Introducing the Difference Card Smart Mobile App! This free app from The Difference Card will deliver a unique experience like no other.

In addition to providing on-the-go access to your Difference Card account, the mobile app will assist you by:

- Guiding you through your healthcare journey with personalized recommendations
- Exploring low-cost, high quality healthcare options you may not have known existed
- Making smart healthcare spending and saving decisions with the use of a virtual medicine cabinet
- Helping you submit a claim quickly and easily with the snap of a picture

In addition, you will have access to helpful mobile tools such as viewing your account balance and transaction details on-the-go, viewing pending claims, and accessing important messages from The Difference Card.

For security reasons, you will need to register and create an account, even if you have already registered on The Difference Card website.

When using the app for the first time, you will be guided to take some important actions, such as specifying chronic conditions, loading your virtual medicine cabinet, and adding your health insurance provider. This will provide a truly personalized mobile app experience!

Making a difference in your healthcare decisions with the Mobile Smart App from The Difference Card!

What’s New

Version 18.0.0

• New Notification Center
• New Profile Screen
• Removal of Smart Score Elements
• Find Care and Medicine Cabinet Improvements for Eligible Accounts
• Various Usability Improvements

Ratings and Reviews

3.2 out of 5
79 Ratings

79 Ratings

Love St.Cloud ,


Not too long ago I struggled with finding a healthcare provider for my wife who is now pregnant. Going through the insurance carrier website I either found a good provider not taking patients or the provider is no longer in-network. Having this feature gives me an added measure of assurance that I won’t have to go through that headache again. Great job Difference Card!

Bumbler2 ,

Stay away. Scam.

I have never interacted with a company with such a high level of incompetence, indifference toward customers needs, and yet superficial pleasantness on the phone. The superficial pleasantness will engender misplaced trust and lead you to call them again when their promises are unkept. The mixture of incompetence and indifference towards your needs though will finally lead you to realize this company is a scam. That they have built such a presence in New York City is outstanding considering they refuse to reimburse for services. Enrolling in The Difference Card is a mistake. Spending time collecting documents to send to them for reimbursements is a further mistake. The reason for the length of this review though, is the atrocious customer service, really the worst combination of incompetence, indifference, and false hope. Stay very far away.

whyhaveibeenwaitinginline????? ,

Quality of Care

Checked the new feature of finding a provider. Found the surgeon that saved my daughter’s arm: no surprise, 5 star rating. Found the doctor who almost paralyzed my daughter’s arm: 1.7 star rating. Will never bring my daughter to a doctor again without first checking this app.

App Privacy

The developer, EB Employee Solutions, LLC, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.

Data Linked to You

The following data may be collected and linked to your identity:

  • Financial Info
  • Location
  • Contact Info
  • User Content
  • Search History
  • Identifiers
  • Usage Data

Privacy practices may vary, for example, based on the features you use or your age. Learn More


  • Wallet

    Get all of your passes, tickets, cards, and more in one place.

  • Family Sharing

    With Family Sharing set up, up to six family members can use this app.

You May Also Like