Copilot: Track & Budget Money 4+

Spending, investing, net worth

Copilot Money, Inc.

    • Free
    • Offers In-App Purchases

Screenshots

Description

2024 Apple Design Award Finalist
“An app that I love and use.” - MKBHD
"The future of personal finance" - Apple App Store

Clear, beautiful, trusted. Copilot Money is the app that makes money simple.


Copilot gives you incredible clarity into all your accounts, plus smart ways to categorize, budget, view your recurring subscriptions, and more. And without all the “work” of Mint and others, since Copilot learns to auto-categorize your spending — while keeping your data safe with bank-level security.

Copilot is on your side, in a world where banks and other apps are trying to sell you, not help you. It’s a paid subscription, which means we’ll never show you ads for credit cards you don’t need, or sell your data to others. And you can chat with us anytime about questions, and even feature requests. Let’s reclaim our financial data together!

Try Copilot free for one month.
It’s the best money you’ll ever spend!

Key features:

• Safe & Secure: We safeguard your data with bank-level security.
• All in One: Connect over 10,000 institutions, including Venmo, Coinbase, Amazon, and Apple Card — and see the big picture across it all.
• Best-in-Class Support: Navigating finances can be complicated. Our dedicated support team is ready to help you every step of the way.
• Adaptive Budgets: Copilot uses your habits to create and tweak realistic budgets for you.
• AI Categorization: Thousands of transactions, automatically categorized.
• Subscription Tracking: Stay on top of your recurring spending. Even things you forgot!
• Investments: View performance, and even benchmark against market indexes.
• Custom Notifications: Stay informed, not overwhelmed, on overdraft fees and more.
• Dark Mode & Widgets: Customize your experience with Copilot!

Learn more at https://www.copilot.money

Terms of Service: https://www.copilot.money/terms_of_service
Privacy Policy: https://www.copilot.money/privacy_policy

Copilot Money currently works with US financial institutions only.

What’s New

Version 4.3.3

In this release:

• New: Transaction Tags are here! With Tags, you can group together any type of transaction and even group together transactions across multiple categories. This is very useful for organizing your spending during a vacation or a work trip, and for keeping track of different sources of income. You can create as many Tags as you want, and assign them different colors.
• New: A new setting for red-green color deficiency. You can turn this on to improve the legibility of the charts if you have a hard time distinguishing between shades of red and green.
• Fixed: A few minor bugs.

Ratings and Reviews

3.5 out of 5
164 Ratings

164 Ratings

Editors’ Choice

With elegant graphs and an interface that’s a genuine joy to use, Copilot helps you visualize exactly where your money is going; its smart algorithms, driven by machine learning, are especially adept at automatically categorizing transactions. Neat trick: The app scours your transactions to uncover recurring charges you might be overlooking.

Arthurleejoice ,

I usually don't take the time to write reviews, but...

So far, Copilot has been a life changer for me! Mind you, I have only been using it for a week, and I haven't used all of its features, but this piece of software is definitely for people like me who don't follow their expenses and dread the tax returns period! Copilot is crazy easy to set up, the dashboard gives you a great overview of what matters the most, you can edit, create, modify your categories (I strongly suggest that you follow the same categories as the IRS), you can connect all of your accounts, including your savings accounts in no time, and this little feature that allows you to click on an expense and Copilot retrieves all similar expenses so that you can add them to the same category and add tags is amazing! And it works both on iPhone and Mac! It almost makes it fun to do your taxes!

JoaoMTx ,

NOT recommended

Although it initially seemed promising, Copilot soon fell off of grace with constant syncing issues with my AMEX bank accounts dragging for months. The support team is friendly but couldn't do more than gaslight me and finger-point at Plaid and Google, apparently the backbone of the whole app, and ignored reported issues like years-long deleted account registries and other syncing issues. Ignoring problems and complaints is not an acceptable solution. Other than category logging, the usual reports, trends, reminders, and forecasts are missing. The iOS and Mac OS apps are buggy with input lag, unresponsiveness, and sometimes even reverting transactions and other actions without an apparent reason. Manual accounts do not allow for retroactive registry logging, causing persistent erroneous analyses and reports (like loan accounts, for example). Although it has a fresh, visually neat, hands-off approach to finance tracking, it is a shallow application lacking basic features and unreliable tracking of my bank accounts. With a new subscription price over $90, it is impossible to recommend Copilot compared to the competition's feature set and prices. Unfortunately, I wasted a full-year subscription to learn this in the first person. I hope this helps you avoid the mistake I made.

App Privacy

The developer, Copilot Money, Inc., indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.

Data Linked to You

The following data may be collected and linked to your identity:

  • Financial Info
  • Location
  • Contact Info
  • User Content
  • Identifiers
  • Usage Data

Data Not Linked to You

The following data may be collected but it is not linked to your identity:

  • Diagnostics

Privacy practices may vary, for example, based on the features you use or your age. Learn More

Featured In

You Might Also Like

Monarch: Budget & Track Money
Finance
Quicken Simplifi—Budget Better
Finance
PocketGuard・Money&Bill Tracker
Finance
YNAB
Finance
Empower Personal Dashboard™
Finance
CardPointers for Credit Cards
Finance