Send friends money like you send anything else — easy and free — whether they’re in the same room or a different country. Give your roomie the rent, collect for the big trip in a group text and send your friend abroad a drink on you. All without worry. US dollars are FDIC-insured up to $250,000.

• Pay friends and family instantly with just a phone number or email
• Set up in 30 seconds
• Just as easy to request money (equally important)
* Cash out to your debit card instantly, even nights and weekends

• Free to download and free to use
• No fees and no exchange rate markups between dollars (USD), pounds (GBP) and euro (EUR) — the rate you see on Google is the rate you get
• Cash out to your debit card for, you guessed it, free (We’re the only ones who don’t charge anything)

• We’re centered around conversations not transactions because that’s how people communicate
• Add personality with photos, GIFs and emoji

• Deposits held in US dollars are FDIC-insured up to $250,000 and we’re licensed as a Money Transmitter in 48 US states and jurisdictions
• If you’re sending money to the UK or Europe, you’ll be interested to know that over there we’re regulated as an E-Money Issuer
• Your information is encrypted, your data is private and we’re fully PCI-DSS compliant
• Plus, your account is protected by PIN, Touch ID and two-step verification

• Live support from real human beings
• We make mistakes (just making sure you’re reading)

“The main selling point of Circle is that it lets app users send money to other people, even non-users, in any part of the world.” — Fast Company

“Circle, a money-sending app that works instantly, conducts trades in established currencies like dollars and euros.” — CNN Money

“When you need to split the bill, try Circle Pay, a digital money-transfer system that lets people send dollars and euros through iMessage.” — The New York Times

“Circle Pay lets you send money to your contacts securely and without having to pay a fee. You can send money in dollars, euros or pounds. And unlike Square Cash, Circle works internationally.”
— Macworld

What’s New

Version 3.74.10

This release includes bug fixes and performance improvements.

Love our app? Please consider leaving a review in the App Store.

Encountered an issue? Let us know at and we'll fix it for you.

Ratings and Reviews

4.8 out of 5
23.3K Ratings

23.3K Ratings

CDeFazio ,

Handiest-Dandiest App Available!!!

This app is remarkably convenient, safe, secure, simple to set up and use, and is just the best little app available. Designed with excellent record keeping, communication, and the impossibility of accidentally sending someone money or the wrong amount. And trust me, no-one can access your account. It took my purse being stolen to realize the impossibility of even accessing it yourself! (Side note - couldn’t access app without phone to receive verification codes, couldn’t comply with lost phone procedure as picture ID also taken, and had to wait for email customer service reply. Wished one could access app to receive email verifications. However, thanks to excellent customer service, was up and running in a few days. It’s just an app that you don’t want to be without!

AdrianM6 ,

Do not download.

It has been more than 3 days since they have locked my account and I am still unable to cash out Money that was sent to me. It's like they are holding on to my money for no reason, what kind of company is this ? They tell me to email them my problem but I seem to always find my self waiting a day for the same old response. "They are reviewing your account it should take 1-3 days" but it has been PAST 3 days. I repeat DO NOT download this app. I am no robot, I am a college student that is struggling with money and I thought this app would help by having family members send me some cash. I recently had 85$ sent to me by a family member and now I can't even refund it back to them or cash it out to my bank account. That was money I needed to make it back to school on time with us fees. So I was stuck for a few days. All because this app decides to take away your access to receive or send money out of no where. And to the app, please do not comment saying email you because I've sent at least 4 messages within 4 days and I've got the SAME EXACT RESPONSE EVERY TIME. This app is a peace of sh

StarrOswaldO ,

I wish all banking went this quickly & smoothly

Far superior to other money sending apps. $5 referral bonus and free debit card instant withdraw FTW!

After booking a vacation for myself and a friend, I requested her portion on Circle’s app (with a cat gif, obviously). Within minutes she downloaded the app, added a debit card and sent me money. I cashed out in the app and then instantly received an alert from my bank that money had been deposited. So easy. So smooth. Zero stress, unlike most other forms of banking / sending or receiving money.

I’m going to continue to force all my friends to download to send me money or receive money from me. Also probably my mom, because it’s easy enough for her to handle. Which is saying a lot!


Circle Internet Financial, Inc.
153.3 MB

Requires iOS 10.0 or later. Compatible with iPhone, iPad, and iPod touch.


English, French, German, Italian, Spanish

Age Rating
Rated 4+
© 2019 Circle Internet Financial, Inc.


  • Family Sharing

    With Family Sharing set up, up to six family members can use this app.

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