrelated businesses, have rental houses that are all diff addresses, I work W2 and 1099 jobs and usually have a half inch stack of w2s cause I quit readily, I have multiple stock and bitcoin trading accounts that I use for different strategies, I often get 1099G and 1099misc, I make large donations… my taxes are long and take a tax person a whole day or two to do. A lot of my write offs and etc need me to be there to walk the tax people through when they do them so I figure I might as well do them myself. A lot of the free tax services will make you fill it all out then at the end will say “you grossed over $60,000 this year so you have to pay X amount” or “state taxes costs $10” after I just spent 14 hours inputting everything. Cash app luckily lets me do all my taxes for free on there and is just as easy as any other program. You don’t have to put your refund into cash app but I did anyway cause cash app is awesome. I’m waiting for a buying opportunity for a thousand shares of SQ too.

Developer Response ,

We love hearing this! Glad you took the time to post this review. In case you ever need us, we’ll be here to assist: http://squ.re/cashhelp. Have a great day!

My Cashapp Experience

After using the app for a couple years, I have had a pretty positive experience, I use direct deposit and use it as my main source of managing my funds. I get paid early and direct deposits from other stuff comes in quick too. Able to pay my friends and family quickly, I would say the only time I had a bad experience is when someone got my card and cashapp did not refund my money. Used at McDonald’s over and over and in my foolishness sent the wrong person money on accident. Cash app didn’t do anything sadly and the person got away with my funds. I have to say in conclusion the app has a lot of features and convenience, but the company lacks the empathy and insurance surrounding your funds. It’s definitely better to have your main income in the bank and use cashapp secondary. I currently use it primarily but would not recommend it. They offer a cash advance that I was able to get up to couple hundred dollars before pay which is very awesome. That is definitely the big perk about using the app as your main fund source, that and the 2 day early pay. Of course they also have discounts at a bunch of different restaurants and stores when using your card you just have to choose the boost you want. Definitely enjoy using the app and card, the convenience and usability is far from others. Being able to load money from a bunch of places for $1, no atm fees if you deposit a certain amount a month, just a bunch of perks and features.

Developer Response ,

Hi Tristan! We appreciate your review, and thanks for sharing this with us. We’re always looking to improve our products based on customers’ feedback and enjoy hearing how we can make Cash App as useful as it can be. Regarding payments, we recommend confirming the recipient by tapping their display image to view their Profile. We'll make sure to pass your comments to the rest of the team. If there's anything pending from our side about the unrecognized payments, don't hesitate to reach out at https://help.cash.app/3128 for more help.

Scammed and Blocked, doesn’t help customers…

I’ve made a purchase a month ago back in April with Cashapp. This was my first and last time using Cashapp. The person who was selling purses was inquiring that I use Cashapp for the payment. I proceeded with the purchase and she accepted the money. I was asking for the tracking number but she never told me it. All she said was that it was shipped and I would receive them in a few days. I kept waiting and asking for the tracking number so I could find out where they where, but she ignored the question and only told me what day I would receive it. It was the day she told me I would receive them but never did. When I messaged her, I said I never received it and then she blocked me. When I reported my refunds twice, both were denied. I received a notification saying “Scam Reported: We we’re unable to recover your money. However, your report will help to prevent future scams, thank you.” What is with this, I can’t receive my refund but it’ll help prevent future scams??? I even chatted with customer service and they told me that they can’t do anything about it since my transaction was already completed. I also saw her account was still active on Cashapp. I’ve done everything I could, only to be a “warning” to future scams. Absolutely disappointed…

Developer Response ,

We understand how upsetting it's when situations like this occur, especially when an agreement has been made with the recipient, Richie. Also, we generally recommend using the app with the same caution you would with physical cash- sending payments to others you know. For more info on how to prevent and recognize these situations: https://help.cash.app/6482. If you have any other questions, let us know through these channels: https://help.cash.app/3128.

