Cilantro Money
Watches your spending & bills
Only for iPhone
Free · In‑App Purchases · Designed for iPhone. Not verified for macOS.
iPhone
Every money app wants a chore from you. Budgets. Categories. A weekly check-in. Cilantro wants nothing. You connect your accounts once, and it watches them for you.
https://cilantro.highloop.co/terms
https://cilantro.highloop.co/privacy
That's the app. It tells you what changed.
CONNECT ONCE
Link your accounts through Plaid and you're done. No spreadsheets, no rules to set up, no transactions to tag. Cilantro reads your accounts and puts what's worth knowing in one queue on your home screen, with a one-line read on the week - "14 things to check." Nothing to maintain.
WHAT IT CATCHES
The stuff you'd scroll right past.
• Odd charges - "usually $41 at Amazon, this one was $349."
• Bill creep - when PG&E, rent, or a subscription quietly goes up.
• Duplicate charges - when something bills you twice.
• Spike week, quiet month - an at-a-glance read on what changed.
TRIPS, WITHOUT SETUP
Book a hotel and Cilantro notices you're traveling. A live card tracks what you've spent and how today compares. Back home, you get a recap - categories, top merchants, the outliers worth a look - that you didn't have to build.
LUMPY INCOME, HANDLED
Freelance, commission, 1099? A salary view is useless to you. Cilantro shows this month's run-rate against your last twelve - "pacing for ~$67.6k, typical for you." Salaried users get a steady view instead. Auto-detected either way.
BETTER WITH A PARTNER
Invite your partner and joint cards show up for both of you. Private ones stay private. See a charge you don't recognize? Flag it and ask them right in the app. One subscription covers the household.
WHAT WE DON'T DO
• No ads. Not on your home screen, not anywhere.
• No data sales. We don't sell your spending, your location, or your identifiers. Bank connections run through Plaid - the same plumbing behind Venmo and Robinhood - and it's read-only. Cilantro can watch your money. It can't move it.
• No budgeting homework. No envelopes, no tagging, no guilt.
• No lock-in. Delete your account in Settings, with 30 days to change your mind.
IF YOU WANT MORE
The basics are free for 7 days. Cilantro Plus adds the deeper insights, the 30-day balance forecast with a what-if toggle, variable-income tracking, and full household sharing. It's a subscription - you'll know exactly what you're paying for before you pay.
Native iOS. No ads. No data sales.
Ratings & Reviews
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Bug fixes
The developer, Highloop LLC, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Linked to You
The following data may be collected and linked to your identity:
- Contact Info
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
Information
- Seller
- Highloop LLC
- Size
- 21 MB
- Category
- Finance
- Compatibility
Requires iOS 17.0 or later.
- iPhone
Requires iOS 17.0 or later. - Mac
Requires macOS 14.0 or later and a Mac with Apple M1 chip or later.
- iPhone
- Languages
- English
- Age Rating
4+
- 4+
- In-App Purchases
Yes
- Cilantro Monthly $8.99
- Cilantro Annual $69.99
- Copyright
- © 2026 Highloop LLC