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A smart bank account, helping you live financially healthier.

This isn’t your traditional bank!
Douugh is an intelligent bank account, changing your relationship with money for the better and helping you create healthier habits.

Douugh takes the stress out of managing your money. Giving you useful insights & recommendations on how you’re spending and where to cut back, making sure you’re always in control, living within your means and saving for the future. We are basically your financial assistant, in your pocket!

We’re building the future of banking, and our journey has only just begun. We’re currently rolling out invites for our everyday checking accounts.

Set up an account in minutes! Open a full bank account from your phone, without having to leave whatever comfortable position you’re in!

Douugh is a smart bank account that helps you:

Set aside money for what is important to you:

- Jars are the easiest way to save for your financial goals.
- Simply set a goal of how much you want to save and by when. You can view your progress in the app along the way.
- Every Douugh member gets a Rainy Day Jar to help set aside money to cover any unexpected emergencies that may pop up.

Set and track spending targets:

- Targets let you specify how much you want to spend per category and see how you’re tracking throughout the month.
-Our smart alerts will notify you of your progress and when you’re close to hitting your target.

Always know where you’re at with your money:

- Douugh’s intelligence shows you how you’re spending and where to cut back.
- View your real-time financial position, helping you to make better decisions around your money.
- Ongoing reports and notifications will show you what you need to know to stay in the green and on the path to financial wellness.

A single view of your money:

Douugh lets you connect all of your existing accounts (checking and savings), so you can monitor all of your balances and accounts within the one app.

Manage your day to day bills:

- Douugh helps you keep on top of your bills, showing you exactly what and when is due.
- We even alert you when a bill is due, helping you avoid missing a payment.

A smarter way to bank:

Douugh’s bank account gives you everything you’d expect from a traditional checking account without the unnecessary fees, plus so much more.

- Using Douugh’s Mastercard debit card you unlock the power of our AI personal financial assistant, helping you better manage your money and save.
- We won’t charge you to withdraw cash using your Douugh debit card anywhere in the U.S, but you may be charged by the ATM operator.
- Deposits are insured up to $250,000 through our partner, Choice Bank, Member FDIC. We use powerful 256-bit AES encryption to ensure your data is always safe.
- We help you save money from day 1! Douugh has no minimum balance requirements. No monthly or service fees. No overdraft or transfer fees.
- You can lock/unlock your card, report it lost or stolen or change your PIN within the app.
- We support Apple Pay, so you can easily and securely pay with your phone, no matter where you are.

Instantly send money to friends & family:

- Effortlessly make bank transfers with zero fees. Better still, if your friends & family are also with Douugh, money transfers are instant!

All because of you

You’re the reason we’ve created a financial wellness app. We’d love you to join everyone already using and benefiting from Douugh.

Help us shape the future of banking and make the world financially healthier. Be apart of our awesome community - give us feedback, discuss/share product ideas and test new features.

Try Douugh today - it’s free to download.

What’s New

Version 1.2

General bug fixes and improvements

Ratings and Reviews

4.3 out of 5
6 Ratings

6 Ratings


Don’t download this if you want an account this decade

Says can join right from your phone and a few minutes later you have an account - NOOOO. In order to join you need a referral code or be placed on their waiting list. Guess they have too many accounts and too much money and can’t handle new customers or something never heard of a company like this having a waiting list. LOLOL it’s kind of funny there’s a million other places to get the same service that chase you to use them and want your business who would wait around for a service like this that makes no sense. Ohhhhhhh... so sure couldn’t hurt to be put on this exclusive waiting list why not right. So submitted my info and it gave me my spot on the list. I’m like 6600 something. HAHAHHA HAHA they cannot possibly be serious. So sure... after a few thousand spots open up and knock them off the list i can finally get an account!! Hopefully in a few years they’ll finally notify me that I can Ill just wait around hoping and wishing they’ll finally be able to accommodate me. I’ll wait forever and ever if need be. They cannot possibly be serious no way. Who even heard of them I never had how many can they even have that they’re supposedly turning away new business. This review has more or less turned into a rant because I’m like flabbergasted this cannot be serious. They only ask for email address so maybe it’s just collecting addresses to spam them or something there’s something just not right or horrible business management. Lol seriously just doesn’t make sense at all it cant be legit. Now we’re talking your money and/or privacy so just avoid this thing just going to delete this anyway.... i mean I’m sure by the time they get to me on their waiting lists I’ll already have changed phones a bunch of times so no reason to keep it. Lol what a joke and waste of time now


Douugh Pty Ltd
127.6 MB

Requires iOS 12.1 or later. Compatible with iPhone, iPad, and iPod touch.



Age Rating


  • Family Sharing

    With Family Sharing set up, up to six family members can use this app.

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