Featured by Apple in January of 2021:
"With elegant graphs and an interface that’s a genuine joy to use, Copilot helps you visualize exactly where your money is going; its smart algorithms, driven by machine learning, are especially adept at automatically categorizing transactions. Neat trick: The app scours your transactions to uncover recurring charges you might be overlooking."
- Automatic tracking and categorization of your spending
- Automatic tracking of your investments
- Automatic tracking of your recurring expenses
- Best-in-class iOS 14 widgets
- Unlimited custom categories
- Dark mode
- No ads, 100% private
- Support for Venmo, Coinbase, Apple Card Statements, Capital One, and 10,000+ other institutions
Copilot is a beautifully designed home for your finances. It automatically tracks your accounts and helps you navigate your finances throughout the month. It also finds and tracks your subscriptions and bills, notifies you when you get paid, and shows you an end-of-month summary that accurately reflects where your money went and how your net worth changed. On Copilot everything is customizable, and you can easily train it to better understand your finances. You can also connect your investment accounts to see your holdings and balances alongside the rest of your accounts. Do you want to share your Copilot account with a partner? No problem! The app can run on multiple devices at the same time.
Copilot is a subscription app. Our yearly subscription ends up being roughly $5.80 per month, $69.99 per year. This allows us to provide a personalized and secure experience and gives you full, unlimited access to the app– no hidden fees, gated features, or ads. Our goal is to build a home for your finances where your satisfaction with the product is the only thing that matters.
Read our reviews!
► The future of personal finance
Copilot uses machine learning to deliver powerful, hyper-personalized insights that help you effortlessly understand and manage how you spend, save, and invest your money. Transactions are organized automatically so they’re as easy to search, sort, and filter as your email inbox. The app uses crowdsourced feedback and machine learning to continuously improve the experience for everyone who uses it.
► All your accounts, in one place
Copilot keeps track of all your bank, credit, and investment accounts so you don’t have to– just link them once and we’ll take care of the rest. Do you have an Apple Card? You can import your statements directly from the Wallet app. You’ll receive daily and monthly account summaries for peace of mind and get notified if anything needs your attention.
► Tailor-made budgets without the headache
Copilot creates realistic budgets for you based on your actual spending habits and expenses to help keep your spending on track. Recurring bills and subscriptions are automatically detected and included in your budgets, so there’s never any guesswork or end-of-month surprises. You can turn on Budget Rollovers to easily track spending across multiple months.
► With Copilot, you’re in the driver’s seat
Choose exactly which notifications you want to receive. Create custom budget categories and name them whatever you want (emojis included). Switch from light to dark mode. The app is designed to adapt to your behavior and preferences over time, and any adjustments you want to make are a simple swipe or tap away.
► Private and safe, as it should be
Copilot protects your information with bank-level security and has read-only access from your financial institutions. We treat your personal data like we’d want ours to be treated, which means never selling or sharing it with third parties. Ever.
Copilot currently works with US financial institutions only.
Learn more at https://www.copilot.money
Terms of Service: https://www.copilot.money/terms_of_service
In this release: We fixed a bug where we were using the available balance instead of the current balance on some E*Trade accounts.
Ratings and ReviewsSee All
So good I’d bet they’ll get bought out
They’re that good. There’s no denying they’re ex googlers. It’s very apparent in the UI. Sadly the app is so good, I don’t doubt they’ll get an offer probably in the next year give or take from either quicken or Intuit with too many zeros to turn down. My bets are on quicken likely to merge it with their “simplifi” app. Apps this good don’t stay on the market, they’re a real threat, just like o so many email apps with integrated AI that went to the microsoft graveyard after they sign a check.
I’d say keep up the good work but frankly it’s flawless already 🤷♂️ only changes I’d want is ability to have the app collect & log more than 6 months of transactions, .csv import for bank accounts, & maybe a landscape mode if you get bored and wanna add some frivolous fun stuff 😁.
Was kinda blindsided by this app in the best way possible, thought it was just another pop up shop app with a nice mockup that id invariably delete. Never expected this gem in the McDonalds drive through the App Store has become.
Terrible Experience; Just Like the Rest
I have been using Mint for years and it’s age is really starting to show. I’ve read nothing but glowing reviews on this app and thought I’d give it a try. I’m at the point where I’m willing to pay for an app to help me financially. But of course, my experience was nothing like what I’d read.
For starters I had a lot of trouble adding my accounts. I knew I had the right login as I would test each one before signing in on the app. The app would tell me the credentials were wrong or just give me an internal error. After multiple attempts I could usually get it to log in. I was also very disappointed to find that I couldn’t add my bills like Cox, Verizon, Electric, Gas, etc... Then during setup the app was trying to load all my transactions and for some reason couldn’t load them from one bank. I waited and waited but nothing changed. I decided to close the app and reopen it, still nothing. So basically I have to remove the account or be soft locked in the setup. That’s not very helpful.
Really all I want is an app where I can give it all my financial obligations and have it tell me how much I need to set aside each check and what’s due before next payday. Then it can worry about fancy budgeting and charts of my spending. My due dates are far more important.
Developer Response ,
Hi Kameechewa, we're very sorry that you had a bad experience linking your accounts through Plaid. We rely on them to securely access your data, but we're in the process of adding more options to successfully link all of your accounts. I hope you can give us another try in the near future, thanks for the feedback.
Amazing UI, Customer Support, Simplicity, Control
I have become evangelical to my friends about this app. I have been searching for a budgeting and tracking app like this for years and I will never go back to anything else. Easy to see where my money is going across all of my accounts and credit cards. Understanding where all of your money goes is such an important part of gaining control of your financial life, and Copilot makes it easier than all others in the App Store.
When I have needed to contact customer support the responses are always specific, non-robotic, knowledgeable about the exact problem I’m experiencing, and my inquiries are always resolved very quickly.
While the app is easy to pick up and use right away, the app also allows for me to have more granular control of categories, specific purchases, and my budget. No gimmicks. Solid attitude towards privacy and user protection. There’s also an easy section to request features, which shows which features the developers have responded to and are considering or already planning to add in a future update.
I consider myself a digital minimalist - my phone is a tool and I only have apps downloaded that add value to my life. This app adds immense value to my life. I have never written a review or rated an app before and I cannot recommend Copilot enough. I will be a lifelong user.
There is a more than generous two week free trial. I encourage you to use it, and you won’t go back.
Data Linked to You
The following data may be collected and linked to your identity:
- Financial Info
- Contact Info
- User Content
- Usage Data
Data Not Linked to You
The following data may be collected but it is not linked to your identity:
Privacy practices may vary, for example, based on the features you use or your age. Learn More
- Copilot Money, Inc.
- 70.9 MB
- Requires iOS 12.0 or later.
- iPod touch
- Requires iOS 12.0 or later.
- Requires macOS 11 or later and a Mac with Apple M1 chip.
- Age Rating
- © 2021 Copilot Money, Inc.
- In-App Purchases
- Copilot Subscription $8.99
- Monthly subscription $8.99
- Yearly subscription $69.99
With Family Sharing set up, up to six family members can use this app.