Charter Oak ToGo by Charter Oak Federal Credit Union allows you to bank everywhere you are 24/7. This free and secure app gives our members access to their accounts whenever they want, right on their iPhone.

Mobile Check Deposit: Deposit a check to your account just by snapping a picture or two with your phone!
View account balances, transactions and history.
Transfer money between your Charter Oak Accounts and even your accounts at other financial institutions!
Pay Bills
Locate the nearest Charter Oak Branch or ATM.

Please note that Charter Oak does not charge a fee for OnlineBanking and MobileBanking. However, a data plan is required for this app and your data service provider may charge you usage fees. Please check with your service provider if you have any usage fee questions

What’s New

Version 4.43.6

Minor bug fixes and performance improvements.

Ratings and Reviews

2.2 out of 5
38 Ratings

38 Ratings

Mtindexwashington ,

Marginal Upgrade

I liked the way the app worked previously with the balance in green and when deposits were made it showed up as green as well. It also gave brief information if you made a debit card withdrawal or one was made by a monthly service such as iTunes etc.
I agree this app does not allow you to look at an entire months statement and it doesn't allow you to look back at previous months statements either. With banking and finances being able to view monthly statements is NEEDED!
Also it's very inconvenient to not be able to see monthly visa payment balances. That is also NEEDED!
If you have several accounts like a vacation account or other you should be able to see all those balances on your accounts page.
All of these things need to be UPGRADED!
Drive to be the best make the changes!
Thank you!

Developer Response ,

Please contact our call center so we can assist you with your text size issue.

SPH801 ,

Fingerprint not working

After the latest upgrade the app asks for your user name and password everytime you open it. After open it asks if you want to use touch I'd. You select yes and when reopening the app it asks for user name and password again. PLEASE FIX THIS!

UPDATE: Re-installed the app and rebooted the phone. Fingerprint id is working now. Some wish list items would be to have monthly statements on the app, be able to pay multiple bills at once, and choose a default account from which to pay bills from so you don't have to choose an account for every bill you pay. Also, why not show all accounts when the my accounts option is selected? My accumulator account and CD isn't there.

Developer Response ,

Please contact our Call Center so we can walk you through the setup of touch ID

Arierose816 ,

Just Awful

This app is terrible. The few times I was able to get it to work it was glitchy and had a poor interface, and now I’ve been locked out of my online account for months. Every password I try says it’s incorrect (even though it’s definitely one of them) and when you try any of the options to reset your password, it never actually has the message go through. The only way I can check my balance is with the bank itself or at an ATM which is extremely frustrating, I can’t set up any budgeting or investment apps because of this, and it’s ridiculous! It’s making me look into other banking options because I handle 98% of my finances from my phone, so having a nonfunctional banking app is unacceptable.


Charter Oak Federal Credit Union
73.4 MB

Requires iOS 11.1 or later. Compatible with iPhone, iPad, and iPod touch.



Age Rating


  • Family Sharing

    With Family Sharing set up, up to six family members can use this app.

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