We provide the tools and resources to help build your credit every step of the way. Insights give you real-time feedback on the actions you can take right now to start improving your credit.
WHERE TRADITIONAL LENDERS SEE RISK, WE SEE POTENTIAL
While traditional lenders only look at your FICO score and credit history to determine your credit worthiness, in absence of a history, our proprietary algorithm takes other factors into consideration such as your current financial health and habits to predict your future credit potential.
WE BALANCE SIMPLICITY AND SECURITY
Our cards meet the strictest requirements of the law when it comes to security, using enhanced identity verification and consistent lending practices to ensure your safety. All of these features and we never sacrifice a simple experience to sign up or manage your account on the go..
WHAT PEOPLE ARE SAYING ABOUT US
“I’m a proud customer. It’s efficient with clear payment options, great rewards like Amazon Prime, and it’s accepted everywhere Mastercard is. I would absolutely recommend it to my friends and all students.”
***** Margaret K - University of Texas San Antonio
“My Deserve card is helping me build credit history and I use it everywhere. I'm happy with the card and their service. Highly recommended for all students.”
***** Jin L. - University of Texas at Dallas
“I use my credit card for many things from buying groceries to paying my bills. It's more convenient than carrying cash.”
***** Diana A. - University of California Berkeley
DON’T JUST TAKE OUR WORD FOR IT
“An A+ credit card for students lacking credit. The idea behind Deserve is simple, but powerful: Students deserve the chance to build credit with a credit card, and they shouldn’t have to jump through hoops just to get approved.”
***** Credit Karma
“If you’re a student looking to establish credit, the Deserve® Edu Mastercard for Students may clear some obstacles from your path while also earning you cash-back rewards, a rare opportunity when you have no credit record.”
“The Deserve® Edu Mastercard for Students is a solid choice for anyone who’s currently enrolled in a U.S. college or university, particularly international students and fans of Amazon.com”
To learn more about Deserve and to apply for a Deserve Mastercard, visit https://www.deserve.com
Deserve® is a venture-backed startup that is dedicated to offering much-needed financial services to students at U.S. colleges and universities. Cards issued by Celtic Bank, a Utah-Chartered Industrial Bank, Member FDIC.
We’re always updating Deserve Mobile to improve our app and to bring important features to the Deserve community! This release fixes a few bugs and improves overall stability.
Ratings and ReviewsSee All
Great product for international student
The credit card is hard to apply for international students as they don't have ssn, and no banking history in US. This card is the best of the few option there to get started with credit cards for international students! They also come with amazing and knowledgeable customer support.
Good product and customer service
Great card for international students without SSN, don’t need to give a deposit to get a real credit card! Love the real-time transaction notification, freeze and unfreeze card features. Friendly customer service, very patient to explain all my questions, highly recommend!
Love the app- easy to use and great notifications
Love the app interface, very intuitive to the end user. Love the instant notifications, helps me be aware of all transactions and if there is any unauthorized transaction. Highly recommend it to all students who are starting to build out their credit history.
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With Family Sharing set up, up to six family members can use this app.