Cents for YNAB 4+

Effortless budgeting

Michael Mueller

Designed for iPad

    • 4.3 • 27 Ratings
    • Free
    • Offers In-App Purchases



Cents for YNAB is a companion app to the You Need A Budget platform. Cents enables you to quickly analyze your budgets and spending habits in order to help you save more money. Cents will tell you how much money you have left per day of the month, which payees you've spent the most money on in each category, and which transactions have caused you the most trouble. It will indicate by color the health of each of your categories and warn you when you're getting close to going over budget.

Cents also provides several analytical charts to help you visualize where your money is going. And it also comes with a Today extension, so you can quickly view your budgets without even opening the app.

What’s New

Version 1.10

Resolve issues with iOS 15

Ratings and Reviews

4.3 out of 5
27 Ratings

27 Ratings

nyerish_ ,

If I could just change ONE thing...

I really wish that instead of pacing by day, I could change the settings of some categories to pace by week, or even biweekly. I don’t regularly make purchases each day, so it seems awkward to have everything paced that way. For some categories, like groceries, it’d be much nicer to know how much I should spend each week instead of each day. But if I bought lunch everyday, it’d still be great to see how much I can spend on lunch each day. So I’d just love an option to customize that a bit, and I’d change this review to a 5 star rating if we could get that feature. But besides that, I think it’s a great app that helps a lot in visualizing how much I can spend throughout the month, so I’m giving it 4 stars.

JR_Paris ,

Nice app

Does what it says, widget very useful to quickly find out how much there is left to spend. I do think, however, that on the graphs it would make more sense to have green be unspent money instead instead of spent money. So if I haven’t spent anything in my movies category, it will be all green instead of grey, and when I start spending, my amount of green (ie available cash) goes down.
Overall great!

jombos27 ,

Actual details!

Whoa, actual details on how we spend $ per category! Very nice. We’ve need this for a long long time.

Few of suggestions: 1) Allow to pick previous months 2) the dollar amount per day is a bit confusing on what the math is behind that, and 3) the amount spent last month appears be inaccurate, at least for me

Otherwise, seeing when and where money is being spent throughout the month is super helpful! Seeing previous months in those individual categories would be so awesome. Keep up the great work!

App Privacy

The developer, Michael Mueller, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.

Data Not Collected

The developer does not collect any data from this app.

Privacy practices may vary, for example, based on the features you use or your age. Learn More

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