Copilot: Track & Budget Money 4+

Almost 5+ stars!

I really want to give this 5+ stars. It does so many things very well - and serves all of our fairly moderately complex budgeting needs. So many great tools - and we’ve chosen to use it above all the other budgeting apps we’ve tried. I would recommend it to most people. The only thing lacking, to me, is better thought for user experience and visualizations. Don’t get me wrong - the app is beautiful, and a pleasure to to use in many cases. A lot of pleasant surprises in investments and net worth tracking features. It also has some visualizations that are very helpful - even an innovative one that helps track your spending rate over the month. But there are certain things that strike me as lacking some user research. For example, it takes 5ish clicks just to get to the sign in page to link a new account - for each account (unless yours is one of the 4ish they prompt at each screen). The charting is innovative and helpful. However, beyond those elements it is very difficult to compare month over month trends for this innovative charting for multiple categories. It serves the basic needs and then some. But I found myself wanting more and loaded the data into Tableau for advanced analysis (after using a great “export” ability from the app). Maybe I’m just a data and viz geek :). But this is a great app. In my opinion, one of the best if not the best depending on what you’re looking for. Thanks for a great app!

Effortless intelligence

Copilot’s beautiful interface makes this a genuine pleasure to use. And I’m not just talking about the aesthetic (though it’s so gorgeous in dark mode that I keep it there exclusively): every chart is designed to give me useful information at a glance about some aspect of my finances, yet without oversimplification.

The primary dashboard chart in particular makes a tricky insight about monthly spending incredibly intuitive. It’s actually fun to watch it as I tighten the bolts on my spending, as though it were a gamified habit tracker, but without the guilt-trip.

It’s a simple, direct reward, too, for tuning Copilot’s (impressively automatic) transaction categorization. The categorization has enough flexibility that I could spin the dials to artificially boost the main chart, but so much usefulness that I don’t want to.

“But what about the discipline of manually punching in numbers,” some might ask. I find that’s not for me. Copilot doesn’t try to replace or augment my self-control; it just tells me (privately) what’s up.

Mac app is terrible

This is honestly one of the worst performing Mac apps I have seen in a long time. Constant beachballs and crashes, it feels like a beta. Couple that with a cluttered, unintuitive UI and myriad syncing issues with financial institutions (at least half of my accounts were “down” when I tried to connect them), and I just don’t get the rave reviews.

Phản Hồi Từ Nhà Phát Triển ,

Hey mdolton, thank you for reaching out and taking the time to share your feedback about the app performance for the macOS.

We apologize for how this issue has affected your experience in using the app. Our engineering team is actively investigating, tracking, and working improvements for all performance related issues occurring for our users.

If you have any additional questions or concerns please can contact us at hello@copilot.money or via the in-app chat for more information. Thank you!