Dave helps improve your financial health with our breakthrough financial tools. Think of us as your financial companion, your banking buddy. We’re here to help, not surprise you with fees.
It’s easy to sign up and start balancing your budget. You can even get an instant $100 advance (1) to cover daily expenses, search for local side hustles, and access our easy-to-use automatic budgeting tool right from the app.
With Direct Deposit, Dave is twice as nice. If you set up your Direct Deposit with Dave, you can get paid up to two days early (2), take out a $200 advance (1), and build your credit (3) in the process. All without having to worry about overdraft fees.
Fun fact → Dave has saved its customers nearly $200 million in overdraft fees. Not bad, right?
Here’s why millions of members use Dave…
GET UP TO $200 (1)
We’ll give you the tools to avoid those pesky charges with advances up to $100 for everyone and $200 for Dave Banking members. No interest, no credit checks.
Easy communication between our bank and yours helps you access money when you need it most.
GET PAID 2 DAYS EARLY (2)
Get your paycheck up to two days earlier. You can deposit paychecks, unemployment benefits, stimulus payments, and tax returns directly into Dave Banking.
BUILD CREDIT (3)
We partnered with our friends at LevelCredit to help you build your credit just by paying rent and utilities on time.
Dave Banking members get this $100 per year service for no charge. Really, it’s totally free
NO HIDDEN FEES
We’re not here to surprise you with fees. Dave Banking guarantees no hidden fees, no minimum balance fees, and no overdraft fees. Plus, you get access to over 30,000 fee-free ATMs with Money Pass.
Intuitive budgeting tools and predictive alerts? We’ve got you covered. All you need to do is open the app and do your thing.
Our simple planning tool helps you organize upcoming and recurring expenses—such as rent, utilities, and even trips to your favorite restaurants and local shops.
FIND A SIDE HUSTLE
We’re also here to help you find ways to earn extra money. You can apply for dozens of side jobs, right from the app—just sort by work-from-home and remote work opportunities to find jobs that fit your lifestyle.
For more information please visit Dave.com.
(1) Available after two qualifying direct deposits that total at least $1,000 in a month (combined) into your Dave Banking account. Other eligibility criteria applies, see Dave.com/terms for more details.
(2) Early access to direct deposit funds depends on timing and availability of employer’s payroll.
(3) Available after two direct deposits of at least $200 into your Dave Banking account. Enrollment in LevelCredit required.
What’s a bear use to squash bugs? A constant, rigorous quality assurance process with multiple rounds of testing and review.
As always, if you run into any un-bear-able issues, please go to https://support.dave.com/ for some help.
Ratings and Reviews
*Updated* Great app, allowed time to pay!
So far, this app has proven to be reliable. I’ve started a new job and my second paycheck was still 5 days away when I realized that my bills would barely be out of reach. I saw an ad on tv for Dave and thought it might be a good fit for me. When asking for an advance, I saw that it could take up to 8 hours to transfer, which inclined me to do it sooner than later just in case I would find myself needing the money and not having the time to wait. Next, Dave told me I could pay it back on my next payday, but when choosing an option they only allowed me to select one of the next 2 days. Dave could tell from my transaction history that my next payday wouldn’t be for another 4 days and I had a hard time finding out what penalties I would accrue for being late. But, my phone battery was dying, and internet would be shut off if I hadn’t gone through with it, so I picked the latest possible day and moved on. Without knowing my outcome of this experience, I’d have to say that so far the app has been straightforward, honest, and very handy for personal bookkeeping. I would just like to know more about my payback options and how I can avoid making a bigger hole than I started with, or else I would give 5 stars.
I was not charged an extra penalty for taking a little longer to pay back my advance. This was my only concern, but now I feel like Dave has shaken my concerns and fulfills my expectations. Would recommend
I found Dave via Facebook and read a lot of comments from people making fun of the service, making it sound like people who need it don’t manage their money very well. I was curious to see what it was about and why others feel the need to make fun of people who use it, so I downloaded the app (not expecting to use it, but to just see what it was). As circumstances presented themselves, being a single mom with zero help from the other parent, and trying to provide for my kids (I work full time and go to school full time so I can put myself in a better place, but until then things are pretty tight) - I found myself facing an overdrawn check fee (I wrote a check to register my daughter for school and had something else clear my checking account that wasn’t supposed to go through, which means I didn’t have enough funds for the check I wrote). I remembered I’d installed the Dave app a couple of weeks ago and within a few minutes, I was approved for a small loan and because I paid the extra $4.99 expedite fee, the money was deposited into my bank account within the hour. Dave only charges a $1.00 fee to loan you the money plus any tip you’re willing to donate, but is not required. When your paycheck is due to deposit, Dave takes the loan and fee back out of your bank account and that’s all there is to it! It’s very easy and painless and definitely worth the $1.00 fee to not have to pay an overdraft/insufficient funds fee to your bank.
Developer Response ,
Hi krzylkafox, we're so glad to hear about your experience! Happy to have helped you out of a tight spot. Thanks for the awesome review!
Real-world, real-time lifesaver!
I am a natural skeptic when it comes to apps such as these, but just today I had a real-world experience that Dave helped me out with. The deets:
This morning, I had an out-patient procedure at a hospital in downtown Philly. I was supposed to take my wife’s ATM card and use that for parking. I’m my haste, not only do I forget her card, but I also left my main ATM card at home, leaving me only with my phone, Apple Watch, backup ATM card and 20 bucks. After my procedure I return to the lot to discover that parking was $26 - $6 more than I had on me. Wife works 40 minutes away and no way she could text me the money through iMessage, since the lot is not ApplePay-ready. Stranded, I was, staring at my car in this lot. Then it dawned on me that on a whim, I previously downloaded this Dave app. I was very skeptical about providing my bank info, but since that is the only way to realistically obtain an advance, I submitted my banking info, verified my identity and email address, and miraculously Dave fronted me 20 bucks, on the spot. I was able to immediately withdraw it and pay for parking and drive off the lot. Without this service, instead of writing this review I would still be downtown, trying to figure out how to get my car off the lot!!
I don’t foresee using this app much, but I wanted to share with you all a real-world example of this app being s lifesaver. I never knew I’d need it - until I needed it!
Developer Response ,
We're so happy to hear that it helped you out of this parking jam! Thank you for taking the time to review, speedy recovery wishes from the team to you :)
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The following data may be collected and linked to your identity:
- Financial Info
- Contact Info
- User Content
- Usage Data
Privacy practices may vary, for example, based on the features you use or your age. Learn More
- Dave, Inc
- 117.8 MB
- Requires iOS 12.0 or later.
- Requires iPadOS 12.0 or later.
- iPod touch
- Requires iOS 12.0 or later.
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- Age Rating
- © 2017 Dave, Inc.
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