Debbie Rewards 4+

Rewards to reach money goals

Debbie Inc

    • 4.6 • 165 Ratings
    • Free

iPhone Screenshots

Description

Earn cash rewards for reaching your financial freedom goals.

Debbie is the first app that pays you for paying off credit card balances, building up savings, paying down debt, and learning about your money psychology.

At the core of Debbie is a psychology-based money goals program, where we help you understand your mindset, set financial goals, track your progress, and earn rewards when you reach milestones! Each part of the Debbie program will help you gain the knowledge and tools to upgrade your habits, stay out of debt forever, and build wealth.

Here are the features you can expect from the Debbie app:

- Streaks: personalized monthly credit card payment and savings goals
- Quick Wins: weekly short financial challenges, like checking your balance or credit score
- Pathway: weekly courses that uncover the truth of your money psychology
- Cash rewards for completing all of the above

The app is currently 100% free and sponsored by our partner financial institutions, who are primarily not-for-profit, community-based credit unions.

HERE’S HOW IT WORKS:

1. Download the app and complete your onboarding quiz

The quiz will help us personalize your experience, content, and money challenges

2. Accept your sponsor partner

We are able to offer Debbie for free through our sponsor partners. You will need to open a free checking or savings account with your match in order to redeem your rewards, but you will be able to use Debbie for free without setting up any new accounts. We will eventually offer the ability to bring your own bank, for a small monthly fee.

3. Connect your debt and savings accounts

In order to help you track your progress and reward you for hitting your goals, you will need to hook up any relevant accounts via Plaid. All of your data is encrypted, and never sold to 3rd parties.

4. Get started on your Debbie course

We will walk you through your Debbie course which teach your about your money mindset.

5. Hit your goals and get paid

Complete your debt payoff and savings goals for the month, as well as your weekly Pathway to earn points. Once you reach $50, you can cash out. We offer unlimited cash-outs.

6. Access lower rates on your debt and refinance*

Level up in the Debbie program and gain access to our Rate Crusher, where we help find you a lower interest rate on your debt with our banking partners..

FREQUENTLY ASKED QUESTIONS

How much does Debbie cost?

Debbie is 100% free to the user.

How does Debbie get paid?

We work with financial institutions who sponsor our users in order to improve engagement on their loan and savings accounts. In addition, those partners pay us when we’re able to match you with a product that suits your needs.

How does Debbie save me money?

We focus on making sure you stay on your financial freedom journey and don’t rack the debt back up, as well as reducing the interest burden of your current debts.

Does it really work?

Debbie users have pad off 3x more debt than the average debtor, as well as save around $100/month on average. Do you want to be part of this elite crowd?

Do you have a referral program?

Yes, you can earn $5 per qualified referral. Terms and Conditions apply.

DISCLOSURES

Not a guarantee of approval. Debbie does not extend credit directly. Our credit check won’t impact your credit score. Terms and conditions apply.

What’s New

Version 2.5.12

- The home screen checklist has been refreshed for a better user experience.
- The app now keeps your place when you switch between apps - no more lost progress!
- We've optimized the onboarding flow with one of our credit union sponsors.
- Updated the referral logic to display the total number of qualified referrals you've earned.
- Bug fixes and performance updates.

Ratings and Reviews

4.6 out of 5
165 Ratings

165 Ratings

jlope152 ,

Stunning App

This app is a stunning contribution to society that would it have been introduced to me at some earlier point would’ve really set me on a great financial path. The gamification of something boring like debt payoff is a powerful tool to being debt free. I’ve already paid more than I normally would’ve, and not any amounts they would ruin me but definitely more contributions that I otherwise would’ve. Not to mention the weekly pathways go through the ins and out of money from basic things like saving emergency funds, the psychology behind money, and even ways to increase income. I look forward to doing these because it keeps me thinking about money in a healthy way and continuously learning about it which considering how much our lives revolve around money, we don’t do enough. Lastly, the amounts listed in the pathways for rewards are legitimate and are absolutely free! Keep diligent in the pathways, really try on the quizzes afterward, and paying of your debt on schedule and you will actually EARN money! I’m really blown away by the good natured people that decided to build a platform like this. I couldn’t give a high enough rating and the App Store could use about 100 more apps with as benevolent intentions as this. Hats off to the creators and everyone who works on this team for creating such a great product.

mel_62089 ,

Great App

I’ve been using Debbie for a little over a year (I found out about it before it was officially released and was included in beta testing) and I have to say it’s great! There’s lessons and quizzes on finances to earn rewards. Once you reach $50 in rewards you can cash it out. So far I’ve cashed out twice and am very close to my third cash out. It helps me track my debt pay down and savings with goals for each for each month. It’s really awesome. I also just unlocked their rate crusher and got a personal loan to pay off my credit cards at an interest rate that was 10% less than my lowest cc rate so I’ll be able to pay that debt off faster! They used to have features in beta testing where you’d earn extra rewards for making an extra payment on your credit card or adding extra money to your savings. I wish they would bring those back, at least sporadically. Since using Debbie my overall debt has decreased and credit score has increased! All in all it’s a great app.

Developer Response ,

💚

JoMawMaw ,

Support to Financial Freedom

Need a nudge in the right direction to manage money and build wealth? The Debbie app will do this! Another reviewer already stated that the gamification keeps things engaging and I will add that the weekly learning opportunities are the small steps needed for bigger changes. Consider this an accountability tool that can gently guide those struggling to get out of debt, improve credit scores, or achieve other monetary goals. My credit score has already increased nearly 80 points (I’m over halfway to my credit score goal) and my debt is shrinking every month. The Debbie app is what I need to reach and maintain my financial health through a simple and realistic system of supports!

Developer Response ,

💚

App Privacy

The developer, Debbie Inc, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.

Data Linked to You

The following data may be collected and linked to your identity:

  • Financial Info
  • Contact Info
  • Identifiers
  • Usage Data
  • Diagnostics

Privacy practices may vary, for example, based on the features you use or your age. Learn More

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