Cashculator — Personal Finance 4+
Plan & Forecast Your Cash Flow
Apparent Software Inc.
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- Free
- Offers In-App Purchases
Screenshots
Description
“After playing with this app for a few days, I have a clearer picture of my finances than I’ve had in years!”
Take control of your finances with:
> Clear Forecasting: Benefit from a high-level overview of your finances and estimate upcoming changes like a new baby, a new house or retirement.
> Easy Budgeting: Cashculator is the simplest way to manage personal finance due to the familiar spreadsheet concept, easy budgeting by category, one-click “what-if” scenario comparisons and more.
> Cash Flow Tracking: Stop wondering where your money went and track spending with manual transactions.
> Privacy Protection: All your private financial information stays safe right on your Mac.
> Quick Data Entry: Create complex transactions in a matter of seconds using a familiar spreadsheet-style interface.
> Detailed Reports: View your income, expenses and balance with easy-to-understand graphs and tables.
> Keyboard Shortcuts: Fly through transactions with full keyboard support!
“An excellent tool that helped me to get out of a ton of debt pretty quick”
Fully localized into 12 languages: English, Spanish, French, German, Polish, Ukrainian, Chinese, Korean, Italian, Portuguese, Japanese, and Russian.
Key concepts:
* Cashculator separates plan and actual data, so you can see how your actual finances compare against the plan. If you only use it for planning, there’s no need to enter actual transactions.
* Presenting data using familiar spreadsheet concepts, Cashculator gives a quick overview of the state of your finances over time. Choose from monthly or weekly columns (or yearly for reports) and switch back and forth whenever you want.
* The Horizon control in the bottom-right of the window selects how far into the past and into the future the tables and report should display, relative to the current date. This will add or remove columns in the table as needed.
* The Reconcile screen compares your factual “real-life” balance (total balance in bank accounts + cash) v. the one in the application and, if needed, overrides the calculated total balance in the app with the factual balance (basing future calculations on more precise numbers). Alternatively, if precise tracking in Cashculator is desired, you can update transactions in Cashculator so that the factual and in-app balances reconcile.
* Multiple scenarios for each Cashculator document can be created (from scratch or by duplicating an existing scenario) to make minor changes and see how different plans compare.
The free version supports up to five income and five expenses categories. A fully unlocked version is available via subscription.
Made with love by Mac users for Mac users.
Terms of Use: https://cashculator.app/terms-of-use/
Privacy Policy: https://www.apparentsoft.com/privacy
What’s New
Version 2.5
This update makes managing recurring plans easier, resolves a few bugs, better supports macOS Sequoia and updates the German translation.
* Easier way to delete or modify a recurring plan on a specific date or from a specific date.
* Fix Time Horizon menu item operation.
* Fix vertical scrolling resetting in Reconcile screen when scrolling with mouse.
* Fix calculation of combined total amounts in the sidebar.
* Fix the repeating reloading of a document when it's opened on more than one Mac machine at the same time.
* Better Sequoia support.
* Improved German translation.
* Updated subscription views.
* Anonymous analytics (opt out).
A little more about the analytics, since we're doing this to improve the app and do not want to be at all sneaky about this:
We’ve integrated a system called Plausible analytics that lets us understand how folks use the app. This tracks things like settings and app purchase choices, but they’re tracked in aggregate and anonymously — no user data gets sent anywhere. If you don't want to send this information, just untick the Analytics checkbox in Cashculator > Settings.
Ratings and Reviews
Correction - this is awesome!
I was having trouble saving, but it was my computer. This is awesome software
Developer Response ,
Hi marnbeam, can you please contact us at support@apparentsoft.com so we can get this figured out? That definitely should not be happening, although the free (not trial) version does limit to five categories total, but if this was the issue, you should have seen an alert to this effect.
I haven't found anything like it!
I like the ability to see the weekly and monthly expenses in a column like a spreadsheet instead of a calendar. It's clearer to me to see what I have available to spend.
A mobile app would be great so I could add expenses and reconcile when away from my computer.
A waste of money.
One star is an overstatement. Personally I do my budgeting on excel, but I thought it would be cool to check out an actual budgetting app. Honesly if you're really trying to budget and cut down on unnecessary spending you can start by deleting this app, by doing so you'll have saved $5.99 every month!.
You'll thank me later.
Developer Response ,
We understand that Cashculator may not be the perfect app for everyone, which is why it’s completely free to try with no time limits using up to five income or expense categories. There’s no need to subscribe before knowing whether it meets your needs. Fans tell us they love how easy it is to use and how the scenarios feature shows how different financial choices affect future cash flow. We wish you the best with Excel, The reviewer234. Please do contact us at support@apparentsoft.com if you have specific suggestions for improvements. — Susannah
App Privacy
The developer, Apparent Software Inc., indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.
Data Not Linked to You
The following data may be collected but it is not linked to your identity:
- Purchases
Privacy practices may vary, for example, based on the features you use or your age. Learn More
Information
- Seller
- Apparent Software Inc.
- Size
- 12 MB
- Category
- Finance
- Compatibility
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- Mac
- Requires macOS 12.0 or later.
- Languages
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English, French, German, Italian, Japanese, Korean, Polish, Portuguese, Russian, Simplified Chinese, Spanish, Traditional Chinese, Ukrainian
- Age Rating
- 4+
- Copyright
- © 2023 Apparent Software Inc.
- Price
- Free
- In-App Purchases
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- Monthly Access $5.99
- Yearly Access $49.99
- Unlimited transactions $49.99
Supports
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Family Sharing
Some in‑app purchases, including subscriptions, may be shareable with your family group when Family Sharing is enabled.