Stay connected to your finances 24/7 with our brand new app.

New features include:
• Account Dashboard
• Pay Anyone
• Enhanced Bill Pay Experience
• Budget Goals
• Balance Peek
• Secure Messaging
• Register via mobile app

Additional standard features include:
• Quick Access Login (Touch ID or PIN)
• Improved mobile deposit experience
• Transfer funds
• Expanded Account Alerts
• Improved Branch and ATM Finder

Getting started is easy! Simply sign in with your existing Online Banking username/password or new members can tap the "Sign up now" link.

What’s New

Version 3010.2

Miscellaneous bug fixes and performance improvements

Ratings and Reviews

4.8 out of 5
56.3K Ratings

56.3K Ratings

Jzamora001 ,

Credit Unions Are Always Better Than Banks

If it’s a testament to Desert Financial, I’ve been with them for 7 years. They’ve always been good to me when it comes to overdraft fees (sometimes they say no 😜, but 80% of the time they work with me, and they don’t keep charging you a fee for everyday you’re overdrafted like big greedy banks do)

They put my car loan on hold for 2 months when I called them when Covid-19 hit, and they didn’t ask any questions or make a fuss about it. They’ve worked with me on my credit card payments too. Overall they’re a wonderful credit union, they constantly care, and I love their staff. Big ups from me for this place, I love them.

Manaoana ,

Help!!!! App won’t let me set-up!!!

I was forced to update this app this morning and it won’t continue past the page where I create a unique user name. No matter what I put it either just comes back to say Continue or it changes my user name, to something totally different, but still won’t ‘Continue’. I’m forced to go back and it starts the whole process over again! I tried putting in different user names (and some were quite unique and I’ll probably never remember them). If the problem is that the name is taken it doesn’t give me the option to try something else. I even lose the ability to type. This is really frustrating!

Developer Response ,

Hi Manaoana, some members may need to reset their password when logging into the new online banking and app. You can find instructions for that here, We are sorry for this inconvenience and if you are still experiencing issues please call our Member Assistance Team at (602)433-7000.

MacStu1 ,


Thou I like the refreshed look of Desert Federal I find both there online and mobile apps are primitive compared to others. I think if your seeking to be ahead of the game that the appearance refresh isn’t enough. Can’t transfer external funds from another outside banks. Font is small. App is slow with initializing. Criteria for having an account with low maintenance fees is higher then commercial. Alerts doesn’t even include a basic direct deposit alert.


Desert Schools Federal Credit Union
101.9 MB

Requires iOS 11.0 and watchOS 3.0 or later. Compatible with iPhone, iPad, and iPod touch.


English, Spanish

Age Rating


  • Family Sharing

    With Family Sharing set up, up to six family members can use this app.

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