Whatever you want to achieve financially, it all starts now. No budgets, no overdrafts, just savings goals you can plan for. Stay on top of your finances and consistently save the perfect amount of money with Digit, the personalized savings algorithm built for you.
You’re planning a quick getaway, saving for a new pair of shoes, or eventually want to buy a home, start an education fund for your kids, or put aside a little bit of extra cash. You’re on top of your finances because we’re there, always working for you in the background.
DIGIT - YOUR SMART FINANCIAL ASSISTANT
Simply connect your bank account to sign up - that’s it!
1) Up your financial game. We learn your spending patterns and income, with a constantly evolving understanding of your finances.
2) Save the perfect amount, whenever you can. We’ll move the perfect amount of money from your checking account to a secure Digit account.
3) Reach your financial goals and pay off debt faster, and without a budget.
Digit is completely free to try for 30 days. After your trial period, a monthly subscription costs $5 and can be canceled anytime.
Featured in Forbes, CNBC, New York Times, Yahoo! Finance, Self, and more, Digit helps you and others like you manage your money, improve your financial health, and save an average of $2,500 a year along the way.*
ACHIEVE BETTER FINANCIAL HEALTH. AUTOMATICALLY.
— Save the perfect amount of money with Digit’s completely personalized savings algorithm.
— Save for an unlimited number of goals. Digit even intelligently divides your savings, allocating money depending on your goals’ target completion dates.
— You’re in control. Set safe saving levels, boost your savings, and pause goals whenever you need.
— Pay bills or other debt like student loans faster, with synced-up bills that Digit saves for you throughout the month.
— Get overdraft protection with notifications and automatic transfers when your account balance is low.
— Withdraw your money as often as you like. No fees, no minimums.
— Plus, earn 0.10% annually on your Digit savings. That's 2X more than most savings accounts!
— Bank-level encryption software keeps your funds and personal information secure.
— FDIC-insured banks maintain your Digit savings, insured up to a balance of $250,000.
The future is yours. So get there with Digit.
*Average saved based on Digit customers with connected accounts from Jan-June 2020
We've made getting financially healthy just a little more effortless. The Digit team has been hard at work improving the app and fixing bugs.
Ratings and ReviewsSee All
I absolutely LOVE Digit!
I discovered Digit back in March 2018 & I’d be lying if I said I wasn’t skeptical at first. A lot of the negative reviews made me very nervous to try it out when I first started out, but I’m a customer for life, now! Digit helps me make sure that I’m saving money, & I really don’t even notice the money that’s being taken out to be saved. I love how quickly I’ve managed to save money towards individual goals, as well as in general. It’s amazing how much you can save when your funds are being put somewhere that you won’t have immediate access to it. & if you’re concerned about withdrawing funds at any point in time, it’s an absolute breeze. The withdrawal minimum is really helps as well. I have mine set to $50, & they’ve never withdrawn money from my account when my balance is at $50 or below. They also won’t withdraw on weekends, which is always helpful because I can never get an accurate balance on my bank account until Mondays or Tuesdays.
Also I could rave & rave for days about the customer service. They’re absolute sweethearts & they’re more than happy to answer any questions you have for them. They don’t make you feel stupid or under appreciated. I would & DO recommend this app to anyone who has trouble saving or anyone who just wants a little help putting some spare money to the side for a rainy day. I promise you that downloading this app will be something you won’t regret!
Developer Response ,
Thanks so much for taking the time to share this feedback, we sincerely appreciate it! We're so glad to have won you over and that Digit has been able to help out with so much :) We'll definitely pass the recognition along to our support team as well. Thanks for being a part of the Digit family, save on!
This app is awesome! The part where is scans your account and saves for you is phenomenal, but you can also manually move funds as well, which is great! In doing so it makes saving mindless and easy while also letting me organize my funds for any large purchases or financial obligations with ease. Withdrawing from digit is simple and easy! You can do it two ways, the first takes a couple days for the money to hit your account after withdraw and that is free of charge, which is awesome! The second, if you need the money ASAP takes only a couple minutes to hit your account, but cost you a dollar. In my mind it’s a dollar... who cares, the total value you receive from the app vastly exceeds the 1 dollar charge for that option or the 3 dollar subscription. Made a whoopsie and over drew? No problem, digit has your back, turn on the overdraft protection in the app (even if you never overdraw your account, it’s a good option to have on), and if it happens digit automatically withdraws from your rainy day fund to cover down on the overdraft, no excess fees. Over all, the app is designed to help you out in as many ways as possible, with financial goals, bigger ticket purchases, financial obligations (rent, mortgage, car payment, etc). High 5 to the developers, you guys a really taking a step in a great direction to help people, keep up the great work!
Great habit to have when you’re a college student
I’ve been using Digit for a year or so now and I really love it. I have the credit card paying feature on and it’s pretty great. It is like a nice little extra payment to my credit card bills on top of what I already pay. I also love the texts that I get every morning about my account balance because it helps me be more aware of my spending and budget. I love just being able to open the account and be happy that I saved $x without even realizing it. Even if they take little amounts daily, when it accrues, it can be a nice fund to have when you least expect it.
I think a lot of these new reviews that give one star are pretty unfair. Most of them seem like communication issues with their bank because I’ve never had much issues. Also, I think $2.99 is fair for the service they do. People can’t expect everything in life to be free. If what you’re saving is not or barely $3 a month, then I think that’s a personal finance issue that you should be focusing on, not the app charging “unfairly” but that’s my opinion.
The only thing I would say could use improvement is if they can update my checking account balance closer to real time because sometimes it’s delayed and shows either yesterday’s balance or something.
With Family Sharing set up, up to six family members can use this app.