Debt Snowball Calculator 4+

Plan your debt free journey

Jesse Flores

Designed for iPad

    • $1.99



The simplest way to stop feeling overwhelmed with debt is to take your first step towards financial freedom. Use the Debt Snowball app to create an action plan that calculates your debt free journey and allows you to track your progress with our debt tracker. Your financial toolbox just got bigger, pair it with your budget, mortgage, student loan, car loan apps, to help you achieve your ultimate goal - Financial Independence.

The Debt Snowball Calculator calculates the number of months and years it will take to become debt free using your smallest balance, highest interest or any order you choose. Depending on your debt, you will either save big or not much at all. Choose a method that works for you.

The Debt Tracker allows you to track your progress by recording monthly payments made to your debt. Every time a payment is recorded your status will be updated and changes will be made to your overall journey.

Here's how to use it.

Enter in your debt and the app will create a debt free plan. This plan will give you a timeline for car loan payoffs, credit card payoffs, student loan payoffs and mortgage payoffs. Track your monthly progress by recording your payments allowing you to view how much your journey has changed.

Create printable debt-free charts. Choose between two styles: a blank chart where you can fill in your own information or a chart where the app generates all your payments. You'll be tracking your debt-free journey in no time!

Are you loving the app? We'd love to hear from you! Please take a moment to leave us a nice review or send us an email at We appreciate all your support!

What’s New

Version 2.0

NEW! Now you can track your debt every month by recording the payments you make to each debt. Once recorded, your debt-free journey will be automatically adjusted.

Ratings and Reviews

3.8 out of 5
49 Ratings

49 Ratings

DiMeDoUtSoN ,

Get rid of your debt!

I have been looking for a app that helps me pay off my debt with the snowball method. I tried many different ones and then i saw this one. I read reviews and thought about not purchasing but i did and it turns out to be the best one. You add all your debts. You choose how you want to tackle them. Low interest. Low balance or just choose exactly what order you want. Then you can add how much extra you want to add to the snowball. It will then show you all your debts by month and how much you will be paying to each. It also shows you how long it would take to pay it off. My only issue is that it does not show you up to date info. So if i make those payments to my card, i would have to go into each debt manually and edit the amount owed so that it updates the payments plan. It should have a button to make payments to each debt and allow you yo input exactly how much you paid, which then would update the plan. Besides that, i think this is a very good app. Wry useful and will motivate you to get out of debt quickly. So add a $1.99 debt to one or your cards and buy this app.

Developer Response ,

Thank you so much for your review. We are working on adding more features to the app soon.

Keri2019 ,

Needs more work

Overall I think it is a good debt calculator but I would make a few changes. For instance when I put in one of my debts I like putting in the exact interest rate especially on student loan debts. Well the app rounds it to an even percentage which isn’t that accurate. I would like the app to use my exact percentage. Also, I would like it to pay off my debt month by month as I go and be able to put in what I actually owe that month and that might be different than what my actual monthly payment is (its student loans so they are very different) and I would also like it to ask how much extra if any that I paid for that month. I think all of these extra features would add more focus and help see when I’m expected to pay off my debts.

Developer Response ,

Thank for your honest review. We are working on an update that will allow you to track your debt free journey. A lot of users have requested this feature.

wellhereyougosinceyouasked ,

Not Impressed 😩

While I like the concept of logging my debts and their details, I was expecting much more from this app. I was expecting to list the debt and the details, then see an actual tracker to include me listing the payments made and seeing the balance decrease ... similar to the way I have it set on my excel spreadsheet which is what I will stick to using. We all know that feeling you get from seeing a balance decrease and this app doesn’t do it for me. It’s very basic and not helpful at all. I don’t have a ton of debt but I don’t think this app being provided at its full potential. I’m sure there are some other features that could be applied to make this app #1 but in its current state it’s just not what I need. The purpose of using this app is to stay on top of paying down debt and this app is very boring and doesn’t motivate you, remind you, allow you to set goals (or send any alerts when you’ve reached a goal), have any cool color schemes or anything ... you’d be better off saving your money and using excel. At least it’s free and customizable!

App Privacy

The developer, Jesse Flores, has not provided details about its privacy practices and handling of data to Apple. For more information, see the developer’s privacy policy.

No Details Provided

The developer will be required to provide privacy details when they submit their next app update.


  • Family Sharing

    Up to six family members can use this app with Family Sharing enabled.

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