DCU’s Mobile Banking App gives you quick, convenient access to most Online Banking features from nearly anywhere!

Not a DCU member yet? Download the DCU Mobile Banking App today and open your membership right from your phone.

Here are just some of things you can do:

Manage Your DCU Accounts:

⁃ View balances, current and pending transactions, and account history
⁃ Transfer between your primary and joint accounts
⁃ Make payments to any of your DCU loans
⁃ Transfer balances from other credit cards to your DCU Visa® Platinum Card

Make Payments:

⁃ Add, remove, and schedule payments to billers with Bill Pay
⁃ Transfer money easily to friends and family using People Pay
⁃ Make one-time or recurring payments to your DCU loans and accounts from other institutions with Payment Center
⁃ Add your DCU Visa Debit and Credit Cards to Wallet to use with Apple Pay®

Account Manager:

⁃ Update your contact information
⁃ Manage Quick Balance accounts
⁃ Add DCU members to your cross account transfer list
⁃ Add Travel Notifications to your account to let us know you’ll be using your cards outside of your normal purchase areas
⁃ Apply for loans and take advantage of loan pre-approval offers

Deposit Checks:

⁃ Skip the branch and make check deposits from anywhere*


⁃ View important messages and account alerts from DCU

Locate and Contact Us:

⁃ Find branches and ATMs nearby
⁃ Contact a DCU Representative by phone or email

*Upon approval. All deposits are subject to DCU’s Funds Availability Policy.

What’s New

Version 6.0

* Support for dark mode
* Redesigned mobile deposit, allowing multiple checks to be submitted in a single deposit
* Minor bug fixes and improvements

Ratings and Reviews

2.2 out of 5
352 Ratings

352 Ratings

HeatherMarie1623 ,

Quick Balance Feature Bug

You must be “logged out” of your account to enable the “quick balances” feature, HOWEVER, when I do, the slide button is grayed out, and I am unable to turn it on. I have to re-login each time, when the older version would store my member number and only require the password. I have tried to uninstall and reinstall with no luck. Really looking forward to DCU fixing these two bug issues. Another thing I miss about the older version was that in your account manager, you could quickly see when visa or car loan due dates were, with this version you have to press “more details” to see due dates, and amounts due. I’ve been a DCU member my whole life and truely hope they fix these soon.

@n!$h ,

Password reset doesn't work

The basic password reset doesn't work. I reset my password time to time but with this bank & mobile app is terrible experience. I have reset my password using website and my password reset was successful and I was able to login from website but when I tried to login from mobile application it says wrong pin and I double checked the website login and it works perfectly. Then I tried couple more times to login with the same password from my mobile application and it always throws me out says it’s not a valid password and after trying couple more times my account completely locked down which did not allow me to access my account for a very long time. I had to call bank service center and wait for huge huge time to get a hold of one of the representatives and after answering like too many questions I was able to reset. Now with the new reset password I was able to login from website but not from the mobile applications. To conclude the mobile application password API call which ever it is trying to do it’s not the correct endpoint and it’s not doing right job that’s giving the user very very bad experience I hope they get better.

karben1234 ,

Basic online banking software

Unlike other credit union software I use, this provides very basic account access. Looking at your checking account, only credits/debits are shown - it would be helpful to show the account balance after each transaction. In addition, you have to manually input the dates to view anything more than a day or two. This is frustrating and not user-friendly.

DCU is a good credit union and offers a lot of banking products for their members; they just need to improve their online app to compete with other banks and credit unions.

App Privacy

The developer, DIGITAL FEDERAL CREDIT UNION, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.

Data Linked to You

The following data may be collected and linked to your identity:

  • Financial Info

Data Not Linked to You

The following data may be collected but it is not linked to your identity:

  • Location
  • User Content
  • Search History
  • Identifiers
  • Usage Data
  • Diagnostics
  • Other Data

Privacy practices may vary, for example, based on the features you use or your age. Learn More


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