Description

If you are looking for a personal finance app that is convenient, easy to use and at the same time has enough features, then Debit & Credit is the right app for you.

• All Accounts in One App
Keeping financial records was always a bit of a hassle. But now you can actually enjoy it. See all your accounts in one place and switch between them with one simple touch.

• Super Fast
Creating a new transaction now takes a matter of seconds. It has never been easier with gestures and other features that we developed for you. And we will never require you to make dozens of unnecessary taps to accomplish simple tasks.

• Locations (Geotagging)
Shopping frequently at the same place? Save its location to record expenses even faster. You can also get a list of saved payees sorted by distance.

• Budgets & Scheduled Transactions
Do you want to budget expenses on a particular category? No problems. Do you plan to make a transaction in the future and want to be reminded about it? Consider it done.

• Financial Plans
Plan ahead by creating a financial plan for the next year. Compare your performance against it and see your future net wealth.

• Reports
We believe in clean, crisp reports that are easy to read and understand. See where and what do you spend your money on. Other types of reports are available too.

• iCloud Sync
We will never ask you to create an account or provide any personal details. All data is stored in iCloud, it is not available to anyone except you.

• Shared Accounts
Do you want to share some of your accounts with someone else? No problems, you can share selected accounts via iCloud while keeping other accounts private. Great for managing family finances!

• Bank reconciliation mode
Sometimes we all need extra help to keep our accounts in shape. You can easily reconcile your accounts with bank statements in the app to eliminate any disparities.

• Importing data
We know how important it is to be able to import transactions from your financial institutions. That's why we support CSV, QIF, QMTF, OFX and QFX files. And you can also choose which particular transactions to import from a file, something that not all financial apps know how to do.

• Color Themes
Eight color themes are available for selection in the app settings in case if you want to customize your experience.

• Watch App
Create new transactions on the go with the Apple Watch app. You can also check your budgets and pay scheduled transactions with it.

• Powerful features
Split categories, pending transactions, URL schemes, file attachments, transaction tags, Siri, Touch ID and Face ID support, printing reports and saving them as PDF files - all those and many other features are at your disposal when you need them.

• Mac version of the app
You can download macOS version of the app on the Mac App Store. It has even more features and syncs fast with the iOS companion via iCloud.

Some features are limited to premium version subscribers. Premium version is an annual subscription. Our privacy policy, as well as subscription terms are available at http://debitandcreditapp.com/privacy-policy-with-terms.html.

In case of any questions please don't hesitate to contact support@debitandcreditapp.com.

What’s New

Version 4.2

New Repeat Periods for Scheduled Transactions
Now you can set your scheduled transactions to repeat on a particular day of the month. For instance, you can set a scheduled transaction to repeat on the second Wednesday of the month.

Merging Metadata Items (Mac App Only)
Sometimes you might need to merge a few descriptions or categories. Now you can do that in the app preferences. Select multiple items, right-click one of them, and select "Merge".

Shared Financial Plans
Your family members can now optionally see your financial plans. To share a financial plan, you need to be also sharing all of your accounts. As a reminder, sharing settings are available in the app settings, in the iCloud sync section.

Search for Scheduled Transactions (Mac App Only)
When you switch to the "Scheduled" section in the Mac app, you will see a search box. You can use it to search for pretty much everything but it also supports search operators (e.g. "after", "before", "category", etc). You can read more about search operators in the user guide.

Ratings and Reviews

4.7 out of 5
1K Ratings

1K Ratings

uber6eek ,

This App was made for me.

I have used and tried several finance tracking apps over the past couple years and never very satisfied with any of them. Most are too complicated that I end up not using them or bloated with features that clutter the interface or too simple to get much value out of. This app is amazingly intuitive and simple yet packed with nearly all the features I need to track successfully my finances and spending. It is very easy to add transactions and the reporting is useful. There is so much thought behind every function that I can tell a lot of time was spent perfecting the experience.

I'm actually using the budget feature because it is so simple and because the tagging feature is perfect to track what me or my wife spend individually and I can also tag transactions that I'll need to reference when it comes time to do my Income Tax. The missing feature I could use the most is to have the budget reflect pending transactions.

I really like the ability to change the color of the background along with the color of the app icon. I make it a different color than the other apps on my home screen so it stands out and I can quickly find it. I have too many red and blue apps and I sometimes open wrong one. I would love other developers to do the same.

TechDaddy4 ,

Customer for Years

Over the years, I have come to absolutely love Debit & Credit for its simplicity and uncompromising power. Ivan is genuine and lightning fast with responses to questions. Hands down, this is one of the most amazing apps I have seen - and he has THE best customer support I’ve ever seen - anywhere. It is absolutely astonishing what Ivan has packed in to this tool. I have tried so many apps - from indie developers to off the shelf big-name products, but Ivan’s continued development and increased feature set seems to unleash a power that is unparalleled. I will gladly be a premium subscriber for years to come as this is an app that delights and delivers. From sharing to the ability to weave into automated workflows (shortcuts), there is a massive return on investment for potential time saved with this app (without sacrificing privacy, mind you). Thank you for URL SCHEME support! For anyone reading the reviews, if you’re on the fence about downloading this app, don’t be. Download and dive in to the robust features that are elegantly hidden behind simplicity. I can’t wait to see what he does with this app in the future. It is already a top shelf product. Been a customer for years now and will be into the years to come. Frankly, the only thing to say here is - well done.

Apples Consumer ,

At last!

I have been searching for an app that I could use as a check book ledger without having to connect my bank account. I found a few, but they were either not aesthetically pleasing and have not been updated by the developer for years now, or they lacked crucial features I was looking for. I eventually settled for an app, but I didn’t stop my search. I finally find this app. The best part about it, was that it had an import functionality. That way, I could easily transition from my old app I was using, to this one! This is the best app. It has great features for free and a few extras if you pay for a subscription. Personally, I hope in the future the developer will add options to pay a one-time fee that costs a little more than the subscription simply because that is my preferred method for apps like these, with a tip jar. But overall, it is an amazing app. One feature I hope the developer will implement is a way to change the current date picking option from a spin wheel(I’m not sure what it’s called exactly) to an actual calendar that pops up where you can more quickly choose the date.

Information

Seller
Ivan Pavlov Pty Ltd
Size
19.1 MB
Category
Finance
Compatibility

Requires iOS 12.0 and watchOS 5.0 or later. Compatible with iPhone, iPad, and iPod touch.

Languages

English, French, German, Portuguese, Russian, Spanish, Turkish, Ukrainian

Age Rating
4+
Copyright
Price
Free
In-App Purchases
  1. Premium Version $19.99
  2. Premium Version $19.99
  3. Premium Version $19.99

Supports

  • Family Sharing

    With Family Sharing set up, up to six family members can use this app.

  • Siri

    Get things done within this app using just your voice.

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