Why do they have customer service

When you call in or when you go onto the app and you send a message to support and you tell them you're not able to buy bitcoin because it tells you unable to purchase it this time or you try to add money and it tells you that it's not able to dang you message them and you tell them and they have no read they don't want they don't have no answers on why you are not able to buy bitcoin or add money to your account they just tell you that there's security parameters sometimes if I see something it doesn't like it doesn't let you purchase you're pulling from your own bank account so there shouldn't be any issues it's your money but yet somebody used my bitcoin or my bank account on their cash app and pulled over $1600 and they did nothing about that I don't know how she got my information nobody helps you with this app that used to be the best app to buy bitcoin to send bitcoin because of the price but ever since 2020 this is become the worst app to deal with they might as well fire fire all the customer support because they don't have no information for you when you messaging because they rely more on the computer to take care of the app then people which is stupid that's the problem holidays people are too lazy they want everything for free what's wrong with society it's build up of a bunch of sheep they don't want to work for nothing they have no opinion they just get in their little bubbles and follow everyone else

Developer Response ,

Hello there, we know it's important to get answers, and we'd love for an opportunity to change your mind and resolve any issues you may have. As part of our ongoing commitment to keeping the app safe and secure for all our customers, a payment may be canceled by Cash App. Regarding your issue about someone using your Bitcoin, this sounds like something our team would like to take a look into. Please write in with the details so we can investigate right away. You can contact us through any of the available options here: https://help.cash.app/3FxeiDy.

Moving your own money desperately needs improved…

Cash app has been my 1st choice for several years now. however, I also use Step, Dave, CreditKarma, PayPal to name a few, They all have their strength and weakness obviously and over time I see a lot of the “weakness” slowly start improving.
I can’t say I’ve seen much improvement with the overall user function and user friendliness of cashapp.. as I’ve noticed other apps improve, become much easier to quickly move money between my various external accounts. For example if I want to move money from s
Step to CreditKarma: I can go on either so, choose to move the money. Which accounts and it’s done.. but cash app is very confusing. You can save as many external accounts as you want. But when you hit “add money” only god knows which account it’s trying to pull from. I’m constantly removing and adding the same accounts so I know where it’s coming from..
I’ve had to connect my step several times. It successfully connects.. but when i attempt to “add money” from my step. It completely ignores the account and asks for a debit card #. When I attempt to add the step debit card number. It rejects it-stating that it’s not a debit card, but a credit card! Obviously it’s not!?
I’ve battled with this for my whole 3-4 years using cashapp. And it’s not changed at all! You would think ADDING money to your cash app from other external accounts would would be a pretty high priority on the update list ehh? I suppose not.

Not the great but not that bad app

I really wish that cash app would do better about how refunds are able to be returned to senders, especially when a service has not been completed. They leave up to the recipient on whether or not if they want to return the money or not. Some people are not that honest and will not return money and that is not okay. You have scammers on there who create accounts for non existent businesses that steal people's money and it never gets return because the person changes their info and these thieves keep the payments. it's not okay. Your good, but it could be better.

Follow up:
I recently contacted the recipient about getting the money back on an a service that was not completed and the recipient declined the return transaction. This is after I I was told to reach out to the recipient by Cash App support and like I said, the recipient declined the transaction. I still say, it is not okay to give the recipient the option to determine whether or not they will give the money back. Some people are not as forth coming and honest. At this point, it's not even about the money, it's about the principle. I highly doubt that Cash app is unaware that there are dishonest people on here using their app to lie and steal from other Cash app users. That's why I said, what is the harm in creating an option for a sender to reverse a payment or something.

Developer Response ,

We hear you and we totally understand how inconvenient a scam situation can be. We generally recommend using the app with the same caution you would with physical cash - only sending payments to others you know and trust. If there's an account you'd like to report, please send us any screenshots, the $cashtag, or other evidence you may have. You can get in contact here: https://help.cash.app/3128.

Auto Cash Out Has Periodic Errors

While I appreciate that this app allows for the transfer of money freely between people, bank accounts, debit cards, etc., it’s very frustrating that every 60-90 days, the auto cash out feature stops working and then I have to go through Plaid to input the user credentials for my linked bank account. Cash app doesn’t ever acknowledge that the system has glitches. I keep advising Support over and over again that a linked bank account should not delink itself and the Support person or bot becomes confused like I am speaking a different language. I have no idea why it is so difficult for creators and technical support for applications and programs to be honest, transparent, and helpful. A Support person will send a user through the same process that the user completed 3-4 months ago and that was successful at that time and then have the user do the same thing again without admitting or advising that there must be an issue. If you’re asking me to do the same thing that I did when I set up my account and I haven’t changed anything, then that means something is wrong. My bank tells me that this isn’t a problem on its end. So, I’m extremely annoyed that the simplest of features have become so unreliable and cumbersome through Cash app. Please fix the Auto Cash Out feature so that the user’s initial settings and linkage to a bank account are preserved!

