Dave: Fast Cash & Banking 4+

⭐️⭐️⭐️_ _ I Like that I can take out quick advances, don’t love the sketchiness of the surveys

To be up front they do actually pay for doing them, sometimes. I understand the typical halfway through one of your answers flags it and you’re not qualified but now I’ve had several times where I’ll finish a survey in it’s entirety and I’ll be thanked and redirected to where I’m supposed to get the reward like usual but then out of nowhere instead of taking me to that page it’ll then suddenly give the “looks like you’re not who this was for, take 2¢ for your trouble” like dude I just wasted 25 min and completed the entire survey under the guise of however much then to be rug pulled saying an answer flagged it after all the questions are already over and all that’s left is “thank you for your participation, your reward is waiting on the next window, iclick here if not redirected in 5 seconds” or some variant there of, just to then instead get hit with the 2¢ sorry for wasting your time message. Like I’d even understand if I was 98% done and it happened, but after it was already completed entirely with no flags until I’m supposed to get paid? Really? A slightly more minor version would be the surveys are constantly bugging out where it’ll freeze and not let you progress after getting most of the way thru and the only button you can press is the forfeit reward or to kill the app. Seems not a single other part of the app has issues freezing or loading or anything, only the surveys.

Truly Awesome

I found Dave via Facebook and read a lot of comments from people making fun of the service, making it sound like people who need it don’t manage their money very well. I was curious to see what it was about and why others feel the need to make fun of people who use it, so I downloaded the app (not expecting to use it, but to just see what it was). As circumstances presented themselves, being a single mom with zero help from the other parent, and trying to provide for my kids (I work full time and go to school full time so I can put myself in a better place, but until then things are pretty tight) - I found myself facing an overdrawn check fee (I wrote a check to register my daughter for school and had something else clear my checking account that wasn’t supposed to go through, which means I didn’t have enough funds for the check I wrote). I remembered I’d installed the Dave app a couple of weeks ago and within a few minutes, I was approved for a small loan and because I paid the extra $4.99 expedite fee, the money was deposited into my bank account within the hour. Dave only charges a $1.00 fee to loan you the money plus any tip you’re willing to donate, but is not required. When your paycheck is due to deposit, Dave takes the loan and fee back out of your bank account and that’s all there is to it! It’s very easy and painless and definitely worth the $1.00 fee to not have to pay an overdraft/insufficient funds fee to your bank.

Developer Response ,

Hi krzylkafox, we're so glad to hear about your experience! Happy to have helped you out of a tight spot. Thanks for the awesome review!

Dave’s getting greedy!!!! Be cautious!

Dave’s getting greedy on the cash advance fees. After an app update I open up Dave like usual and notice the cash advance amount is the same but now Dave will only let users access half at a time(Even though there is NO waiting period). So instead of paying just 1 fee of $5 for express delivery I have to pay $5 for $25 and literally 10 secs later pay another $5 for delivery he second half. It’s quite hilarious, oh well I’ve enjoyed using Dave, the cash advance is quick and easy so if your in need give Dave a try. Sadly for me this greedy change has left a bad taste in my mouth so I’m gonna discontinue using Dave, for all we know the next update will only let us access 25% at a time resulting in 4 $5 fee charges for $50 hahaha capitalism at its finest, the CEO was probably inspired by Cleo which only lets you access half of the advance at a time except they make u wait 24 hours. The fact that there is no waiting period for Dave boggles my mind. Anyways just to recap if you want to support a company that charges more in return for inconvenience look no further Dave has joined the dark side. If ur advance is $50 you’ll now have to repay $10 instead of $5 in total fees to access it, because now ur only allowed to access 50% at a time. Jeez this review is long that’s good a higher chance people who skim through the reviews quite fast will notice