Description

Digit helps you get results and reach your financial goals effortlessly. Our personalized approach helps you save for your goals and invest for the future - so you don't have to think about it. Healthy money, happy mind.

THE PERFECT AMOUNT, EVERY DAY

Digit analyzes your income and expenses daily, saves what you can afford, and directs the right amount towards your goals.

SAVE MONEY WITHOUT THINKING ABOUT IT

Digit effortlessly saves for all of your goals: emergencies, everyday expenses, a vacation, or even a down payment on a house. Digit also monitors your checking balance and moves money back into your checking account to avoid overdraft fees when needed.

INVEST WHAT YOU CAN AFFORD

Save money for retirement by letting Digit do the hard work. Digit matches you with the appropriate investment portfolio to reach your goals and invests amounts you can afford. Digit finds you the right IRA to help you max out your tax-advantaged retirement savings each year.

DIGIT - YOUR SMART FINANCIAL ASSISTANT

Featured in Forbes, Business Insider, New York Times, BuzzFeed, and more, Digit helps you and others like you manage your money, improve your financial health, and save an average of $2,500 a year along the way.*

To get started, simply download the app and connect your bank account - that's it! The signup process takes less than five minutes.

Digit is free for 30 days, then just $5/month. All our features are bundled into one transparent monthly membership that's designed to deliver progress on your financial goals.

ACHIEVE BETTER FINANCIAL HEALTH. AUTOMATICALLY.

— Save the perfect amount of money with Digit's completely personalized savings algorithm.
— Save for an unlimited number of goals. Digit even intelligently divides your savings, allocating money depending on your goals' target completion dates.
— You're in control. Set safe saving levels, boost your savings, and pause goals whenever you need.
— Get overdraft prevention with notifications and automatic transfers when your account balance is low.
— Invest in your future. Create a retirement goal and Digit will move what you can afford into the right investment portfolio for you.
— Withdraw your money as often as you like. No fees, no minimums.
— Plus, earn 0.10% annually on your Digit savings. That's 2X more than most savings accounts!
— FDIC-insured banks maintain your Digit savings, insured up to a balance of $250,000.

The future is yours. So get there effortlessly with Digit - your smart financial assistant.

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*Average saved based on Digit customers with connected accounts from Jan-Sept 2020.

What’s New

Version 3.119.0

We're making financial health even more effortless! This release includes updates to our biometrics security feature and improvements to our new product. To learn more and to sign up for the waitlist, visit https://waitlist.digit.co/

Have any feedback for us? Let us know at help@digit.co

Ratings and Reviews

4.7 out of 5
257.9K Ratings

257.9K Ratings

Jecka_Lee ,

Best App for Saving Money!

I absolutely love this app. I downloaded it thinking I’d try it out but I was expecting to delete it like I have all the others. I honestly had forgotten about it until I checked my bank account and noticed I had a few bucks a day being deducted by digit. So I checked my digit account and was shocked that I’d already saved close to $100! I downloaded the app in May and between the rainy day account and the travel fund I started, I’ve saved almost $800! I don’t even notice the money being deducted since it’s just a few bucks a day.

Here’s the best part - Digit let’s you set up a maximum amount for them to deduct daily but they do NOT deduct the maximum if you’re short on cash or if they notice it’s a time in the month when you’re usually paying bills. Sometimes they’ll only deduct maybe 50 cents or so. Also, you can tell them not to let your account get under a certain amount. I set mine to $10 and when my account dropped below that, digit transferred the difference using funds from my rainy day account. This is huge for me because sometimes I do get down to just a couple bucks right before my next paycheck. The $5 a month fee is worth it just for this feature alone.

If you have trouble saving money or you’ve got a big goal to reach, give this a try. You’ll hit your goal without even realizing you’ve been saving money.

Developer Response ,

Thanks for the review Jecka! We're so happy to hear you saved almost $800 without noticing it, how incredible is that? You've totally made our day :)

anonymous9900 ,

Must Have App

I never review apps but this one deserves a good review. Digit is my all time favorite app and has saved me so much money in such a sort amount of time. The app is extremely user friendly and truly, once you set it up, you really forget about it. I love how the apps only takes out funds it knows I will not need and when it recognizes that my account is low, it automatically deposits some of my saved money back into my checking account. For only $5 a month, all of my money is FDIC insured and my savings earn a 0.10% savings bonus which is nice! Another AMAZING feature is the automatic Credit Card and Student Loan payment feature. Rather than taking money from my checking account and putting it into savings, Digit will automatically route that money to my Credit Card payment and Student Loan bills saving me hassle in the long run and shortening my repayment plan! Truly, I cannot say enough good things about this app and I recommend everyone give it a try. If the $5 a month doesn’t seem worth it to you, I believe they offer a free trial that you should take advantage of because once you get a taste of how much you can save, you’ll gladly spend that $5 every month. To put it into perspective, Digit saved me $1,000 in just a few months by slowly taking out $3 here, $10 here, etc. and I never noticed it missing from my account!

Developer Response ,

Hi there! So happy to hear and read about how much we are helping you with saving and helping you with the credit card and student loan payments! Thank you again for the amazing review!!

Stupendous_Weeaboo ,

Great App!

This app is awesome! The part where is scans your account and saves for you is phenomenal, but you can also manually move funds as well, which is great! In doing so it makes saving mindless and easy while also letting me organize my funds for any large purchases or financial obligations with ease. Withdrawing from digit is simple and easy! You can do it two ways, the first takes a couple days for the money to hit your account after withdraw and that is free of charge, which is awesome! The second, if you need the money ASAP takes only a couple minutes to hit your account, but cost you a dollar. In my mind it’s a dollar... who cares, the total value you receive from the app vastly exceeds the 1 dollar charge for that option or the 3 dollar subscription. Made a whoopsie and over drew? No problem, digit has your back, turn on the overdraft protection in the app (even if you never overdraw your account, it’s a good option to have on), and if it happens digit automatically withdraws from your rainy day fund to cover down on the overdraft, no excess fees. Over all, the app is designed to help you out in as many ways as possible, with financial goals, bigger ticket purchases, financial obligations (rent, mortgage, car payment, etc). High 5 to the developers, you guys a really taking a step in a great direction to help people, keep up the great work!

App Privacy

The developer, Hello Digit, Inc, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.

Data Linked to You

The following data may be collected and linked to your identity:

  • Financial Info
  • Contact Info
  • User Content
  • Identifiers
  • Usage Data

Data Not Linked to You

The following data may be collected but it is not linked to your identity:

  • Financial Info
  • Diagnostics

Privacy practices may vary, for example, based on the features you use or your age. Learn More

Supports

  • Family Sharing

    With Family Sharing set up, up to six family members can use this app.

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