Get your free credit score, report card and monitoring with Credit Sesame. Our mission is to empower you to achieve your financial goals. With our credit score app we provide millions of people access to free credit scores and coach you to grow your financial potential. No credit card is required, and checking your score will not impact it. Start the journey today to improve your credit score.

Here is what you can expect in addition to your monthly updated FREE credit score check:

• Free Credit Report Card - We'll break down your score and show you what's impacting your credit.

• Free Credit Strategy - Once you know where you stand, we'll give you a custom action plan to take control of your credit.

• Free Credit Alerts and Monitoring - Free 24/7 credit monitoring with early identity theft warnings and fraud detection

• My Borrowing Power - Get personalized recommendations for the best credit cards, mortgage rates, and refinance options.

• Free ID Theft Protection - You're always protected with $50,000 in identity theft protection insurance.

We help you answer questions such as:
-What is my credit score?
-How can I check my credit score?
-How can I better manage my credit?

1000's+ news mentions, including:

• The Wall Street Journal

• The New York Times

• NBC’s TODAY Show

• CNN Money



"It gives me a detailed look at my finances and makes suggestions on what I can do to make it better." - Adriana
"If you are trying to buy a new house, Credit Sesame is the place to start." - Daniel
"It’s like having an assistant that keeps track of credit and debt." - David
"I feel so much less stress, and more optimism about our future." - Jesse

What’s New

Version 4.8

Bug fixes and improvements.

Ratings and Reviews

4.8 out of 5
162.2K Ratings

162.2K Ratings

Edwards417 ,

Build credit and get credit easy

I had horrible credit, low 500s. Credit sesame sent me any and all possible offers on credit cards with fair chance, good and very good chance. I got 1 credit card that actually gave me $400 in credit about 4 months back from what they referred. After making the payments on time I’ll be able to raise it in 2 months and because of that I was sent good and very good options to open new credit cards. I now have 4 credit cards I’m approved for and I’ll get another capital one after I pay my first on the quick silver. I’m also approved for Kohl’s $400, Victoria Secret&150 (for wife Christmas lol)
and Macy’s. I’m letting my wife buy a few things while monitoring my credit. Credit Sesame sends updates and emails and I never would have put in the effort or thought it was possible with out them. They just made it so simple for a man like me, 40 year old from GA. I know when people read good reviews they think it could be paid for or the company but unfortunately I’m not paid by them. But if you were in my boat or looking to get new credit or built it, download them it is so easy.

osting III ,

Too many old bills

I have been drastically working on my credit score for the last 3 1/2 years, and I finally got my credit score back up into the fair section when it’s been really poor but I’ve been able to pay off a lot of bills since I’ve been on disability and collecting my pension so majority of my bill that ruined my credit score was a back child support of $75,000 in Illinois and after 17 years my ex-wife decided she need to take me back to court for more money and end up raping me for 150,000 which 85,000 has been paid off that’s why my credit score is going up and I hope it goes up even farther as I stay with you instead of credit karma thank you very much and I really hope that my score keeps going up

Blaq XIV ,

In need of accurate updates!

I won’t lie, out of all of the credit tracking apps, Credit Sesame is probably the best one I’ve used so far. I love how they get you matched up for credit card offers, for those who are trying to build credit. I love the suggestions as to what you can do to raise your credit score. What I’m not too thrilled with is the inaccurate reporting. My score that shows on Credit Sesame is nowhere near what my actual score is. They try to push my actual current score off as a potential score after following certain steps. Then, they have the nerve to charge you either $1.99 for 3 days or $4.99 for 30 days to instantly update your credit for you. Of course looking to see if it would show my actual score, I tried the 30 day service. Wouldn’t you know, there were no changes. It sounds like the perfect way to scam a lot of people out of some money. Not only that, after obtaining the cards they suggested, they would turn around and suggest them to me all over again. It’s a good product, just needs more work.


Credit Sesame, Inc.
66.3 MB

Requires iOS 12.0 or later. Compatible with iPhone, iPad, and iPod touch.



Age Rating
In-App Purchases
  1. Daily refresh for a month $4.99
  2. Daily refresh for a week $1.99


  • Family Sharing

    With Family Sharing set up, up to six family members can use this app.

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