Take control of your budget and expenses with Clarity Money. We use machine learning to analyze your personal finances and help you make smart decisions about your money: from budgeting to saving to spending.

Clarity Money can help you...
- Save time: Organize your bills and expenses
- Save money: Cancel unwanted subscriptions like Pandora, Hulu, Spotify, The New York Times and Dollar Shave Club and automate your savings
- Keep tabs: Track your spending, savings, debt and investment accounts in one place
- Build a budget: Manage your cash flow and see your spending habits
- Monitor progress: Check your free credit score

How it works:
- Link financial accounts to Clarity Money. Thousands of financial institutions are supported, including accounts from PayPal, Chase, Bank of America, Capital One, Wells Fargo, Citi, American Express, Acorns, & more.
- Clarity Money provides automated insights in to your budget and finances to help make every dollar count.

Clarity Money User Testimonials:
-"I feel that it really helps keep me accountable for my spending…it's rewarding to see the progress that I make in changing my spending habits."
-"I like how it saves me money without having to think about it…"
-"You all are a much better alternative to my actual banking app....this greatly impacts my spending habits as I now have more of an idea where my money has been going..."
-"Keeps me in the know of my spending habits."

Clarity Money’s Press Accolades:
-“If Mint is a pedometer, merely reporting money in and money out, Clarity is a pedometer and personal trainer in one.” -Barron’s
-"Clarity Money is an accurate name for this handy app that provides a literal sense of clarity as it helps you save money, plan budgets, track all of your expenses, monitor your credit score, and more." – Buzzfeed
-"…it aggregates data from your various financial institutions (bank, credit card, mortgage, etc.) into one place so you can get a big picture of your overall spending...Right away, I was impressed (and slightly horrified) when Clarity told me just how much I've spent on Seamless this year." -Refinery29
-"Clarity Money is a budgeting app that not only helps you put aside money into a savings account, but will also help you cancel any subscriptions you're not using..." -Mashable
“Clarity also has a feature where you can easily cancel any or all of the expensive subscriptions that you pay monthly. You can literally save thousands of dollars a year by simply clicking a few “Cancel” buttons.” – Huffington Post
-Featured as Apple’s “App of the Day” on 7/10/18

If you need a budget, we can help. Let Clarity Money be your financial champion and help you make every dollar count. It’s a budget builder, subscription manager, bill organizer, spending tracker and personal finance guru in one simple app.

Download Clarity Money today!

By downloading and using Clarity Money, you agree to our current Terms of Use ( and Privacy Policy (

What’s New

Version 1.73.4

Big Update! Now you can build and track a budget with our AI-powered Weekly Budget feature. It's an easy and intuitive way to manage weekly spending. Let us know what you think.

Ratings and Reviews

4.7 out of 5
48.6K Ratings

48.6K Ratings

Crazy Uncle Steve ,

Great for Tracking

I find this apps interface cleaner than Mint. Only reason I still use mint is I have a need for budgeting feature which either this app lacks or is not obvious how you use it. Add a budgeting feature to this and it will bring this over the top. If you can help people track their expenses and include a smart budgeting feature centered around savings goals, that would be big. I want something where I can set a savings goal on a general level or towards a specific item (e.g car loan). Something that would also be useful is helping others save towards paying down debt. If you allowed users to enter more information on their loan tab (I.e. what this loan is related to, interest rate, etc.) it could help us set an aggressive payoff plan, while also giving the user clarity on the expected payoff based on adjustments. I would recommend helping users set goals to payoff debt and track their progress. This will inevitably be a GREAT app if we can get that kind of insight and will ultimately help people maintain a healthier personal balance sheet. In depth analysis on ones debt could help you make recommendations on consolidating debt with your Marcus products and showing you’re a partner in people’s path to financial freedom. Giving people something to aim at is a more powerful tool than transaction analysis on its own.

Developer Response ,

Hi Crazy Uncle Steve, we’re happy to provide an update regarding budgeting. We recently launched a new budgeting feature. We calculate your average weekly spend by category and allow you to choose what to track, so you can set an informed budget based on what matters most to you. Please update to the latest version of the app and try it out. Let us know what you think at

The Clarity Money Product Team

Lizzylibra ,

Good But Not Very Intuitive

I like what the app is trying to do & some of the features offered can be very helpful for some who need or want the offers to help them. However, I just want something clean, straightforward, & to the point about helping me keep up on the transactions happening with my accounts. I was using a great app before that did this very well for me. It alerted me when new transactions came in and then I could 'swipe right' to confirm the transaction was familiar or 'swipe left' to red flag the unknown transaction till I could investigate further. This gave me a strong peace of mind that I was keeping a close watch on my accounts and would easily spot any unexpected behavior. This app's home page gives you a quick synopsis of your account's balances, but then it has all these advertisements for money management and other suggestions that I read through the first time of course, but there are very few that you can remove from view for good. The second tab is cleaner on showing account activity, but I miss being able to mark them as known and unknown transactions. Doing so gave me a strong sense that I was able to keep a very close eye on monetary transactions. Still a good app to show what you need in a basic way so since the other app is now gone and they directed me to this app I guess with time I will get used to the different way of things.

Developer Response ,

Thank you for taking the time to write this review. We understand the Prosper Daily community truly loved this feature, and you captured why perfectly.

We are in the process of figuring out how best to incorporate some of the same features into our app, so please stay tuned. Please also get in touch with us at so we can keep the conversation going.

The Clarity Money Product Team

Ljohnthorsson ,

Excellent interface...the cost of which is severe lag

I really enjoy this app. It tracks my expenses really well and categorized them in a way that is friendly to my usage. The ability to change the category of each expense either one time or for all future transactions is also a very nice feature. It makes organizing my finances easy and intuitive. I see great things as this app gains traction and the dev team can hone its functionality. Here’s my gripe: the app has a SEVERE lag (I’m talking DAYS of lag) in displaying my account balances. So the app CANNOT be the only app I use to track my balances and spending-I still have to use my bank’s app in order to see what I truly have in my accounts. Whether or not this is something that can be fixed or improved upon is not fore to speculate. If there is a way to improve the updating of account information and get it closer to real-time (bank time) I would STRONGLY recommend the dev team to tackle that before anything else. The app is *SERIOUSLY WELL DONE* and its potential for near-perfect functionality is a very real thing. Thanks Clarity Team. A+!


103.8 MB

Requires iOS 11.0 or later. Compatible with iPhone, iPad, and iPod touch.



Age Rating
Rated 4+
© Clarity Money, Inc


  • Family Sharing

    With Family Sharing set up, up to six family members can use this app.

  • Siri

    Get things done within this app using just your voice.

You May Also Like