Clair App 4+

Financial freedom starts here


Designed for iPhone

    • 4.8 • 801 Ratings
    • Free

iPhone Screenshots


Clair is a banking app that gives you access to a portion of your earnings before payday.

When you open a Clair Spending Account, held at Pathward N.A, Member FDIC, you’ll enjoy on-demand pay with access to fee-free wage advances, an FDIC-insured* Spending and Savings account with no monthly fees, and a Clair Debit Mastercard® to spend your earnings.

Here’s what you’ll love about Clair:
- Quick and easy access: Open a Clair Spending Account and take your first wage advance in the Clair mobile app after setting up a repayment method.
- Freedom and control: You decide how much to advance from your next paycheck, up to a pre-approved amount determined by Clair** on an individual user-basis.
- Access all the banking services you need: Get access to 40,000 fee-free AllPoint ATMs***, a virtual and physical debit card, Apple Pay™ and Google Pay, savings reminders, and much more!

Learn more about Clair at

Note: Clair is only available to select businesses. Check with your work app, time clock, or employer for an invite before getting started.


Clair is a financial technology company, not a bank. Clair Spending is a demand deposit account established by, and the Clair Debit Card is issued by, Pathward, N.A., Member FDIC. Mastercard® and the circles design are registered trademarks of Mastercard International Incorporated. Clair Savings Account is established by Pathward, N.A., Member FDIC.

Standard data charges may apply when using the Clair app.

*Funds are FDIC insured, subject to applicable limitations and restrictions, when Pathward, N.A. receives the funds deposited to your account.

**Your advance rate will depend on your individual circumstances. Limits are subject to change.

***Clair Debit Mastercard® can be used for no-fee withdrawals at U.S. ATMs in the Allpoint network. Fees may apply for international ATM transactions or transactions outside of this network.

What’s New

Version 2.4.1

Banking services are now offered by 'Pathward' instead of 'Metabank' in your Clair app. Don’t worry, they’re still the exact same bank, just rebranded with a fresh new name!

Forgot to write your password down? Now, select users will be able to login to the Clair app with a one time password instead of a standard in-app password.

Ratings and Reviews

4.8 out of 5
801 Ratings

801 Ratings

DeontéChrist ,


I usually don’t redact my comments and I promise I have not been paid or coerced to say this but I felt compelled to, after realizing I was not only frustrated and having a hard time dealing with the issue I was having, but also the Clair care team was also affected by this truly unique situation. Nevertheless after hearing clearly that I was inconsolable they continued to work around the clock to help me personally find a solution and for that reason my trust in Clair has been restored. A+ customer care is truly one of this Clair’s core values.

Developer Response ,

*Updated Dev Response*
Thank you for working with us to help find a solution to the obstacles experienced. We're glad we could all partner together to help! We hope your experience with Clair continues to benefit your financial journey! We're excited for the road ahead!

*Original dev response*
Hi Deonte, We're sorry to hear you are having issues with logging into the Clair app. We understand it can be frustrating to troubleshoot through error messages. We have taken your feedback about the password reset function and are looking into it. Regarding dropped calls, we will continue to call back if the connection drops as we are eager to resolve this. Looking forward to assisting you.

Aundre Pinkard ,

Excellent bank app

This is is an excellent bank app, everything works as smoothly as possible. Using all the tools is easy. The instructions are easy to understand.

wages13 ,

Worse app ever it steals your money

Requested a deposit to my bank. The bank claimed fraud saying this company doesn’t support transfers. Waited 2 days for my money called customer service which admitted they had my money but had to wait 7 days to refund my account. Fraudulent website that probably has no money to run a bank so they hold peoples money longer than expected. Huge fees for everything. Do not use.

Developer Response ,

We apologize for any authorization holds you have experienced. Please contact us if you have any further questions about how authorization holds work or what happened specifically with your account at You can also see our full transparency of fees as compared to other banks here:

App Privacy

The developer, clairpay, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.

Data Linked to You

The following data may be collected and linked to your identity:

  • Identifiers
  • Usage Data
  • Diagnostics

Privacy practices may vary, for example, based on the features you use or your age. Learn More

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