Intuit Credit Karma 4+

Great Company

I've been using the Credit Karma app for a few months now and I have to say, I'm thoroughly impressed. The app provides me with up-to-date information on my credit scores from two of the major credit bureaus, as well as helpful tips and suggestions on how to improve my creditworthiness. I also like how the app sends me alerts when there have been any major changes to my credit reports, which gives me peace of mind and helps me stay on top of any potential issues.

One of the best things about the Credit Karma app is that it's completely free to use. I never have to worry about hidden fees or charges, which is a refreshing change from other financial apps I've used in the past. The app is also easy to navigate and use, even for people who may not be very familiar with credit reports or financial terminology.

Overall, I'm very happy with the Credit Karma app and would definitely recommend it to anyone looking for a reliable and user-friendly tool to manage their credit. Whether you're looking to improve your credit score, keep tabs on your financial standing, or simply learn more about your credit reports, the Credit Karma app is definitely worth checking out.

Not impressed

I used Credit Karma maybe once every few months. It isn’t an app I need often and I thought things would change when I heard I was being forced to abandon an app I’ve used for decades to switch to this. Since CK is only bringing features every other generic spending app will bring as well, I have to say I’m confused. A lot of people used Mint for the budgeting features and CK doesn’t even have them. On top of deleting my favorite features, I’m now getting 3x the amount of emails from CK asking me to check back in, to finish this or check something else out. I am not interested. Everyone knows what your app is for and what it does, and the “best of Mint features” you are adding are *not* in fact the best features, they are leftover functions that again, any basic spending app will have as well. I have had to continuously unsubscribe from different CK emails and I’m considering shutting down my account entirely at this point. I am so incredibly disappointed, Mint was an incredibly original and useful app. Now I have CK that will tell me what car insurance and credit card is best for me. I work from home and don’t have a car, and who buys insurance through a phone app? Did it not occur to whoever made this setup that people used the original Mint features to help improve their financial life, not find ways to open more credit cards or lines of credit that will make their credit score worse?

0 stars if I could

Few things. First Credit Karma may give you “some kind of idea” where your credit is. But it’s not accurate. Second they have a feature where you can use credit karma money. I had it for around 7 months. I opened it when I did my taxes last year as credit Karma and Turbo Tax partnered up. Well I had my paychecks set up to Credit Karma Spend. I received my first check. Didn’t receive my second. I called Credit Karma they informed me my account was locked. They told me they would have it unlocked or contact me in 24 hours I emailed them everyday for a week and they had not fixed it. I couldn’t get a new check until my account was closed or unlocked so I had to close my account. I tried to open a new one because again I HAVE to have one for tax purposes. They informed me they can’t open a new one or the old one. “It’s just the way they work.” My fiancé as soon as he set up his tax refund to go in there received an email saying his account will be closed in 15 days with absolutely no way to now change his tax stuff. So we will have to wait for months for him to get his refund. They have the WORST customer service I have EVER experienced. Which is my third thing. Their customer service is awful. They won’t let you speak with a supervisor immediately. They have to “contact you back.” And then they never do. Stay FAR away from credit karma. And until Turbo decides they aren’t partnering with Credit Karma stay Away from them.

Developer Response ,

If the credit bureau makes a change to your report, you’ll see it on Credit Karma after we get the updated information from the bureau. Keep in mind that Credit Karma isn’t able to make changes to your credit reports, and that we depend on the bureaus to provide us with updated information.