Managing your money can be hard. Saving money for the future is even tougher. But what if you could easily save a little bit, only what you can afford, every single day?
Digit is your smart financial assistant, helping you to achieve your goals. Without even thinking about it. Pay off debt, plan a vacation, save for a house, or, put a little aside in a rainy day fund. Save your money, easily and securely, with Digit.
3 STEPS TO BETTER FINANCIAL HEALTH
1. Digit analyzes your spending habits.
2. And automatically moves the perfect amount to a secure Digit account.
3. So that you can manage your savings and achieve your financial goals.
Join the finance revolution that's saved users over a 2.5 billion dollars. Featured in Business Insider, Elle, Bustle, Money Peach and US News, Digit helps you to manage your money and improve your financial health.
MONEY SAVING FEATURES
— Save the perfect amount of money every day based on your income and spending.
— Save for an unlimited number of goals, with recommended timelines for achieving them.
— Pay off more of your debt, with precise amounts determined by your income and spending habits.
— Get overdraft protection with notifications for when your account balance is low.
— Withdraw your money as often as you like. No fees, no minimums.
— Earn 0.5% annually on your Digit savings. That's 7X more than most savings accounts!
— Bank-level encryption software keeps your funds and personal information secure.
— FDIC-insured banks maintain your Digit savings, insured up to a balance of $250,000.
Digit is completely free to try for 30 days. After your trial period, a monthly subscription costs $5 and can be canceled anytime.
Let Digit help you to pay off debt and manage your savings, so you can sit back and enjoy your life.
- Bug fixes and improvements
Ratings and ReviewsSee All
I absolutely LOVE Digit!
I discovered Digit back in March 2018 & I’d be lying if I said I wasn’t skeptical at first. A lot of the negative reviews made me very nervous to try it out when I first started out, but I’m a customer for life, now! Digit helps me make sure that I’m saving money, & I really don’t even notice the money that’s being taken out to be saved. I love how quickly I’ve managed to save money towards individual goals, as well as in general. It’s amazing how much you can save when your funds are being put somewhere that you won’t have immediate access to it. & if you’re concerned about withdrawing funds at any point in time, it’s an absolute breeze. The withdrawal minimum is really helps as well. I have mine set to $50, & they’ve never withdrawn money from my account when my balance is at $50 or below. They also won’t withdraw on weekends, which is always helpful because I can never get an accurate balance on my bank account until Mondays or Tuesdays.
Also I could rave & rave for days about the customer service. They’re absolute sweethearts & they’re more than happy to answer any questions you have for them. They don’t make you feel stupid or under appreciated. I would & DO recommend this app to anyone who has trouble saving or anyone who just wants a little help putting some spare money to the side for a rainy day. I promise you that downloading this app will be something you won’t regret!
Developer Response ,
Thanks so much for taking the time to share this feedback, we sincerely appreciate it! We're so glad to have won you over and that Digit has been able to help out with so much :) We'll definitely pass the recognition along to our support team as well. Thanks for being a part of the Digit family, save on!
This app is awesome! The part where is scans your account and saves for you is phenomenal, but you can also manually move funds as well, which is great! In doing so it makes saving mindless and easy while also letting me organize my funds for any large purchases or financial obligations with ease. Withdrawing from digit is simple and easy! You can do it two ways, the first takes a couple days for the money to hit your account after withdraw and that is free of charge, which is awesome! The second, if you need the money ASAP takes only a couple minutes to hit your account, but cost you a dollar. In my mind it’s a dollar... who cares, the total value you receive from the app vastly exceeds the 1 dollar charge for that option or the 3 dollar subscription. Made a whoopsie and over drew? No problem, digit has your back, turn on the overdraft protection in the app (even if you never overdraw your account, it’s a good option to have on), and if it happens digit automatically withdraws from your rainy day fund to cover down on the overdraft, no excess fees. Over all, the app is designed to help you out in as many ways as possible, with financial goals, bigger ticket purchases, financial obligations (rent, mortgage, car payment, etc). High 5 to the developers, you guys a really taking a step in a great direction to help people, keep up the great work!
Great habit to have when you’re a college student
I’ve been using Digit for a year or so now and I really love it. I have the credit card paying feature on and it’s pretty great. It is like a nice little extra payment to my credit card bills on top of what I already pay. I also love the texts that I get every morning about my account balance because it helps me be more aware of my spending and budget. I love just being able to open the account and be happy that I saved $x without even realizing it. Even if they take little amounts daily, when it accrues, it can be a nice fund to have when you least expect it.
I think a lot of these new reviews that give one star are pretty unfair. Most of them seem like communication issues with their bank because I’ve never had much issues. Also, I think $2.99 is fair for the service they do. People can’t expect everything in life to be free. If what you’re saving is not or barely $3 a month, then I think that’s a personal finance issue that you should be focusing on, not the app charging “unfairly” but that’s my opinion.
The only thing I would say could use improvement is if they can update my checking account balance closer to real time because sometimes it’s delayed and shows either yesterday’s balance or something.
With Family Sharing set up, up to six family members can use this app.