
CreditU 17+
Budgeting & Financial Literacy
American Consumer Credit Counseling, Inc
Designed for iPhone
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- Free
- Offers In-App Purchases
iPhone Screenshots
Description
Join thousands of satisfied users who have already transformed their financial future and lifted the burden of debt with CreditU, brought to you by American Consumer Credit Counseling, Inc. (ACCC).
Experience how you can efficiently manage your credit, reduce debt, and optimize budgeting with a trusted, user-friendly platform, anytime and anywhere. Whether you're looking to manage existing debt, or streamline your finances, CreditU is your trusted partner in navigating the complexities of personal finance.
Starting your journey toward a more secure and prosperous financial future is just a click away!
Why Choose CreditU?
- Advanced Debt Analysis and Budgeting: Leverage our state-of-the-art algorithms to evaluate your debts and generate personalized, efficient budget plans specifically designed for you.
- Seamless Integration with Our Debt Management Plan (DMP): CreditU offers versatile tools that cater to both current participants and those considering our proven DMP. For those already enrolled, CreditU enables effortless management of your plan. Easily track your payments, adjust your budgets, and receive real-time updates directly through your mobile device. If you are not yet part of our DMP, CreditU provides essential insights and resources to help you understand and effectively manage your finances.
- Continuous Progress Monitoring: Watch your credit score improve and track your debt reduction progress. Celebrate each milestone and stay motivated with insightful updates.
- Robust Security Measures: We prioritize your privacy and data security. Feel secure with our advanced encryption and strict privacy protocols.
Upgrade to CreditU Premium for an enhanced experience:
- Automate Your Budget: Eliminate the hassle of manually entering your financial information each month to keep track of your finances. Let us handle the heavy lifting while you enjoy a more streamlined experience.
- Daily Personalized Snacks Tailored by AI: Receive daily personalized content for your unique situation. Boost your financial knowledge with tailored educational materials designed to help you make informed financial decisions.
- Set Unlimited Financial Goals: Upgrading to Premium grants you unlimited goal creation and expert guidance every step of the way. Whether it's saving for a vacation, buying a home, or achieving other financial aspirations, CreditU provides you with personalized steps that are both educational and actionable to help you reach your goals.
- Access to your Credit Score & Credit Factors: Beyond checking your credit score, CreditU offers valuable insights to help you understand and enhance your credit health. We provide personalized tips to improve your score and track your creditworthiness over time.
- Financial Calculators: Unlock access to additional calculators and simplify complex financial decisions. Whether you're planning your retirement, assessing home affordability, or saving for college, our calculators are designed to streamline a variety of financial scenarios.
Our full terms of service may be viewed online at https://www.creditu.org/terms-of-service
What’s New
Version 1.0.14
Bug fixes & improvements
Ratings and Reviews
Love CreditU!
My professor mentioned he works for this not-for-profit in his “other life,” that deals with financial advice/help for people in need. He’s a total wealth of knowledge. I looked into ACCC where he works, and they have a great reputation, even better than he told us. CreditU is on my phone now! I only use apps for things like door-dash, and Uber so it’s a bit of a shock to see how much Credit U does. I think I’ve only scratched the surface with what it has to offer. I’m using the long term planning part. I talked to him after class about it. He mentioned that “your habits are your future” (he says that all the time, it’s an ethics class) and how Credit U is really a means to enforce habits that make a strong financial future. So far I love it!
Developer Response ,
Thank you for the incredible review, clcotugno! 🙌 We're honored that your professor introduced you to ACCC and CreditU—and we couldn't agree more, he sounds like a true wealth of knowledge! We're especially glad to hear you're exploring the long-term planning tools in the app. CreditU was built exactly for that: to help users turn good habits into lasting financial success.
We love that you’re discovering how much the app offers—beyond just budgeting. If you know someone else who could benefit, feel free to share your experience. Your support helps our small non-profit continue providing real financial help to those who need it—without damaging credit.
And we might just start saying “your habits are your future” too. That’s gold. 💬
Very happy with Credit U
Randy Vera guided me through this, he was wonderful! I don't want any of my private data, AT ALL, anywhere! Randy showed me I can enter the anoints of my accounts without sharing the account numbers. We spent a considerable amount of time setting up all of my financials. I understand everything is safe and secure and Credit U has the type of encryption that Banks use because they deal with banks all day, but I really want none of my info anywhere as my friend was scammed. Thanks Randy! Thanks Credit U! I love this app because I can check on my goals like a diet app!
Developer Response ,
Thank you for the awesome review, Bronxville Hill! 🙌 We’re so glad Randy Vera was able to guide you through the setup—he really is one of the best!
We completely understand how important data privacy is, especially with the rise in scams. That’s why CreditU is built with bank-level encryption and lets users manually track their finances without ever entering account numbers. Your peace of mind is just as important to us as your progress.
We also love the diet app comparison—budgeting goals are like financial fitness goals, and you’re crushing it! 💪
If you know anyone else who wants secure, simple tools to manage debt and reach their goals, feel free to spread the word. Every referral helps our small non-profit support more people on the path to financial wellness—safely.
Great Experience
I’m a college student and I have one credit card I got through a special offer. I still have a little room on it but I’m afraid I might miss payments. I have a job at a pharmacy, and can make minimum payments. I want to have good credit when I graduate. I’m using Credit U on a recommendation from my family. Randy has walked me through my set up, and I’m in the app all the time now. I want to buy my own house someday. I have a plan now!
Developer Response ,
Thank you for the thoughtful review, liviii1234! 🌟 We're so glad you found CreditU—and even more excited that you're already taking steps toward building strong credit and a solid financial foundation while still in college. That’s incredibly smart planning, and we’re honored to be part of your journey.
Big thanks to your family for the recommendation and to Randy for helping you get set up! Using CreditU regularly is a great way to stay on track with payments, protect your credit, and work toward long-term goals—like owning your own home one day.
If you know someone else who could benefit from having a personalized financial plan, feel free to share your experience. Your support helps our small non-profit continue empowering more people to get out of debt and build a brighter financial future.
App Privacy
The developer, American Consumer Credit Counseling, Inc, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.
Data Linked to You
The following data may be collected and linked to your identity:
- Financial Info
- Contact Info
- Contacts
- Identifiers
Privacy practices may vary, for example, based on the features you use or your age. Learn More
Information
- Seller
- American Consumer Credit Counseling, Inc.
- Size
- 261.3 MB
- Category
- Finance
- Compatibility
-
- iPhone
- Requires iOS 16.0 or later.
- Mac
- Requires macOS 13.0 or later and a Mac with Apple M1 chip or later.
- Apple Vision
- Requires visionOS 1.0 or later.
- Languages
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English, French
- Age Rating
- 17+
- Copyright
- © 2024 CreditU
- Price
- Free
- In-App Purchases
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- Premium Purchase $12.99