Developer Response ,

We certainly know how frustrating it is for an issue to persist longer than expected, using our Cash Out feature is so important. Ensuring our customers receive the support they need is a top priority for us. be sure you’re using the most up-to-date version of the app as well as the most recent version of your phone’s operating system - this will normally resolve the issue. Please don’t hesitate to write in to our team if we can help further: https://cash.app/contact

Refund issues

I really wish that cash app would do better about how refunds are able to be returned to senders, especially when a service has not been completed. They leave up to the recipient on whether or not if they want to return the money or not. Some people are not that honest and will not return money and that is not okay. You have scammers on there who create accounts for non existent businesses that steal people’s money and it never gets return because the person changes their info and these thieves keep the payments. it’s not okay. Your good, but it could be better.

Follow up:
I recently contacted the recipient about getting the money back on an a service that was not completed and the recipient declined the return transaction. This is after I I was told to reach out to the recipient by Cash App support and like I said, the recipient declined the transaction. I still say, it is not okay to give the recipient the option to determine whether or not they will give the money back. Some people are not as forth coming and honest. At this point, it’s not even about the money, it’s about the principle. I highly doubt that Cash app is unaware that there are dishonest people on here using their app to lie and steal from other Cash app users. That’s why I said, what is the harm in creating an option for a sender to reverse a payment or something.

Developer Response ,

Hey there. Once a payment is completed, Cash App is unable to reverse or cancel the transaction. Cash App is unable to cancel or refund this payment. To learn more, please visit https://bit.ly/2Yj2XRZ and resolve this issue with the recipient directly.

Cash App customer service is a joke

I have a huge issue for the first time in four years using Cash App and it has ruined my experience with them. I can’t believe they don’t care to resolve a fraud issue I encountered that resulted in me losing hundreds of dollars out of my account; I tried explaining to them what happened and they wouldn’t hear me out. It was absolutely insulting and made me feel helpless. Months later still no resolution and they could care less. Everyone I do peer to peer money transactions with are now being guided to use Venmo or cash. I can’t believe they don’t care and as a result I will limit my use of their services. I have friends who are blown away at the lack of tact in their customer service and not giving a single care as to what happened even after I explained time and time again that someone (my ex) who had access to my phone and older phone fraudulently used my account and made purchases NOT ME. They see it as the pin was used and the card via my phone was used so I must’ve authorized it which I didn’t. This is condoning the acts of someone who screwed me over financially during one of the most trying times of my life with this pandemic. As a result I lost the apt I was trying to move into and I am still without a place to live. Cash app and my ex screwed my life up and they don’t care. This is madness

Developer Response ,

Hi Dave - We're sorry to hear about this. We never recommend giving anyone else access to your account in any way, especially not by sharing your PIN number. Since you granted access to your account to this person, we are unable to further assist. If you have any questions, feel free to check out our Terms of Service: https://cash.app/legal.

Love it... but....

I absolutely love this app. Money transferring is incredibly easy, and the app overall is incredibly user-friendly. It’s my personal favorite not only because it’s easy to use, but I absolutely love the discounts via boosts you can apply to your card. However,Something that’s hard when it comes down to the boosts is that the majority of the boosts I get are not for things that are local to me. My suggestion would to be pushing out boosts that are more universal. My top two favorite boosts are 10%-15% off any grocery store, and the $1.00 off any coffee shop. The app would get a much higher rating from me if those two options were permanent options that we could choose from. They are more than likely the two most used ones anyway. My only other suggestion for the app would to create an easier and more user-friendly path to customer care via app. If I have an issue it’s always “contact the merchant”And that’s stressful because not every concern that I have is always a refund. So I would’ve given the app a higher rating given that customer care would be easier to get in contact with. My suggestions would be either having a phone number that somebody can call, or an in-app chat for customer care. Overall I really love the app. It’s save me a lot of money, and I highly recommend it overall to most people. It’s my preferred method to handle my money.

Developer Response ,

Hi Shelby! Thanks so much for taking the time to share your thoughts with us about Boosts. We're always experimenting with offering different ones, and we appreciate your feedback in terms of what works best for our customers and we'll definitely pass it along to our team. As far as our current support options go, we’re hoping to have a dedicated phone line soon, as it's a request we see often, but we don't have a timeline for it just yet. For any questions you may have, feel free to reach out to us here: http://squ.re/cashhelp.