Cash Practice® Mobile is a free credit card and electronic checks processing app that that works with the CP Mobile Credit Card Reader so you can accept Visa, MasterCard, Discover, American Express and Electronic Checks anytime, anywhere. Turns your smartphone into a credit card terminal with no expensive wireless hardware to purchase.

With Mobile Credit Card processing, the trend by most other mobile processing apps is to offer pay-as-you-go merchant accounts with no monthly fees and no application fees. That sounds great, until you see the percentage they charge per swipe. So if you only plan to accept a few $100 per month you should stop reading now use another program. We’re not for you.

However, if you expect to be collecting $1,000’s per month, you will end up paying significantly more fees with them as compared to using Cash Practice® Mobile. Why? Because we offer the LOWEST swiped rate for mobile processing in the industry. But there’s a catch. We do charge a $149 setup fee and have a $9.95 monthly access fee. Don’t let that scare you though. You’ll end up paying far less for our service if you’re collecting $1,000’s per month..

We offer the lowest swiped merchant fees available for mobile credit card processing! No one else even comes close. Accept credit cards and electronic checks anytime, anywhere with Cash Practice® Mobile. Process Visa, MasterCard, Discover and American Express, pay just $0.19 + 1.81% per credit card swipe (Amex sets their own rates), and access your funds in 1-2 business days. Accept electronic checks for just $0.50 + 1.75%. No long-term commitments or surprises. $9.95 monthly access fee. There is a one-time setup fee of $149 for new accounts (No setup fee for existing Auto-Debit System® members). No long-term contracts. Cancel at any time with no penalty fee. Cash Practice® Mobile Merchant Accounts provided to U.S. customers by Processing Point Inc, a registered ISO/MSP of BMO Harris Bank, N.A., Chicago, IL.

* Cash Practice® Mobile: 1.81%
* PayAnywhere®: 2.69%
* Square®: 2.75%
* GoPayment®: 2.75%

* Free app and credit card reader
* Swipe or key in all major credit cards
* Secure encrypted PCI compliant transactions
* EFT check program
* Customers sign right on your iPhone or iPad
* Live customer and technical phone support
* Web portal with virtual terminal
* Web portal with USB card reader (Optional - additional fee)
* Create sign in credentials for your employees with time of day, void and refund access control
* Avoid theft with CP Mobile’s Anti-Theft Refund Blocker. Only allows refunds against prior transactions.
* Customized non-branded electronic receipts that say your company name, not ours.
* Send receipts by email or text message
* Upload company logo for custom branding of app and receipts
* Built-in reporting to view real time sales data and transaction histories
* Integrates with Cash Practice® System’s Auto-Debit System®
* Integrates with ChiroTouch

* Download Cash Practice® Mobile.
* Plug in your CP Mobile Card Reader and start taking payments anytime, anywhere.

Deposits arrive into your bank account within 1-2 business days.

What’s New

Version 2.0.0


Ratings and Reviews

4.0 out of 5
3 Ratings

3 Ratings

DrMargie ,

Great feature...user friendly!

What a great update from Cash Practice! Love it!!!

BuckySD11 ,

Great App!

Easy to use and works perfect with my Cash Practice software. The swiper is high quality compared to other ones I have used on the market. Highly recommend this company and product.

PeanutSunshine ,

OS 11 update

Will the app be updated to work with the newest Apple software? I cannot currently use the app to process payments when out for mobile events.


Cash Practice, Inc.
15.3 MB

Requires iOS 9.0 or later. Compatible with iPhone, iPad, and iPod touch.



Age Rating
Rated 4+
© 2014 Cash Practice Inc.


  • Family Sharing

    With Family Sharing set up, up to six family members can use this app.

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