Cashculator - The Smart Financial Spreadsheet!
Easily plan and track your finances with Cashculator.

Do you care about your financial future?
Let Cashculator help you!

Keep track of your cash flow to make smarter financial decisions and reach your financial goals by planning your future.

Tired of complex personal finance applications?
Cashculator is the simplest way to manage your finances!

See how easy it is to use Cashculator is in this short video on

Cashculator is not yet another personal finance application.
- It is different from other applications which are complex and focus on past transactions.
- Familiar spreadsheet concepts make Cashculator easy to use, visual and straightforward.
- There is no need to define your accounts and configure the application, no complex dialog boxes, no credits, debits or portfolio management. Just simple numbers: income and expenses.
- You will become an expert user in no time thanks to the interactive tutorials that will teach you every aspect of using Cashculator.

Cashculator is not designed to maintain a detailed, daily records of their spending. Instead, it is designed for people who want to have a fast and easy way to keep track of their budget.

Cashculator is the simplest way to manage your finance - easier than a spreadsheet. It is based on familiar spreadsheet concepts and improves them by:
- Easy budgeting - separate planned expenses from actual ones. See where you stand compared to your budget
- Fast "what-if" scenarios comparison - duplicate your existing financial plan, make changes (i.e. increase salary, add trip abroad), graphically compare to existing plan
- Easily split a purchase into several payments
- Forecasting based on budget or on average of your actual spending

Cashculator+ is limited to two scenarios and to planning only 3 months ahead until Full Planning Features are unlocked with an In-App-Purchase.

You can learn more about Cashculator on our website:

Cashculator is localized to English, German, French, Italian, Russian, Japanese, Portuguese and Norwegian languages.

What’s New

Version 1.6.3

- Fixed keyboard entry of multiple-month planned transactions, using expressions containing * and /

Ratings and Reviews

Stevesbidone ,

Excelent Program!

Very well thought out and put together!

JAseo ,

Great for budgeting and projecting cash flow

I paid for the Cashculator version for budgeting and the scenarios.

AnaBerst ,

Great for Basic Household Accounting

When I downloaded Cashculator Free, I was looking for an application to categorize and record my spending/recieving, just to see where it all went on a monthly basis - it turned out to be the perfect app for that.
I am a single, low-income (well, practically, broke) college student, with no dependents. At the end of each month I review my online bank statements and enter them into the categories (that I customized for myself) in Cashculator. Then, I just see for myself how I need to change my spending habits. This is really easy, because, like I said, you can customize spending categories and, at the click of a button, see how your income/outcome differ.


Apparent Software Inc.
12.3 MB

OS X 10.10 or later, 64-bit processor


English, French, German, Italian, Japanese, Norwegian, Portuguese, Russian

Age Rating
In-App Purchases
  1. Unlimited planning $19.99


  • Family Sharing

    With Family Sharing set up, up to six family members can use this app.

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