CreditWave 17+

Quick Loans at Your Fingertips

CreditWave

    • Free

Screenshots

Description

Quick and easy access to loans

At CreditWave, we aim to provide quick and easy access to financial services. Our app has been built by experienced developers and provide the following services;

Loans
1. Limit range from NGN10,000 to NGN500,000.
2. Flexible repayment between 61days to 180days.
3. No collateral or paper work is required to access our various loan offers
4. There are no hidden or rollover charges.
5. Users who promptly repay their loans build their score and can be exposed to higher amounts.
6. Annual Percentage Rate(APR) from 18% to 33.6%.
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CREDITWAVE INTEREST RATE AND LOAN REPAYMENT

A customer can apply for a loan of ₦10,000 - ₦,000 without collateral and repay in 2 - 6 months.

Monthly interest rates range from 1.5% - 2.8% and the maximum Annual Percentage Rate (APR) is 33.6%. No other fees are charged.


EXAMPLE:

Loan Amount: Ngn100,000

Loan Tenure: 6 months.

Number of Repayments: 6

Monthly Interest Rate: 2.5%

Monthly repayments: Ngn19,667.67

Total amount payable: Ngn115,000

APR: 30%.

Several steps to get your loan
1 Download and register an account or sign into an existing account
2 Fill out the basic requirements
3 Apply loan online and get approved
4 Get your loan disbursed into your designated bank account.

Loan applicant requirement
1. Nigeria resident
2. A valid BVN
3. A valid debit card with at least 3 months validity.
4. A personal email account
5. A personal bank account.

Transfer money
1. Transfers to any bank or financial institution in Nigeria
2. Zero charges for all money transfers to CreditWave accounts.

Pay bills
1.Recharge airtime and data.
2.Pay for water, electricity, TV and other utility bills
3.Pay 1800+ billers and service providers with a few fingertips

Contact Us
For more information, contents or suggestions:
• We are available 24/7 to assist you with your request
• Service Hotline: 09121692405 (9am - 6pm (Mon-Fri), Sat-9am-5pm)
• Website: www.creditwaveng.com
• Service Email: help@creditwaveng.com
• Facebook : https://web.facebook.com/CreditWaveNG
• Linkedin: https://www.linkedin.com/company/creditwave-finance-limited
• Instagram: https://www.instagram.com/creditwave_ng/

What’s New

Version 1.1.1

Your favorite loan app just got a major upgrade! We've been busy behind the scenes, listening to your feedback and putting the finishing touches on a revamped experience that's even better than before.

Here's what you can expect:

A stunning new look: We've given the app a fresh, modern makeover that's easy to navigate and even more delightful to use.
Bugs squashed!: We've meticulously gone through and fixed all the pesky bugs that might have been slowing you down. Now, it's smooth sailing all the way!
Faster than ever: We've optimized the app for speed, so you can get to the loan options you need even quicker. Every second counts, right?
Still got your back: Our commitment to providing you with convenient and accessible loan options remains unchanged.

We're here to help you achieve your financial goals, whatever they may be.

We've got your back in 2024, and beyond!

Ratings and Reviews

Aremu Adejoke ,

Don’t waste your time

Pls down waste your time by downloading this app , the app is rubbish…they deducted 100 Naira from my account so they could loan me but they didn’t, they just wasted my time and money 😡

Goddy4791 ,

Great App

This app is very easy to use with a good interface and abilities to handle my finances.

Adeeko Funke ,

This app is a scam

Why would you be deducting people’s money without crediting them??

App Privacy

The developer, CreditWave, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.

Data Linked to You

The following data may be collected and linked to your identity:

  • Financial Info
  • Contact Info
  • Identifiers

Privacy practices may vary, for example, based on the features you use or your age. Learn More

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