Dash - App 4+

P2P, Bill Payments, Savings

Spektra Inc.

Designed for iPhone

    • 3.2 • 174 Ratings
    • Free

iPhone Screenshots


Dash App simplifies your money movement and allows you to send, receive, spend and save, all in a single app, with full transparency and security. It works seamlessly with your Mobile Money account, card and bank account.


Send & Receive Money

Sending and receiving money to/from a dash user is FREE. You can send money across countries instantaneously. You can also send money to any Mobile Money user, 80% cheaper than traditional means. With the Dash app, you'll be able to send money to bank accounts and PayPal accounts instantly and cheaper as well.

Bill Payments

Dash App allows you to pay, automate and split bills with friends. You can buy data bundles, airtime, pay for your Surfline, Vodafone Broadband, DStv, GOtv, Startimes, Busy Internet, MTN Fibre, ECG Postpaid and Water Bills in Ghana. In Kenya, you can pay Zuku, KPLC Postpaid & Tokens, DStv, GOtv, StarTimes, Safaricom Home and Nairobi Water bills. You can even automate these bills, we will notify you 5 days before the bills are due.

Business Payments

You can pay Paybill accounts & Buy Goods Till numbers straight from the Dash app.

Top Up Methods

You can top up your Dash app account using Mobile Money (M-PESA, MTN Mobile Money, AirtelTigo Money, Vodafone Cash & Airtel Money), Debit or Credit Card (Visa or Mastercard) & PayPal.


Dash rewards you with points whenever you transact. You can redeem rewards anytime, when you reach a threshold. You can redeem airtime, data bundles, KPLC tokens and more.

Expense Reports

With monthly expense reports, you can see where your money went to with a full visual breakdown of your expenses.

Customer Support

Want a refund? You can request a refund for any transaction, we will notify the other party, they can accept or decline. If that fails, we're always here to help you sort out any problem with our in-app customer support.


Dash+ gives you access to exclusive services in the Dash app. You can increase limits and further reduce charges by signing up to the Dash+ service.


You can save in two ways using Dash app. Savings for a goal, this allows you to save towards that trip, fees, sneakers etc, daily, weekly or monthly. We automate the savings to fit your budget, you earn 5% per annum. Savings for interest, you can earn up to 15% per annum using this saving method. Dash Reserve gives you 3.5% per annum interest on your app deposits monthly, no strings attached. You can cancel, withdraw and lock your savings at anytime. Dash Pots has no withdrawal and cancellation fees. You can save with friends and family.

What’s New

Version 2.9.99

Introducing the new Dash App. Thank you for using Dash. We regularly update our app to fix bugs, improve performance and add new features to help make it faster and more reliable for you.

Love the app? Rate us!! Your feedback helps us to improve the Dash App.
Have a question? Send us a message via the app in the notifications tab or send us an email via admin@spektra.co

Ratings and Reviews

3.2 out of 5
174 Ratings

174 Ratings

K. Ndung'u ,

Dash - Easy, cheaper and constantly improving.

The first time I heard of Dash platform is less than a year ago. Since then, I have used it to receive cross-boarder payments from Nigeria. Am currently subscribed to dash black which is a one time monthly service fee of KES 2,500. This is probably the most affordable platform with a cross-boarder payment functionality. I have not yet explored the save and paybill functionalities yet. Like any other fintech company in the field of remittances, Dash is experiencing teething problems. I will say the company is in its test stage and making incremental adjustments guided by capacity and country regulations. As such, it has a lot of down times. There is a lot hiring taking place currently and one can only hope the hired talent will continually improve Dash uptime. If you are a cross boarder trader as I am, you hope that Dash will eventually work flawlessly. I bet that that it can have a huge impact in the African economy and beyond. No need to make wild imaginations. Think what mobile money has done for example in my country Kenya and then multiply that by Africa. That my friend is what I call a humongous opportunity. Kagece

angulato ,

A great app

Just downloaded the app and so far everything seems to work perfectly. I will hopefully update on transactions and how smooth they are ones I get involved.

Fîgî ,


This app is very useless, I received money yesterday with this app which supposed to be an urgent transaction, the dash app received the money and refused to credit my mobile money number from the past since yesterday, my money is still locked in this app, now I can't even withdraw it, tried many times but the app says failed, this app is trash, this 21st century and your app is working like this, if I can't move my money anytime I want then why would I use this app, very useless app, my money is still locked as I'm typing, useless app

App Privacy

The developer, Spektra Inc., indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.

Data Linked to You

The following data may be collected and linked to your identity:

  • Location
  • Contact Info

Privacy practices may vary, for example, based on the features you use or your age. Learn More

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