Get your free credit score, monitor your credit, get personalized tips for improving your score, and enjoy zero-fee digital banking with Credit Sesame. Our mission is to empower you to achieve your financial goals. With our credit monitoring app we’ve helped millions of people get on a path to better credit. Now, with Sesame Cash, we’re providing the first digital bank account that helps you grow your cash and credit in one place. No credit card is required, and checking your score will not impact it. Start the journey to financial wellness today!

Here is what you can expect in addition to your monthly updated FREE credit score check:

• New! Sesame Cash - A zero-fee, first-of-its-kind digital bank account that lets you manage your cash and credit in one app. Qualify to earn rewards like free, daily credit score refreshes.
Free Credit Report Card - We'll break down your score and show you what's impacting your credit.
Free Credit Strategy - Once you know where you stand, we'll give you a custom action plan to take control of your credit.

• Free Credit Alerts and Monitoring - Free 24/7 credit monitoring with early identity theft warnings and fraud detection
• My Borrowing Power - Get personalized recommendations for the best credit cards, mortgage rates, and refinance options.
Free ID Theft Protection - You're always protected with credit and ID theft protection insurance up to $1 million.
• Our Robo Credit technology helps us provide customized, tech-driven recommendations so you can make the most of your finances.

We help you answer questions such as:
-What is my credit score?
-How can I check my credit score?
-How can I better manage my credit?

1000's+ news mentions, including:

• The Wall Street Journal

• The New York Times

• NBC’s TODAY Show

• CNN Money



"It gives me a detailed look at my finances and makes suggestions on what I can do to make it better." - Adriana
"If you are trying to buy a new house, Credit Sesame is the place to start." - Daniel
"It’s like having an assistant that keeps track of credit and debt." - David
"I feel so much less stress, and more optimism about our future." - Jesse

What’s New

Version 5.4

Bug fixes and improvements.

Ratings and Reviews

4.8 out of 5
220.3K Ratings

220.3K Ratings

Edwards417 ,

Build credit and get credit easy

I had horrible credit, low 500s. Credit sesame sent me any and all possible offers on credit cards with fair chance, good and very good chance. I got 1 credit card that actually gave me $400 in credit about 4 months back from what they referred. After making the payments on time I’ll be able to raise it in 2 months and because of that I was sent good and very good options to open new credit cards. I now have 4 credit cards I’m approved for and I’ll get another capital one after I pay my first on the quick silver. I’m also approved for Kohl’s $400, Victoria Secret&150 (for wife Christmas lol)
and Macy’s. I’m letting my wife buy a few things while monitoring my credit. Credit Sesame sends updates and emails and I never would have put in the effort or thought it was possible with out them. They just made it so simple for a man like me, 40 year old from GA. I know when people read good reviews they think it could be paid for or the company but unfortunately I’m not paid by them. But if you were in my boat or looking to get new credit or built it, download them it is so easy.

jabes69 ,

Conflicting Deceptive and Predatory Against Itself

Don’t bother downloading this app. It provided nothing that isn’t commonly known elsewhere. It pulled my credit report which has had 2 inquiries in the last year. This is excellent but going over these two could potentially hurt my score. The app recognizes this fact and while congratulating me for this it’s Number 1 suggestion is to apply for more credit. To this end a number of Card offers are displayed with each claiming the likelihood of being approved is “VERY GOOD.” One of the Card offers is for a Card I’ve already been declined. This app like the others; Credit Karma and Experian, are a complete waste of time. Don’t buy into the claims these apps make and suspect the reviews others have made. Sort reviews by Most Recent. An abundance of good reviews with each touting a similar praise for single particular feature should be a red flag. An app with an abundance of poor reviews for a particular feature should also be a red flag but not necessarily in favor of the app being poorly rated. An app with complaints about customer service with replies from Developers is still suspect unless original reviewers write an update that’s dated and in reflects a good experience is good. Give them a try. This app has far too many good reviews on the same feature. I found it aggressively advertising for affiliates. It’s advice is nothing new but the works against itself which makes it predatory. Don’t download.

Lilyharryass ,

If you download, you’ll get better credit.

I love credit sesame! This app makes raising your credit easier than ever. Every time I use credit sesame, my score improves. Over the years when I forgot, or stopped using credit sesame, I noticed my score decline again. You can get notifications, suggestions on actions you can take, knowledge about credit and determining factors, so many resources in one app. Oh and disputing, let me tell you. You can dispute certain things on your credit, if there’s an issue or discrepancy it may be removed. I had one lender who was trash, and I actually proved it, the dispute option had that entire account removed which helped my score. So many good things. This is literally a must have app!!


Credit Sesame, Inc.
111.6 MB

Requires iOS 12.0 or later. Compatible with iPhone, iPad, and iPod touch.



Age Rating
In-App Purchases
  1. Daily refresh for a week $1.99
  2. Daily refresh for a month $4.99


  • Family Sharing

    With Family Sharing set up, up to six family members can use this app.

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