Saver: Money Planner 4+
Beat Debt. Build Savings.
Christmas Club Financial Incorporated
Designed for iPhone
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- Free
- Offers In-App Purchases
iPhone Screenshots
Description
Make enough to get by but keep getting pinned deeper into the debt cycle?
Use Saver's 3-step program to beat debt, build saving and become a Saver!
Take Charge of Your Finances
Saver is not just another budgeting app; it's a money management program that'll get you ahead.
Intro to the Saver 3-step program with visual here: http://tinyurl.com/saverapp
Here's a few tips:
1. Know Your Expenses
Link your bank account to Saver, and organize your balance into simple, easy-to-understand categories. We believe in keeping things simple for a reason—because when it's easy, you're more likely to stick with it. Say goodbye to mental math mistakes and those unexpected expenses that throw you off track.
Money shouldn't be a set-and-forget process. With Saver, you'll assign your expenses to specific categories daily. Why? Because this active involvement will give you a clear picture of where your money is going. It's time to understand your money and cut unnecessary expenses.
2. Prepare for Life's Surprises
Life is full of unexpected expenses, but with Saver, you'll be ready for them. Use the Buffer category to set aside money until you've built up a $1,000 to cover surprise expenses. When those surprises pop up—whether it's a car repair or a medical bill—you'll have cash you need to cover it instead of swiping your credit card. The buffer category stops the debt cycle.
3. Stay ahead of big expected upcoming expenses
Saver helps you set and track custom savings goals. By regularly categorizing money for your goals, you'll be one step closer to achieving your dreams and avoiding future debt. Whether it's a dream vacation, a new home, or a college fund, Saver will be your financial companion every step of the way.
Transform Your Financial Future
Saver isn't just an app; it's a financial transformation waiting to happen. Say goodbye to debt, unexpected expenses, and living paycheck to paycheck. With Saver, you'll finally get ahead and unlock your financial dreams.
Don't just manage money; become a Saver! Download Saver now and begin your transformation towards financial freedom. Your journey starts today.
Subscription Details:
- You can enjoy 30 days' free trial for your first subscription.
- Saver is a $9.99 monthly auto-renewable subscription, billed monthly.
- Your subscription will be charged to your iTunes account at confirmation of purchase and will automatically renew unless auto-renew is turned off at least 24 hours before the end of the current period.
- Subscriptions automatically renew unless auto-renew is turned off at least 24-hours before the end of the current billing period. You can cancel your subscription from the iTunes Store/App Store. Upon cancellation, your subscription would be valid until the expiration date of your present order.
• Privacy policy: https://app.termly.io/document/privacy-policy/21837197-58d6-4e69-b82e-7da5032d6fb9
* terms of use: https://app.termly.io/document/terms-of-use-for-website/285b87a8-60f6-4190-805e-0d1c9721f399
What’s New
Version 1.0.22
Get started even faster with new onboarding updates!
Ratings and Reviews
Easily saving money
I’ve used other apps and stuff to try to save money and budget for things. This one is seriously my favorite. It’s easy to use and has a simple approach. Just plug in what you want to save for and go! My favorite is the buffer category. It’s to help in those times of need when you want to go for a credit card but you use the cash you saved for emergencies. Love it!
From spender to Saver
I had no idea where my money was going. Tracking it daily with Saver has really opened my eyes. For the first time, I feel like I’m getting ahead!
Sign up is a pain, and presumptuous
Saw on Reddit and thought I’d try it out. Poor onboarding flow. I want to see what budgeting features the app will allow me to do before I agree to link my checking account to anything.
Developer Response ,
Update on the previous response: We have recently updated the app to better inform new members of the benefits and features of christmas club before starting the free 30-day trial.
We're making progress and plan to make more to make the onboarding better for users. Thank you again for your feedback and we hope it's enough to improve your app store rating. Again we still have more progress ahead!
==========
Hi fellow redditor :), I understand that you'd like to know what you are getting before going through the commitment of linking your bank account. To be honest this is a tough one that we're trying to find the best approach for. So thank you for leaving this review!
Here's out perspective:
We strongly believe that budgeting works best when it's simple and automatic, and linking a bank account is key to making that happen. When a new member links their checking account in onboarding, it enables us to create your categories, fund your categories and give you a walk through of how christmas club works with your real-time balances. And all of that in under a couple of minutes.
Simple and automatic is a primary value of the christmas club app.
Unfortunately, the value of the app is not the same without a linked bank account. Without a linked bank, creating a budget and tracking takes a lot more effort and a lot more time.
However, If you are interested, we also have a free (printable & ipad friendly) workbook that you can download to start a budget using the christmas club method. Here is the link:
https://www.getchristmasclub.com/budgeting-workbook
One last note: Linking your bank is safe and private.
Safe: We'll never transfer money from your linked account. We partner with Plaid to only read balances and transactions. We can't touch your money.
Private: All transactions are encrypted, so we can't see what you're spending your money on, only you can. It's frankly none of our business.
Thank you again. We welcome all feedback, and we hope that you give christmas club another shot.
Also feel free to contact more about this at support@getchristmasclub.com or on our subreddit reddit.com/r/christmasclub
App Privacy
The developer, Christmas Club Financial Incorporated, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.
Data Not Linked to You
The following data may be collected but it is not linked to your identity:
- Contact Info
- Usage Data
- Diagnostics
Privacy practices may vary, for example, based on the features you use or your age. Learn More
Information
- Seller
- Christmas Club Financial Incorporated
- Size
- 62.2 MB
- Category
- Finance
- Compatibility
-
- iPhone
- Requires iOS 13.0 or later.
- iPod touch
- Requires iOS 13.0 or later.
- Mac
- Requires macOS 11.0 or later and a Mac with Apple M1 chip or later.
- Apple Vision
- Requires visionOS 1.0 or later.
- Languages
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English
- Age Rating
- 4+
- Copyright
- © 2022 Christmas Club Financial Incorporated
- Price
- Free
- In-App Purchases
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- Monthly Subscription $9.99