We provide the tools and resources to help build your credit every step of the way. Insights give you real-time feedback on the actions you can take right now to start improving your credit.
WHERE TRADITIONAL LENDERS SEE RISK, WE SEE POTENTIAL
While traditional lenders only look at your FICO score and credit history to determine your credit worthiness, in absence of a history, our proprietary algorithm takes other factors into consideration such as your current financial health and habits to predict your future credit potential.
WE BALANCE SIMPLICITY AND SECURITY
Our cards meet the strictest requirements of the law when it comes to security, using enhanced identity verification and consistent lending practices to ensure your safety. All of these features and we never sacrifice a simple experience to sign up or manage your account on the go..
WHAT PEOPLE ARE SAYING ABOUT US
“I’m a proud customer. It’s efficient with clear payment options, great rewards like Amazon Prime, and it’s accepted everywhere Mastercard is. I would absolutely recommend it to my friends and all students.”
***** Margaret K - University of Texas San Antonio
“My Deserve card is helping me build credit history and I use it everywhere. I'm happy with the card and their service. Highly recommended for all students.”
***** Jin L. - University of Texas at Dallas
“I use my credit card for many things from buying groceries to paying my bills. It's more convenient than carrying cash.”
***** Diana A. - University of California Berkeley
DON’T JUST TAKE OUR WORD FOR IT
“An A+ credit card for students lacking credit. The idea behind Deserve is simple, but powerful: Students deserve the chance to build credit with a credit card, and they shouldn’t have to jump through hoops just to get approved.”
***** Credit Karma
“If you’re a student looking to establish credit, the Deserve® Edu Mastercard for Students may clear some obstacles from your path while also earning you cash-back rewards, a rare opportunity when you have no credit record.”
“The Deserve® Edu Mastercard for Students is a solid choice for anyone who’s currently enrolled in a U.S. college or university, particularly international students and fans of Amazon.com”
To learn more about Deserve and to apply for a Deserve Mastercard, visit https://www.deserve.com
Deserve® is a venture-backed startup that is dedicated to offering much-needed financial services to students at U.S. colleges and universities. Cards issued by Celtic Bank, a Utah-Chartered Industrial Bank, Member FDIC.
We’re always updating Deserve Mobile to improve our app and to bring important features to the Deserve community!
Ratings and Reviews
Not bad, but having problems
The app is pretty good, but I’ve been having issues on adding a bank as a payment method with the app. Every time I hit the “more banks” button, the app crashes. I’m using an iPhone 13 Mini, could be that the app is poorly optimized, I hope this changes soon.
As much as I’ve been impressed with my Deserve EDU card and its customer service, the app is definitely a low point of the Deserve experience. There’s no way to get your card details in the app, there are very few financial insights, and the overall design is just clunky and unpolished. It even hides your status bar (time/signal strength) when the device’s dark mode setting is enabled. I really wish Deserve would take a page out of Robinhood/CashApp/Petal’s book when it comes to app design. At least implement a dark mode!
Good product and customer service
Great card for international students without SSN, don’t need to give a deposit to get a real credit card! Love the real-time transaction notification, freeze and unfreeze card features. Friendly customer service, very patient to explain all my questions, highly recommend!
Data Linked to You
The following data may be collected and linked to your identity:
- Financial Info
- Contact Info
- Usage Data
Privacy practices may vary, for example, based on the features you use or your age. Learn More
- DESERVE, INC.
- 36.2 MB
- Requires iOS 9.0 or later.
- iPod touch
- Requires iOS 9.0 or later.
- Age Rating
- © 2018 Deserve, Inc.
Get all of your passes, tickets, cards, and more in one place.
With Family Sharing set up, up to six family members can use this app.