Saver: Budgeting for Beginners 4+

Budgeting & Savings Program

Christmas Club Financial Incorporated

Designed for iPhone

    • 4.5 • 6 Ratings
    • Free
    • Offers In-App Purchases

iPhone Screenshots

Description

Take control of your money with Saver's simplified budgeting approach and easy to use app! Learn the Saver's beginner friendly money method (below). Get started today!

What is Saver?
Saver is not just another budgeting app; it's a money management program that helps beginner budgeters become successful Savers!

Working directly with 100's of budgeters directly, we've found that beginner budgeters need 2 things to be successful:

1. A simple program that gives clear directions to make everyday budgeting decisions easy.
2. An user friendly experience that doesn't take hours to setup and manage.

That's exactly what Saver does. No confusing rules. No complicated features. Just a simple & powerful budgeting approach for those that want to take control of their money in just a few minutes a week.

Saver is able to keep your money simple and easy to manage because it's based on a 3 step program that we call the Saver money method.

How does the Saver Money Method work?

The Saver money method is a simple 3-step budgeting approach that you repeat over and over again to take control of your money and make real financial progress. Here are the 3 steps:

1. Review your money everyday - Use Saver's 4 simple categories to categorize transactions understand where your money is going in just 1-2 minutes a day.
2. Cover surprise expenses with cash - Use Saver’s buffer category to save up and keep $1,000 for surprise expenses.
3. Get ahead of big upcoming expenses - Use the Savings goals category to set aside money for future expenses or pay down debt.

Repeat these 3 steps in the Saver app over and over again to manage expenses, build savings, and make real financial progress!

Visit: https://www.trysaver.app/ to learn more about the Saver money method before getting started.

Simply start by linking your bank to Saver's user friendly app to track your transactions, categories and your progress.

What kind of results can I expect after using Saver?

Within 1 day, most users start to feel less stress about their money once they see it organized in categories and have a plan to make real financial progress.
Within 1 month, most users understand where their money is going.
Within 2 months, most users can handle any surprise expense.
Within 3 months, most users have made built significant savings!

Here's what our users had to say:

"It's the only app I've found that's actually helped me learn to save money and meet my goals! I love it!" -Megan M

"I tried and failed budgeting so many times. Every app I used felt overwhelming and I was always behind. Saver's approach has made managing my money so easy. It's the first time I've been successful at budgeting" -Michelle T.

"Felt like surprise after surprise was racking up debt so fast. With Saver, I have less surprises and if something does happen, I have cash to cover! No more debt!" -Ivan K.

"I had no idea where my money was going. Tracking it daily with saver has really opened my eyes. For the first time, I feel like I'm getting ahead." - Sam R

Where do I start?

Download the Saver app and learn the Saver Money by visiting https://www.trysaver.app/method!

Saver is the budgeting and savings app for beginners. Start your journey today!

Subscription Details:
- You can enjoy 30 days' free trial for your first subscription.
- Saver is a $9.99 monthly auto-renewable subscription, billed monthly.
- Your subscription will be charged to your iTunes account at confirmation of purchase and will automatically renew unless auto-renew is turned off at least 24 hours before the end of the current period.
- Subscriptions automatically renew unless auto-renew is turned off at least 24-hours before the end of the current billing period. You can cancel your subscription from the iTunes Store/App Store. Upon cancellation, your subscription would be valid until the expiration date of your present order.


• Privacy policy: https://app.termly.io/document/privacy-policy/21837197-58d6-4e69-b82e-7da5032d6fb9
* terms of use: https://app.termly.io/document/terms-of-use-for-website/285b87a8-60f6-4190-805e-0d1c9721f399

What’s New

Version 1.0.23

Fixed a few bugs and made general improvements.

Ratings and Reviews

4.5 out of 5
6 Ratings

6 Ratings

Builtthisway ,

Easily saving money

I’ve used other apps and stuff to try to save money and budget for things. This one is seriously my favorite. It’s easy to use and has a simple approach. Just plug in what you want to save for and go! My favorite is the buffer category. It’s to help in those times of need when you want to go for a credit card but you use the cash you saved for emergencies. Love it!

Salinas, B ,

From spender to Saver

I had no idea where my money was going. Tracking it daily with Saver has really opened my eyes. For the first time, I feel like I’m getting ahead!

A Budget Curious Millennial ,

Sign up is a pain, and presumptuous

Saw on Reddit and thought I’d try it out. Poor onboarding flow. I want to see what budgeting features the app will allow me to do before I agree to link my checking account to anything.

Developer Response ,

Update on the previous response: We have recently updated the app to better inform new members of the benefits and features of christmas club before starting the free 30-day trial.

We're making progress and plan to make more to make the onboarding better for users. Thank you again for your feedback and we hope it's enough to improve your app store rating. Again we still have more progress ahead!

==========
Hi fellow redditor :), I understand that you'd like to know what you are getting before going through the commitment of linking your bank account. To be honest this is a tough one that we're trying to find the best approach for. So thank you for leaving this review!

Here's out perspective:
We strongly believe that budgeting works best when it's simple and automatic, and linking a bank account is key to making that happen. When a new member links their checking account in onboarding, it enables us to create your categories, fund your categories and give you a walk through of how christmas club works with your real-time balances. And all of that in under a couple of minutes.

Simple and automatic is a primary value of the christmas club app.

Unfortunately, the value of the app is not the same without a linked bank account. Without a linked bank, creating a budget and tracking takes a lot more effort and a lot more time.

However, If you are interested, we also have a free (printable & ipad friendly) workbook that you can download to start a budget using the christmas club method. Here is the link:

https://www.getchristmasclub.com/budgeting-workbook

One last note: Linking your bank is safe and private.

Safe: We'll never transfer money from your linked account. We partner with Plaid to only read balances and transactions. We can't touch your money.

Private: All transactions are encrypted, so we can't see what you're spending your money on, only you can. It's frankly none of our business.

Thank you again. We welcome all feedback, and we hope that you give christmas club another shot.

Also feel free to contact more about this at support@getchristmasclub.com or on our subreddit reddit.com/r/christmasclub

App Privacy

The developer, Christmas Club Financial Incorporated, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.

Data Not Linked to You

The following data may be collected but it is not linked to your identity:

  • Contact Info
  • Usage Data
  • Diagnostics

Privacy practices may vary, for example, based on the features you use or your age. Learn More

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