With over 100,000 past users and 4,000+ five-star reviews on Google and Trustpilot, Dispute Beast is finally on iOS, putting the power to fix your credit right in your hands.
Dispute Beast is a DIY AI credit repair & finance app that helps you identify negative items on your credit report, generate professional dispute letters, and mail them directly to the bureaus, all from your phone. No credit repair agency. No lawyer. You're in control, and Beast AI does the heavy lifting.
Over 100,000 people have already used Dispute Beast to fight back against bad credit. 40% of them are working toward buying a home.
HOW IT WORKS
Connect your credit monitoring
Link your credit monitoring FICO or Vantage account and pull your latest 3-bureau credit report in seconds.
Run an Attack
Beast AI scans your report, identifies the negative items hurting your score, and generates 15-20 personalized dispute letters ready to send.
Mail your letters
Send your dispute letters directly through Sprint Mail, our in-app mailing center. We print, stamp, and mail everything for you, saving you up to an hour of work per attack.
Wait and repeat
Dispute cycles run every 40 days. Track your progress, monitor your score, and run your next attack when it's time.
WHAT'S INCLUDED
Beast AI Credit Coach: Get personalized credit guidance in plain English. Ask anything: why your score dropped, what to focus on, how to reach 700+. Your data stays private and secure.
3-Bureau Credit Reports: Pull your full credit report and see exactly what's hurting your score across Equifax, TransUnion, and Experian.
IQ Action Plan: Compare different Credit Reports over time, and analyze how your profile has changed, see what cards to focus on next.
Attack Tracking: Know exactly when your next attack window opens and never miss a dispute cycle.
Sprint Mail: Skip the post office. We handle printing and mailing so you don't have to.
Learn Tab: Access guides, articles, and credit education to understand your credit and how to improve it.
Document Storage: Upload and store your important credit documents right inside the app.
Built-in Support Chat: Get help from the Dispute Beast team directly inside the app, anytime.
BUILT FOR PEOPLE WHO WANT TO BUY A HOME
Whether you're 6 months out or 2 years away from your dream home, your credit score is the biggest factor standing between you and a mortgage. Dispute Beast helps you remove the negative items dragging your score down, so you can walk into that lender conversation ready.
IMPORTANT DISCLOSURE
Dispute Beast is a do-it-yourself credit repair & financial tool. We provide the technology, AI-generated dispute letters, and educational resources to help you manage and dispute your own credit. We are not a credit repair agency and do not dispute on your behalf. Individual results will vary. You have the right to dispute inaccurate information on your credit report directly with the credit bureaus at no cost. Conversations with the AI Beast Coach and other information should never be taken as legal advice.
Ready to start your journey? Download Dispute Beast and start your first Attack today.
I’m one who doesn’t use credit very much at all and every time I do decide to borrow for something I get surprised by something on my credit report(s) that is not correct or resolved and not showing the correct resolution and pushing my scores lower than they should be. This App is so easy to use and does all the work for you challenging all 3 bureaus with letters demanding legal compliance and immediate corrections for erroneous line items on your report. I highly recommend it, you’ll save so much money with lower rates and better terms by having “The Beast” do its thing before you shop for any loan product. It really works great.
Dispute Beast App Review
GisselleLopez4
What I love most is how simple it is. You do not need to know anything about credit repair. The AI does everything for you, it analyzes your report, generates the letters, and tells you exactly what to do next. The whole setup took me less than five minutes.
Slowly but surely
Dom-ht
This system is actively helping me out! I’ve used and wasted thousands of dollars on people or “gurus” trying to help me out. Not once have they raised my credit score like this app has done in the first month!
Very IMPRESSIVE
Jrodz024
I was skeptical at first decide to give it a chance and first month very impressed with results, everything is broke down and very detail for your information. Highly recommend
This update makes Dispute Beast faster, smoother, and more reliable, helping you stay focused on your credit journey while we deliver an even better experience.
Version 1.0.20
The developer, JDDB Holdings, LLC, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Used to Track You
The following data may be used to track you across apps and websites owned by other companies:
Financial Info
Contact Info
Data Linked to You
The following data may be collected and linked to your identity:
Financial Info
Contact Info
User Content
Usage Data
Data Not Linked to You
The following data may be collected but it is not linked to your identity:
Diagnostics
Privacy practices may vary, for example, based on the features you use or your age. Learn More
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
Information
Seller
JDDB Holdings, LLC
Size
54.9 MB
Category
Finance
Compatibility
Requires iOS 18.6 or later.
iPhone Requires iOS 18.6 or later.
Mac Requires macOS 15.6 or later and a Mac with Apple M1 chip or later.
