Cashflowy 4+

Love this app. But I wish it had a bit more features. The thing that drives me crazy the most is the lack of being able to define an end time for your transactions. For example, if you can save $50 a month for the next 6 months, but increase to $100 after that….the only way to do this is wait till the 6 months have passed, delete the trajectory, then start a new one. Otherwise it defaults to $50 until the end of time. So you can’t really see an accurate status a year into the future unless you have multiple reoccurring payments set up, but even then you have to go back and delete those or else your future projections are too high.

A visual chart would be nice also. Some sort of way to see all your accounts’ progress at once instead of having to swipe and look at each individually.

I’ve used some other apps that help keep track of my projected account balance because it’s so handy to know how much you can spend looking ahead and not relying on your memory or estimations. This app is unique from others that I’ve used in that I can make the transactions recurring which is so handy so I’m not inputting them over and over for each month. I like being able to mark them as pending so it reflects exactly what my bank account is showing. Yes, it seems a little redundant but we really enjoy seeing how our account grows daily, weekly, monthly and even into the yearly with this app. It lets us know when we can pay down balances on credit cards and put extra money into savings.

One of the few things that would be nice is the ability to set expenses or incomes as “twice monthly” and be able to pick those days (15th and either 30th/31st for those on a salary schedule) as I am only able to enter my spouse’s biweekly income on a recurring schedule. A feature that allowed your different cash flow accounts to “talk” to each other so if one is your savings, you can easily mark it as going into savings and it’ll automatically “move” the money. Having the access to allow another user on the account, like a spouse or significant other, that can enter in transactions would be helpful too.

Overall, I love this app. Slightly addicted to looking at our projected balances and knowing what and when we can spend money.

This app is pretty cool. There are not a lot of apps out there that can show daily projected cash balances. I went searching, there are only a few that can do it, and this is one of the best. A few suggestions for future improvements that would make this app exceptional: graphical display of cash balance through time, ability to automatically sync bank account activity, a separate input page that showed all input/projected data with its associated attributes (amount, recurring frequency, dates, etc.), and ability to add an end by date on recurring frequency transactions.